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97 7.3 F250 Insurance help needed!

Hey everyone!

I had an unfortunate accident in my 1997 Ford F-250 with a 7.3-liter diesel engine.
Insurance has declared it a total loss. I had full coverage on it. They assessed its value at $9,000 before the accident, but this is a very clean and relatively low-mileage truck! The market value for similar trucks I've been researching is between $20,000 and $30,000. It's impossible for me to replace my truck with just $9,000. Does anyone have any recommendations for this situation? I didn't imagine insurance would give me anywhere near what my truck's value was but I didn't expect it to be this low.

This truck has been my baby and reliable daily for meany years and is essential for my work with rescue and Mustang horses!

Thank you all in advance for the help!!!

u/Willing_Return_8631 — 5 days ago

97 7.3 F250

Hey everyone!

I had an unfortunate accident in my 1997 Ford F-250 with a 7.3-liter diesel engine.
Insurance has declared it a total loss. I had full coverage on it. They assessed its value at $9,000 before the accident, but this is a very clean and relatively low-mileage truck! The market value for similar trucks I've been researching is between $20,000 and $30,000. It's impossible for me to replace my truck with just $9,000. Does anyone have any recommendations for this situation? I didn't imagine insurance would give me anywhere near what my truck's value was but I didn't expect it to be this low.

This truck has been my baby and reliable daily for meany years and is essential for my work with rescue and Mustang horses!

Thank you all in advance for the help!!!

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u/Willing_Return_8631 — 5 days ago
▲ 25 r/OBSFords+5 crossposts

97 7.3 total loss accident insurance help needed!

Hey everyone!

I had an unfortunate accident in my 1997 Ford F-250 with a 7.3-liter diesel engine.
Insurance has declared it a total loss. I had full coverage on it. They assessed its value at $9,000 before the accident, but this is a very clean and relatively low-mileage truck! The market value for similar trucks I've been researching is between $20,000 and $30,000. It's impossible for me to replace my truck with just $9,000. Does anyone have any recommendations for this situation? I didn't imagine insurance would give me anywhere near what my truck's value was but I didn't expect it to be this low.

This truck has been my baby and reliable daily for meany years and is essential for my work with rescue and Mustang horses!

Thank you all in advance for the help!!!

u/Willing_Return_8631 — 5 days ago