u/bchvi

must be one of the scariest things to read in braille.

1 year and few months in lagos for work and i’m burnt out. my social circle is nonexistent mostly due to work-related odd hours and frankly speaking how making friends or acquaintances is nowadays transactional.

i plan on moving out from lagos but have no idea where to move to.

initially moved from abuja to lagos; so other than abuja, what other state can i move to where i can have a better work-life balance and not feel too pressured into getting a gle with my 9-5 salary.

i’m 30 male, looking for anyone willing to hang out outdoors; i’m considering truck central but open to other suggestions. I’m also open to a group of stranger hangout.

bills are self-paid, so you pay for whatever you get.

point of the hangout is to meet a group of strangers, talk about randoms, share different perspectives, and who knows? make friendships.

let me know your interest so we arrange a day that works.

lumo text formatting is horrendous

i paste a well formatted text on budgeting and it just edited it horrendously.

this needs to be worked on for next update guys!

i keep getting prompts to verify i’m not a bot; this is just obnoxious and has gotten some of my socials locked.

how do i stop this frequently without sacrificing ips?

i’m using just the adguard dns with the basic settings (sorry not too tech savvy).

help please.

working, but it doesn’t seem my salary is giving me any boost; i don’t have poor money management.

transport, cost of food, and rent is where most of my money goes to; i can’t even remember the last time i got new pair of clothes.

i don’t go out that much cos im scared of expensive and thats eating into my social life.

please tell me i will be ok? cos im just anxious that if this continues i will just keep living pay check to pay check and if i lose my job im really fucked.

i (m30) have been seeing this girl (f23) for shy of a year, talking stage of 6 months and i think we both love ourselves and im happy to officially ask her out.

but during getting to know each other there’s a pattern that gets me overwhelmed which is her wanting me to spend “all” my money on her.

don’t get me wrong, i don’t mind doing that but the financial planner in me is having the amber light go off in my head — i need to save for retirement, i need to have my emergency fund settled, and surely need to put away extra misc money for future downpayment or even childcare aside.

i’ve been open with her about being unable to always spend on her which she understands but i’m now concerned in the sense it keeps coming up; of course i don’t think she’s a gold digger, i only feels she’s a bit materialistic and don’t think much about money management.

so im concerned what if someone comes her way who’s willing to spend the bucks and she leaves?

i need advise on how to go about this conundrum.

i’m about to begin my investment journey and after having done a lot of research and deciding to stick with etfs; these are what i’ve finally decided on going with.

just to be sure i’m not making any mistakes prompting me to post here to get others pov on the picks.

would like to know your thoughts on it.

fyi im a poor guy with just $200/month to allocate; so im going equal allocation of $50 into each.

let me have your idea or recommendations.

thanks.

apparently came up during a research. can it be updated?

everything in life is a bet innit?

i mean, outside taking away money for my upkeep and bills and all; what’s left might consider throwing 25-50% of that into sports betting and see if i can double those.

looking like that’s the quickest way to catch up and beat inflation or even have a down payment for a house cos with the way things are right now, i don’t see myself owing my own house in the near future cos the prices are ridiculous!

anyways, just needed a medium to think out loud and see if im about to take on something stupid or maybe just maybe the final breakthrough i’m hoping for.

quick one.

my iphone 7 got dipped in water accidentally and tdlr it reboots everyone 3 mins and that’s affecting me badly.

i need the phone for daily activities including calls and all and this is making it difficult for me.

i don’t have the fund right now for a fix and need to hold off till couple of months when i can get cash for a fix.

but in the meantime does anyone who’s in lagos have a spare iphone that they aren’t using much that i can use?

i know it’s a big ask.

just trying my luck.

thank you!