Backdoor Roth IRA and pro rata
I have funded my Roth IRA for 2026 however due to a second job, I may be approaching or exceed the limit to fund a Roth IRA. I have a traditional IRA that I would need to roll over to my 401k plan if I do a Backdoor roth contribution.
My question is: can I wait until the beginning of 2027 after I get a better picture of my income to do the ira rollover and also the backdoor Roth contribution?