u/NoExpression1030

Same as the title.

I'm relatively new to manual cars, but I often find myself struggling in the 2nd gear: I have to switch to the 1st gear even during minor inclines etc. Didn't face this in a Swift i drove recently.

Do others feel the same or its my driving?

Hi all

For the past 3 days I have practically no internet. Even the google logo is taking forever to load. And that's across all devices. Many times I'm not even able to send a simple WhatsApp text. Forget about voice calls and video calls. Just managing with mobile hotspot.

Interestingly fast.com and spoedtest.net still say full speed in 2 out of 3 attempts. In the app, the only option is to restart the modem and they do not have any other way to register complaints.

I made multiple calls/messages to the person who installed it. His only suggestion is "sir plz switch off your UPS for 10min and then back on".

Speed suddenly dropping to 0 for a few seconds was happening for almost a month but now it's gone.

I'm really done with it. I want to permanently disconnect it, but no such option. Only safe custody with 200/- per month. I don't even want that.

Found a number 9810012345 on their site which "does not exist". I do not want to visit the Airtel store physically.

How do I do it?

Serious issue

TLDR: Today i got a call from one HDFC person that my home loan application cannot be taken further. No email, nothing. Just a call.

Reason? Co-applicant's​ (my dad) age will exceed their age limit​ when the loan completes​. They "didn't know​ it" before collecting processing fees and an infinite no of documents from the seller, builder and me (many docs demanded multiple times).

Full story:

I was trying​ to buy a flat with my father as a joint owner. Down payment was done by him. The remaining amount to be covered by a loan on my name -- my CIBIL (almost 800), my salary a/c also in HDFC, loan amount = 1/4 of​ eligibility.

HDFC took nearly a month -- extremely clumsy people. Different people calling every other day, saying that the previous guy is not good so I must deal via him now.

The same document being asked repeatedly, many like "send within next 2 hrs or else", type.

None of the inquiries answered formally via email. Just someone will call and try to answer verbally.

Even the RoI was not finalized saying "it depends on my CIBIL", although I gave them by CIBIL report, and was asking "what if it is indeed this much, tell me what's the rate then". No answer. There too I had to go by their words on phone.

Finally they somehow convinced me to go ahead with the loan as their RoI and processing fees were lower than other pvt banks.

They had asked me to keep my dad as a co applicant​. He's retired long ago and doesn't get any pension. They said it's not a problem.

So I pay the processing fees, and continue to cope up with annoying repeated calls every other day. Totally 3 weeks passed, and then suddenly there was​ radio silence.

After​ a lot of follow-up I'm simply told that either I remove my dad's name as a co-buyer or they cannot process it. Reason? By the time my loan completes, he will be "too old".

Well, you knew his age from day 1. Obviously after 2 decades he will be much more​ old. And even if it is the law or something, why didn't you know BEFORE proceeding? Such incompetent people.

I mailed to them, expressing my frustration. No reply as usual. I now have just 10 days to close the deal, and there is no way any other bank will process a new application that fast.🙄

If it was some sarkari bank, I could understand. Did not expect this from a private bank, that too HDFC!!!
Absolute waste.