▲ 8 r/goStartupIndia+5 crossposts

I got tired of founders finding out their business was in financial trouble a month too late, so I built a free tool for it

I've watched a lot of founders (friends, past colleagues, people I've worked with) hit the same wall. Not a big dramatic collapse. A slow one. They're growing, sales look fine, and then one day they realize they're short on cash for payroll, or a vendor payment they forgot about is now overdue, or GST input credit is bleeding out somewhere nobody checked.

The money was never really "hidden." It was just scattered. Some in the bank, some in Razorpay, some in an Excel sheet nobody's opened since the seed round, some in a WhatsApp message from the CA. No single source lies to you exactly, but no single source tells you the truth either.

So I built Margyn.

At the base level it's dead simple: a free ledger where you log what's coming in, what's going out, what you owe, what's owed to you, and you can generate invoices from inside it too. No accounting background needed, nothing to set up.

But that's not really the point of it. The actual idea is that as you start using more tools, Margyn connects to them directly and pulls it all into one place automatically, and tells you what's actually at risk and what to fix. Razorpay and Zoho Books are live right now, and I'm adding more connectors regularly based on what people actually ask for(tally, bank feeds, gst, marg, khatabook, etc.).

I'm not trying to sell "another dashboard." I want it to be the one place that just tells you the truth about your business without you having to go dig for it.

It's free right now and I'm building it based on what actual founders say they need, not what I assume they need. If you run a business and want to try it, or just want to tell me what's missing, I'd genuinely rather hear the criticism now than after.

reddit.com
u/MargynLabs — 7 days ago

I got tired of founders finding out their business was in trouble a month too late, so I built a free tool for it

I've watched a lot of early-stage founders (friends, past colleagues, people I've worked with) hit the same wall. Not a big dramatic collapse. A slow one. They're growing, sales look fine, and then one day they realize they're short on cash for payroll, or a vendor payment they forgot about is now overdue, or GST input credit is bleeding out somewhere nobody checked.

The money was never really "hidden." It was just scattered. Some in the bank, some in Razorpay, some in an Excel sheet nobody's opened since the seed round, some in a WhatsApp message from the CA. No single source lies to you exactly, but no single source tells you the truth either.

So I built Margyn.

At the base level it's dead simple: a free ledger where you log what's coming in, what's going out, what you owe, what's owed to you, and you can generate invoices from inside it too. No accounting background needed, nothing to set up.

But that's not really the point of it. The actual idea is that as you start using more tools, Margyn connects to them directly and pulls it all into one place automatically, and tells you what's actually at risk and what to fix. Razorpay and Zoho Books are live right now, and I'm adding more connectors regularly based on what people actually ask for.

I'm not trying to sell "another dashboard." I want it to be the one place that just tells you the truth about your business without you having to go dig for it.

It's free right now and I'm building it based on what actual founders say they need, not what I assume they need. If you run a business and want to try it, or just want to tell me what's missing, I'd genuinely rather hear the criticism now than after.

reddit.com
u/MargynLabs — 11 days ago

I got tired of founders finding out their business was in trouble a month too late, so I built a free tool for it

I've watched a lot of founders (friends, past colleagues, people I've worked with) hit the same wall. Not a big dramatic collapse. A slow one. They're growing, sales look fine, and then one day they realize they're short on cash for payroll, or a vendor payment they forgot about is now overdue, or GST input credit is bleeding out somewhere nobody checked.

The money was never really "hidden." It was just scattered. Some in the bank, some in Razorpay, some in an Excel sheet nobody's opened since the seed round, some in a WhatsApp message from the CA. No single source lies to you exactly, but no single source tells you the truth either.

So I built Margyn.

At the base level it's dead simple: a free ledger where you log what's coming in, what's going out, what you owe, what's owed to you, and you can generate invoices from inside it too. No accounting background needed, nothing to set up.

