Why is Experian take too long to update?
▲ 3 r/CRedit

Why is Experian take too long to update?

I'm trying to rebuild my credit so I can buy a used car. So far I applied to a few credit unions but they denied me and gotten denial letters from them and they use experian to check my credit. I'll just wait until I get to 670+. Experian is such a pain for them just waiting to update. Ugh.

u/Nateee2021 — 6 days ago

Trying to get an auto loan through a dealership purchase....

I was trying to get an auto loan from Huntington since I'm banking with them. I was filling out the application and I clicked on dealer purchase and it says "If you plan to purchase your vehicle from a dealership, please consult your dealer for financing options and let them know you are a Huntington Customer. If you are not purchasing your vehicle through a dealership, please select the correct loan type" why is that?

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u/Nateee2021 — 13 days ago
▲ 5 r/CRedit

Experian score went up 2 points when new inquiry added.

Why does experian score go up when there's a new inquiry In my credit report? Does it supposed to go down?

u/Nateee2021 — 17 days ago
▲ 10 r/CRedit

Fico 8 scores vs fico 8 auto scores...

Right now I'm rebuilding my credit so I can buy a used car. I went from mids 500s last month, and soon after I paid off some of my credit cards and making some payments on time. Now my score has boosted up. My credit utilization is now at 14%, and I'm making payments on time, but I have multiple missed payments in the past few months. I'm thinking of applying for a car loan through a bank or credit union because I heard they provide low interest than at the dealership. Which fico scoreboard do banks/credit unions look at when applying for a car loan?

u/Nateee2021 — 20 days ago
▲ 1 r/CRedit

Paid off my credit card but annual fee added and reported to the credit report.

So I paid off my credit one credit card and on the closing statement date they added $8.25 annual fee and sent it to the credit report. I'm trying to get a $0 balance right before the closing statement date. Is there a way to bypass this in order to get a $0 balance or is it not possible to get the $0 balance?

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u/Nateee2021 — 23 days ago

Will sending goodwill letters help get rid some of these late payments?

I have a 606 Experian fico 8 score and I'm trying to rebuild my credit so that I can get a car loan pretty soon. So far I'm working on credit utilization and late payments. As you can see I have two credit cards (Capital one and Credit one) and both of those have late payments in the past. I'm thinking about sending a goodwill letters to both but I believe that they won't get rid of late payments because I have so many of them. Does it never hurt to try though?

u/Nateee2021 — 29 days ago
▲ 1 r/GERD

I took omeprazole in a week now.... Heartburn is gone, but the bloating, burping, swallowing air hasn't....

I'm a week into taking omeprazole (OTC walgreens generic omeprazole) and it seems like the heartburn isn't there anymore, however the burping and the bloating is still there. Also every time I inhale I swallow some air which make my burping and bloating much worse. I didn't see a doctor about this. Any suggestions on how to reduce the burping and bloating?

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u/Nateee2021 — 29 days ago

I deleted sniffies and grindr. Now people I have seen on grindr and sniffies are adding me Facebook, Instagram, ect wtf

Why does this always happen to me? No I don't want to hook up with you anymore. I deleted those app for a reason!

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u/Nateee2021 — 1 month ago
▲ 27 r/CRedit

I'm new to rebuilding my credit scores. My credit score went up tremendously. I paid off some of my credit cards. What's next?

u/Nateee2021 — 1 month ago

Just brought a new pixel 10a. Is this normal to be charging that long to fully charge?

u/Nateee2021 — 2 months ago

Nothing 4a pro phone

I was looking to buy a nothing phone from Best Buy and was curious to know if it compatible to US mobile especially in Warp network which I use the most.

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u/Nateee2021 — 2 months ago