
V20i compare to normal lined open-ear earphone
is this type of headphone? earphone? earbud? high volume sound leak higher and more easier to discover by people nearby compare to normal lined open-ear earphone?

is this type of headphone? earphone? earbud? high volume sound leak higher and more easier to discover by people nearby compare to normal lined open-ear earphone?
Currently my whole US stock watchlist facing huge pumped and most of them already reach all time high, especially VOO, the more I wait for the pullback the more it climb, should I just DCA without think already?
I’ve always wondered—does having RM200k in savings without being married or owning a house or car REALLY put someone in a stronger position than those who are married and own these assets but have debt?
I mean, they could probably have saved more if they didn’t spend on those commitments, they just changed the current and future money to those.
I’m curious because I often see people comment that it’s sad to have no savings but still carry debt whenever someone seek for saving advice.