25M Seeking advise on my investment cycle and plan for emergency funds

25M working in IT , making 20L

Risk horizon: medium

Investment in: FDs , MF , Stocks , Gold bonds , US MF

MF investment
Parag Parikh flexi cap: 15k/m
HDFC small cap direct growth : 6k/m

US MF : 8k/m

I’m thinking to build emergency funds outside of my saving accounts
I do have funds in my saving accounts but I’m thinking to give a growth job to every penny I earn

So I’m exploring liquid fund as it’s better than FDs in many ways (I can feel dive but it’s just a Google search away ) and arbitrage funds

I’m exploring business ideas as well for a side hustle so thinking of 5k /m investment for that in arbitrage fund as I want to save tax

I’m confused between Liquid funds and Arbitrage for both emergency funds and business investment

I’m thinking of splitting it up , I’m working on it

This is my first time posting this in the subReddit so let me know if you need any more information to review this

And all suggestions and advise are welcome

reddit.com
u/idontcare772 — 2 days ago

Need advice for opening Momos stall

So I’m a tech guy with 4 yrs of experience
I’m thinking to try out different business ideas starting with this
Demand is high , loved all around , low risk margin , need a lot of time and patience , need investment

I do wfh so I have a lot to invest into this
If anyone wants to join we can venture this together .

Few questions :
Do I have find a spot ? Does every spot charges amount?
What type of license would I need , I’m only aware of FSSAI?
I’m looking for a guy to maintain it , I’ll provide a salary with incentives

reddit.com
u/idontcare772 — 1 month ago

Looking for working professionals wanting to do side hustle or business

Hii everyone ,

So let me formally introduce myself I’m a 25yr old Software developer working from home And trying to explore new ways to get earn Aka side hustle or business idea

Right now I don’t have a plan I’m just looking for someone or anyone who is like me who wants to escape corporate (This sounds like promotion msg for gambling lol) .Important requirement: please be someone with capital as im willing to invest I’m looking for someone who wants to do the same

I’m just a curious guy looking for people who are curious for side hustle or business ,Again I do not have a plan We will explore , learn together , discuss , brainstorm , make a full proof plan before diving into anything and hit n try together

Again I’m not promoting anything I want to learn and invest my time wisely to earn
Dm’s always open to discuss
Thank you for listening

reddit.com
u/idontcare772 — 1 month ago

Looking for working professionals wanting to do side hustle or business

Hii everyone ,

So let me formally introduce myself I’m a 25yr old Software developer working from home And trying to explore new ways to get earn Aka side hustle or business idea

Right now I don’t have a plan I’m just looking for someone or anyone who is like me who wants to escape corporate (This sounds like promotion msg for gambling lol) .Important requirement: please be someone with capital as im willing to invest I’m looking for someone who wants to do the same

I’m just a curious guy looking for people who are curious for side hustle or business ,Again I do not have a plan We will explore , learn together , discuss , brainstorm , make a full proof plan before diving into anything and hit n try together

Again I’m not promoting anything I want to learn and invest my time wisely to earn
Dm’s always open to discuss
Thank you for listening

reddit.com
u/idontcare772 — 1 month ago

Looking for working professionals wanting to do side hustle or business

Hii everyone ,

So let me formally introduce myself I’m a 25yr old Software developer working from home And trying to explore new ways to get earn Aka side hustle or business idea

Right now I don’t have a plan I’m just looking for someone or anyone who is like me who wants to escape corporate (This sounds like promotion msg for gambling lol) .Important requirement: please be someone with capital as im willing to invest I’m looking for someone who wants to do the same

I’m just a curious guy looking for people who are curious for side hustle or business ,Again I do not have a plan We will explore , learn together , discuss , brainstorm , make a full proof plan before diving into anything and hit n try together

Again I’m not promoting anything I want to learn and invest my time wisely to earn
Dm’s always open to discuss
Thank you for listening

reddit.com
u/idontcare772 — 1 month ago

Looking for working professionals wanting to do side hustle or business

Hii everyone ,

So let me formally introduce myself I’m a 25yr old Software developer working from home And trying to explore new ways to get earn Aka side hustle or business idea

Right now I don’t have a plan I’m just looking for someone or anyone who is like me who wants to escape corporate (This sounds like promotion msg for gambling lol) .Important requirement: please be someone with capital as im willing to invest I’m looking for someone who wants to do the same

I’m just a curious guy looking for people who are curious for side hustle or business ,Again I do not have a plan We will explore , learn together , discuss , brainstorm , make a full proof plan before diving into anything and hit n try together

Again I’m not promoting anything I want to learn and invest my time wisely to earn
Dm’s always open to discuss
Thank you for listening

reddit.com
u/idontcare772 — 1 month ago

Looking for working professionals wanting to do side hustle or business

Hii everyone ,

So let me formally introduce myself I’m a 25yr old Software developer working from home And trying to explore new ways to get earn Aka side hustle or business idea

Right now I don’t have a plan I’m just looking for someone or anyone who is like me who wants to escape corporate (This sounds like promotion msg for gambling lol) .Important requirement: please be someone with capital as im willing to invest I’m looking for someone who wants to do the same

