u/TimeConsideration733

Hello guys, how are you today? I am here for getting some help regarding a two wheeler vehicle loan.

I am planning to buy an EV scooty (Ather) and the dealership is quoting me ₹1,48,000 on-road price. I am thinking of financing it and they are offering:

- IDFC loan at 7.99%

- Ecofy loan at 9.99%

So I analysed the breakdown of IDFC because it has lower interest according to the dealership.

Loan tenure: 3 years

The breakdown they gave me:

- EMI: ₹4,395 for 36 months

- Down payment: ₹25,000

So total EMI payout becomes around ₹1,58,000 and after adding down payment total cost becomes around ₹1,83,000.

₹1,48,000 + around ₹35,000 extra = ₹1,83,000 total paid.

I think they are using flat interest or adding extra charges.

So I wanted some advice from people who have experience with vehicle loans.

1. Should I take a personal loan instead and pay for the scooter?

2. I have an Axis Bank credit card , but I cannot pay full credit card amount at once. Is there any way to convert it into lower interest EMI?

3. Should I just go with the IDFC plan from dealership?

4. Or is there any better financing method with lower overall interest?

Note:

- Maximum EMI I can manage is around ₹5,000/month

- Preferred tenure is 3 years

Would really appreciate genuine advice from people who have experience with EV or two wheeler loans.

Thinking of purchasing the Ather Rizta S 2.7 kWh model and wanted some real user feedback before finalizing.

Company claims IDC range of 123 km, but I know real-life range will be different. So Rizta owners, what range are you actually getting in daily usage? City riding, mixed riding, with pillion, etc.

Also wanted to know:

• What are the tips and tricks to increase the range?

• How much battery percentage drops overnight when parked?

• Is overnight charging safe/good for battery health in long term?

• Is the 2.7 kWh variant good enough for around 45 km total daily travel per day ?

• Any things I should know before purchasing this variant?

Would really appreciate honest long-term ownership experience.

I am thinking of purchasing the Rizta S (2.7 kWh) for around ₹1,60,000 including ₹5,000 government EV discount.

But now the dealer is saying they will first take the ₹5,000 amount from all the customers and then refund it within 1–2 days. Why is this happening? Has anybody faced the same situation recently?

I am thinking of purchasing the Rizta S (2.7 kWh) for around ₹1,60,000 including ₹5,000 government EV discount.

But now the dealer is saying they will first take the ₹5,000 amount from all the customers and then refund it within 1–2 days. Why is this happening? Has anybody faced the same situation recently?

Dealer: Ather showroom - Ralas Autocorp near Jai Stambh Chowk, Raipur.

Hello everyone,

Right earlier, I made a post regarding the purchase of the and got many useful replies from owners and users. Based on those discussions and after visiting the dealership again, I am making this updated post with more details and the final options I am getting.

I am from a tier-2 city and a college student. My daily commute is around 13 km one side, so around 26 km daily. In the evening, my father will also use the scooter for around 12 + 12 km, so the scooter will be running close to 50 km every day.

Now I am confused between these two options because both are costing almost the same amount:

Option 1:

₹1,60,000 including all costs(with a pro pack ) — Rizta S (2.9 kWh) with Eco + Zip mode, and 8 years / 80,000 km battery warranty.

Option 2:

₹1,60,000 including all costs(without a pro pack)— Rizta S with bigger 3.7 kWh battery but with only 3 years / 30,000 km warranty, and no Eco or Zip mode.

Which option would you personally choose and why? I would really appreciate genuine suggestions from existing Ather owners.

Thanks 🙂

Hello everyone,

I am from the tier 3 city and thinking of buying Ather Rizta S (2.9 kWh) (123 km claimed range model), and the dealership is quoting me around ₹1,55,000 on-road. According to them, this price includes like extended battery warranty, accessories, RTO, insurance, etc.

I am a college student, and my daily college commute is around 13 km one side, so around 26 km daily up and down. In the evening, my father will also be using the vehicle for around 12 + 12 km. So overall, the scooter will be running close to 50 km daily, which is why I especially want honest feedback about real-life range and battery performance.