But that's not really the point of it. The actual idea is that as you start using more tools, Margyn connects to them directly and pulls it all into one place automatically, and tells you what's actually at risk and what to fix. Razorpay and Zoho Books are live right now, and I'm adding more connectors regularly based on what people actually ask for(tally, bank feeds, gst, marg, khatabook, etc.).

I'm not trying to sell "another dashboard." I want it to be the one place that just tells you the truth about your business without you having to go dig for it.

It's free right now and I'm building it based on what actual founders say they need, not what I assume they need. If you run a business and want to try it, or just want to tell me what's missing, I'd genuinely rather hear the criticism now than after.

reddit.com
u/MargynLabs — 11 days ago
▲ 2 r/StartupIdeasIndia+1 crossposts

I got tired of founders finding out their business was in financial trouble a month too late, so I built a free tool for it

I've watched a lot of founders (friends, past colleagues, people I've worked with) hit the same wall. Not a big dramatic collapse. A slow one. They're growing, sales look fine, and then one day they realize they're short on cash for payroll, or a vendor payment they forgot about is now overdue, or GST input credit is bleeding out somewhere nobody checked.

The money was never really "hidden." It was just scattered. Some in the bank, some in Razorpay, some in an Excel sheet nobody's opened since the seed round, some in a WhatsApp message from the CA. No single source lies to you exactly, but no single source tells you the truth either.

So I built Margyn.

At the base level it's dead simple: a free ledger where you log what's coming in, what's going out, what you owe, what's owed to you, and you can generate invoices from inside it too. No accounting background needed, nothing to set up.

But that's not really the point of it. The actual idea is that as you start using more tools, Margyn connects to them directly and pulls it all into one place automatically, and tells you what's actually at risk and what to fix. Razorpay and Zoho Books are live right now, and I'm adding more connectors regularly based on what people actually ask for(tally, bank feeds, gst, marg, khatabook, etc.).

I'm not trying to sell "another dashboard." I want it to be the one place that just tells you the truth about your business without you having to go dig for it.

It's free right now and I'm building it based on what actual founders say they need, not what I assume they need. If you run a business and want to try it, or just want to tell me what's missing, I'd genuinely rather hear the criticism now than after.

reddit.com
u/MargynLabs — 11 days ago

Big Four/IB, now building something for business owners who can't see their own numbers clearly

Quick background: spent 5+ years across Big Four consulting (2x), investment banking, and product management, with an MBA from a Tier-1 school. I've been in enough rooms with founders/leaders and notice the same problem everywhere - business owners making decisions on gut feel because their actual financial picture is scattered across multiple systems that don't talk to each other.

I'm building something to fix that. Not going into specifics yet, but the short version: less time spent digging for numbers and figuring out what to do with them, more time actually acting on them.

Talking to as many founders and business owners as I can right now, specifically anyone who's felt "I don't actually know if my numbers are right" or "I only find out something's wrong after it's too late." If that's you, or you just want to compare notes on this problem, I'd genuinely like to talk. Comment or DM.

reddit.com
u/MargynLabs — 20 days ago
▲ 2 r/IndianEntrepreneur+1 crossposts

Big Four/IB, now building something for business owners who can't see their own numbers clearly

Quick background: spent 5+ years across Big Four consulting (2x), investment banking, and product management, with an MBA from a Tier-1 school. I've been in enough rooms with founders/leaders and notice the same problem everywhere - business owners making decisions on gut feel because their actual financial picture is scattered across multiple systems that don't talk to each other.

I'm building something to fix that. Not going into specifics yet, but the short version: less time spent digging for numbers and figuring out what to do with them, more time actually acting on them.

Talking to as many founders and business owners as I can right now, specifically anyone who's felt "I don't actually know if my numbers are right" or "I only find out something's wrong after it's too late." If that's you, or you just want to compare notes on this problem, I'd genuinely like to talk. Comment or DM.

reddit.com
u/MargynLabs — 20 days ago