u/Standard-Top-5942

This is rough estimate taking into the account that investing was done over those 6 years (thank you AI).

It is a tough pill to swallow, but I just ran the numbers and sticking with VTI instead of VOO cost me so much in lost gains over the last six years. It really goes to show how much of a drag those extended mid-cap and small-cap periods can be on a portfolio compared to the S&P 500. Has anyone else looked back at their own allocation and realized they missed out on major mega-cap tech growth by betting on the total market?

The point isn't that we KNOW that VOO will continue to outperform. The point is that it DOES make a difference, despite what everyone says.

It was the first one of these I've ever sent. Mid 30s. I know this is silly but we get along in person (and I've helped babysit) and it's discouraged me from ever texting again or thinking that he wants any sort of contact outside regular family gatherings. Am I reading this at all right? Should I try again in a few months and see? And by 2 weeks I mean 15 days (not 8 or something).