Before finalizing, I wanted to ask a few things from existing owners or people who know about Ather scooters:

• What exactly are the Pro Pack and Full Stack , magic twist features that I am seeing on internet, are these included ?

• Are there any hidden subscriptions or extra charges for features that are needed in daily use?

• Are there any restrictions or locked features without subscription?

• What real-world range are you actually getting? The dealer said 123 km is the claimed range and around 100 km in real life, but I would like to hear genuine user experiences.

• I also noticed the same scooter listed on Flipkart at a much lower price compared to the dealership. How does that work? What extra charges get added later?

• And I also heard from the comments and from other people that 2.9 variant has be removed and 2.7 is available. Is it true ? Because the dealer is saying it's 2.9. can you please confirm it ?

Would really appreciate honest feedback from owners regarding service, battery performance, and overall experience as well.

Thanks for reading 🙂

First come first basis and that's all. Just comment here and I will send the key.

Processor:-

AMD 7000 Series Ryzen 7 7800X 3D Desktop Processor 8 cores 16 Threads 104 MB Cache 4.2 GHz Upto 5.6 GHz AM5 Socket

https://amzn.in/d/0dCRdejL

GPU :-

Sapphire Pulse AMD Radeon™ RX 9060 XT Gaming OC 16GB Dual

https://amzn.in/d/01E6K35M

Or

GIGABYTE GeForce RTX 5060 WINDFORCE MAX OC 8GB GDDR7

https://amzn.in/d/0hOItB33

( Which one would be good for me )

Ram :-

CORSAIR Vengeance 16GB RAM (1x16GB) DDR5 DRAM 5200MHz (X 2 )

https://amzn.in/d/0e0cM8a3

Storage:-

Western Digital WD Black SN7100 NVMe 2TB, Upto 7250MB/s R, 6900MB/s W, 5Y Warranty, PCIe Gen 4 NVMe M.2 (2280), Gaming Storage, Internal Solid State Drive (SSD) (WDS200T4X0E-00CJA0)

https://amzn.in/d/02f2iMh4

Motherboard:-

MSI B850 Gaming Plus WIFI6E Motherboard, ATX - Supports AMD Ryzen 9000/8000 / 7000 Processors, AM5 - DDR5 Memory Boost 8200+ MT/s (OC), PCIe 4.0 x16, M.2 Gen5, Wi-Fi 6E, 2.5G LAN

https://amzn.in/d/0bksRL6M

PSU :-

EVGA 1000 GQ, 80+ Gold 1000W, Semi Modular, EVGA ECO Mode, 5 Year Warranty, Power Supply 210-GQ-1000-V1

https://amzn.in/d/09rnP3Ja

( Is there any psu which is better than this ? )

Mechanical mouse and keyboard:-

Redragon K668 RGB Gaming Keyboard, 104 Keys + Extra 4 Hotkeys Wired Mechanical Keyboard w/Sound Absorbing Foams, Upgraded Hot-swappable Socket, Mixed Color Keycaps, Red Switch

https://amzn.in/d/090PLG9J

Logitech G502 Hero High Performance Wired USB Gaming Mouse, Hero 25K Sensor, 25,600 DPI, RGB, Adjustable Weights, 11 Programmable Buttons, On-Board Memory, PC/Mac - Black

https://amzn.in/d/0ioY2yKB

Monitor:-

Samsung Odyssey G5 32" QHD Gaming Monitor

https://amzn.in/d/03TKhhHM

( I don't know much about monitor so I have selected this so please recommend me other options)

Cooling system :- (recommend me)

PC case :-(recommend me)

Processor:-

AMD 7000 Series Ryzen 7 7800X 3D Desktop Processor 8 cores 16 Threads 104 MB Cache 4.2 GHz Upto 5.6 GHz AM5 Socket

https://amzn.in/d/0dCRdejL

GPU :-

Sapphire Pulse AMD Radeon™ RX 9060 XT Gaming OC 16GB Dual

https://amzn.in/d/01E6K35M

Or

GIGABYTE GeForce RTX 5060 WINDFORCE MAX OC 8GB GDDR7

https://amzn.in/d/0hOItB33

( Which one would be good for me )