I’m just a curious guy looking for people who are curious for side hustle or business ,Again I do not have a plan We will explore , learn together , discuss , brainstorm , make a full proof plan before diving into anything and hit n try together

Again I’m not promoting anything I want to learn and invest my time wisely to earn
Dm’s always open to discuss
Thank you for listening

reddit.com
u/idontcare772 — 1 month ago

Looking for working professionals wanting to do side hustle or business

Hii everyone ,

So let me formally introduce myself I’m a 25yr old Software developer working from home And trying to explore new ways to get earn Aka side hustle or business idea

Right now I don’t have a plan I’m just looking for someone or anyone who is like me who wants to escape corporate (This sounds like promotion msg for gambling lol) .Important requirement: please be someone with capital as im willing to invest I’m looking for someone who wants to do the same

I’m just a curious guy looking for people who are curious for side hustle or business ,Again I do not have a plan We will explore , learn together , discuss , brainstorm , make a full proof plan before diving into anything and hit n try together

Again I’m not promoting anything I want to learn and invest my time wisely to earn
Dm’s always open to discuss
Thank you for listening

reddit.com
u/idontcare772 — 1 month ago

Looking for working professionals wanting to do side hustle or business

Hii everyone ,

So let me formally introduce myself I’m a 25yr old Software developer working from home And trying to explore new ways to get earn Aka side hustle or business idea

Right now I don’t have a plan I’m just looking for someone or anyone who is like me who wants to escape corporate (This sounds like promotion msg for gambling lol) .Important requirement: please be someone with capital as im willing to invest I’m looking for someone who wants to do the same

I’m just a curious guy looking for people who are curious for side hustle or business ,Again I do not have a plan We will explore , learn together , discuss , brainstorm , make a full proof plan before diving into anything and hit n try together

Again I’m not promoting anything I want to learn and invest my time wisely to earn
Dm’s always open to discuss
Thank you for listening

reddit.com
u/idontcare772 — 1 month ago

Looking for working professionals wanting to do side hustle or business

Hii everyone ,

So let me formally introduce myself I’m a 25yr old Software developer working from home And trying to explore new ways to get earn Aka side hustle or business idea

Right now I don’t have a plan I’m just looking for someone or anyone who is like me who wants to escape corporate (This sounds like promotion msg for gambling lol) .Important requirement: please be someone with capital as im willing to invest I’m looking for someone who wants to do the same

I’m just a curious guy looking for people who are curious for side hustle or business ,Again I do not have a plan We will explore , learn together , discuss , brainstorm , make a full proof plan before diving into anything and hit n try together

Again I’m not promoting anything I want to learn and invest my time wisely to earn
Dm’s always open to discuss
Thank you for listening

reddit.com
u/idontcare772 — 1 month ago

Hiring for sales/admission counsellor

Role Description

We are looking for a confident and enthusiastic Sales Counsellor to guide prospective students and parents through the admission process. The ideal candidate should have excellent communication and counseling skills, be able to build trust with parents and students, and convert inquiries into admissions.

Key Responsibilities :

Counsel prospective students and parents about NEET/JEEcourses, hostel facilities, fee structure, and admission process.
Handle admission inquiries through calls, WhatsApp, and walk-ins.
Follow up with leads and convert them into admissions.
Understand students' requirements and recommend suitable programs.
Maintain accurate records of leads and follow-ups .
Achieve monthly admission and enrollment targets.
Coordinate with the admissions and operations teams to ensure a smooth enrollment process.

Requirements:

Bachelor's degree in any discipline.
Experience in sales, counseling, admissions, or customer service (Freshers with excellent communication skills may also apply).
Strong communication and interpersonal skills in English and Hindi.
Good convincing and negotiation skills.
Basic knowledge of MS Office.

Additional Information:

• 6 Days Working

• Work from Office (No Remote)

• Immediate joiners preferred

Walk- in interview - 7 July , tuesday 2026
Salary : Upto 25k

Location: Knowledge Park 5, Greater Noida

reddit.com
u/idontcare772 — 1 month ago

Good sneaker suggestion under 10k

Okay so I have this gift card which has around 13k left , I was thinking to buy a new brand
I already have Nike , puma , NB, converse

But thats not a hard and fast rule here .

Few things about me
I’m not looking for running shoes
Mostly something that I can wear on jeans and cargo

reddit.com
u/idontcare772 — 3 months ago

*International Customer support*

*Us Voice process*

📍Gurgaon

- Good communications skills

- UG/ graduate fresher

- Salary for freshers - 19k in hand

- For experienced candidates- upto 24k in hand

- Immediate joiners

- Both sides cab provided

- Rotational+ night shifts

- Interview - virtual

reddit.com
u/idontcare772 — 4 months ago

*Designation - Account manager*

Graduate fresher

Digital marketing

Must know outbound sales for US

Must know Google ads, Meta ads

SEO internship experience preferred

Excellent communication skills

6pm -3am shift,( night shifts)

5 days working

Cabs will be provided

Salary 40 k in hand

5k variable, quarterly

Location : Gurgaon

Interested folks please dm

reddit.com
u/idontcare772 — 4 months ago