u/Ok-Worldliness1307

I’m 33 years old and have $800,000 invested and another $120,000 set aside in a high yield saving account for a down payment/emergency fund.

I work in tech and it’s just so volatile that I’m constantly afraid of being laid off at any minute. In an ideal world I would want to retire at 57. Which would put me at 3.2 - 3.5 million at retirement with 6-7% returns but part of me just doesn’t feel like it’s enough.

Am I being crazy in thinking this isn’t enough and that I need to keep contributing?

My current expenses are around $6,000 per month in a medium to high cost to living city and my partner and I are planning to have one child. So daycare and then college costs eventually.

I have nothing to do with the hiring process I just passed a hiring sign.

My fiancé was asking me about the cost of my unlimited solidcore membership the other day.

He’s just a boy haha so he was like oh how much is it a month? “Is it $100?” No haha “Is it $200?!?” Still no haha “is it $300?!?!?!” Yes….

I know it’s insanely expensive but it’s one of the few things I buy for myself that I absolutely love. Plus I go 4-5 times a week so I feel like I’m getting my money’s worth.

Does anyone else feel this way? (Also yes I know it’s extremely privileged to be able to afford it! I work hard for my money!)

I’m really worried that if I’m laid off that A. I’ll never be able to find a UXR job again and B. That if I do the salary with be a dramatic drop.

I’m currently a Principal UXR in SaaS with 7 years of experience.

Like why are you wasting my time??? I had 6 rounds of interviews and was supposed to have a “second” final round interview tomorrow. I’m done with UXR after this I’m just convinced the jobs aren’t there anymore.

I’m just bidding my time until my net worth is high enough to leave tech. I’m curious though, if you’ve left tech, what are you doing now and are you enjoying it?

I’m in a really small team covering a ton of ground within my organization. Because we’re spread so thin and moving so fast, I often don’t feel like I get to influence product beyond handing over my findings and discussing recommendations before moving on the the next project.

So, how do you influence product at your companies? All idea are welcome!