Ram :-

CORSAIR Vengeance 16GB RAM (2x16GB) DDR5 DRAM 5200MHz (X 2 )

https://amzn.in/d/0e0cM8a3

Storage:-

Western Digital WD Black SN7100 NVMe 2TB, Upto 7250MB/s R, 6900MB/s W, 5Y Warranty, PCIe Gen 4 NVMe M.2 (2280), Gaming Storage, Internal Solid State Drive (SSD) (WDS200T4X0E-00CJA0)

https://amzn.in/d/02f2iMh4

Motherboard:-

MSI B850 Gaming Plus WIFI6E Motherboard, ATX - Supports AMD Ryzen 9000/8000 / 7000 Processors, AM5 - DDR5 Memory Boost 8200+ MT/s (OC), PCIe 4.0 x16, M.2 Gen5, Wi-Fi 6E, 2.5G LAN

https://amzn.in/d/0bksRL6M

PSU :-

EVGA 1000 GQ, 80+ Gold 1000W, Semi Modular, EVGA ECO Mode, 5 Year Warranty, Power Supply 210-GQ-1000-V1

https://amzn.in/d/09rnP3Ja

( Is there any psu which is better than this ? )

Mechanical mouse and keyboard:-

Redragon K668 RGB Gaming Keyboard, 104 Keys + Extra 4 Hotkeys Wired Mechanical Keyboard w/Sound Absorbing Foams, Upgraded Hot-swappable Socket, Mixed Color Keycaps, Red Switch

https://amzn.in/d/090PLG9J

Logitech G502 Hero High Performance Wired USB Gaming Mouse, Hero 25K Sensor, 25,600 DPI, RGB, Adjustable Weights, 11 Programmable Buttons, On-Board Memory, PC/Mac - Black

https://amzn.in/d/0ioY2yKB

Monitor:-

Samsung Odyssey G5 32" QHD Gaming Monitor

https://amzn.in/d/03TKhhHM

( I don't know much about monitor so I have selected this so please recommend me other options)

Cooling system :- (recommend me)

PC case :-(recommend me)

First come first serve basis and that's all. Don't DM me directly just comment here and I will send the key.

First come first serve basis and that's all. Don't DM me directly just comment I will send the key.

I have two game keys of gog launcher

1. Fantasy General

2. Pinball Spire (gifted)

First comes first basis and that's all. Please don't Dm me directly just comment here I will send the key

Hi there everybody, I hope everything is going good. It is my 11th try here.

Well, where do I start? My experience started with Resident Evil 4 (OG) and let me tell you, I was hooked from the get go.The times when your ammo is low and have to kill multiple zombies, and the funny conversations scenes with Leon and Ada. The tension to survive and kill at the same time cannot be explained.

Afterwards, I played Resident Evil 2 Remake. Despite playing it later than 4, I enjoyed each minute of it. There’s no way I can forget the time when fire from the helicopter went out and Mr. X came just after I got scared and shot him with my gun ,I guess you can guess the rest

I played Resident Evil 3 Remake next, which was not as long but was still a very enjoyable game. I recently played through Resident Evil 4 once more with remake , which made me realize just how much I have come to love this series.

This time, however, it seems like everything is coming back around when I heard about Resident Evil Requiem and how Leon will be going back to Raccoon City.

Unluckily enough, I am currently in no position financially to purchase the game. My cost for both fuel and cooking gas has almost doubled due to the situation in the Middle East, and now I also have to budget for my university fees for the semester ahead.

I would be more than thankful to any person who could give it to me. I know that my chances are slim, but if you read this much, then thank you so much for taking your time.

My steam profile

https://steamcommunity.com/profiles/76561199105804784/

Game link

https://store.steampowered.com/app/3764200/Resident\_Evil\_Requiem/

Just comment something funny happened to you in your life and that's all. I will be selecting the winner after 7 hours.

Note : - please don't DM me directly just comment here and I will be the key after selecting.

Hey guys,

Looking for a reliable shop in Raipur for laptop cleaning and thermal repasting (gaming laptop) acer Predator Helios 300.

Got quoted ₹3500 which feels too high. Any good and reasonably priced places you’d recommend?

Also, how much did it cost you?

Thanks!