what rate did you end up getting on your DSCR loan?

what people are actually closing at right now because every lender seems to tell me something different.i've been comparing numbers, reading old reddit threads, even checking some DSCR loan calculator to see how different rates affect the payment.

if you already have a DSCR loan, what rate did you get? did you refinance later or are you still waiting for rates to come down?

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u/levvii17 — 10 days ago

can you get a concussion even if your helmet looks fine?

okay i know this might sound stupid but hear me out.

third time ever on a board, was doing some mellow greens at a local hill, nothing crazy. caught an edge on a flat section and went down backwards. my head hit the snow pretty hard but i was wearing a helmet so i was like cool, im good.

finished the day, had a blast.

but like a couple days later i started getting these tension headaches behind my eyes and i feel like my brain is moving slower than usual if that makes sense. i keep forgetting simple things like what i walked into a room for and i get this weird pressure when i bend down to tie my boots.

my friend who works at a sports store said helmets protect against fractures but your brain can still rattle around inside from the impact, which i guess makes sense. im a complete noob so i have no idea if this is normal first time aches or something actually wrong. like do other beginners get weird head stuff after a fall or am i just unlucky? i dont wanna be that guy who goes to the doctor over nothing but i also dont want brain damage lol

any advice from other newbies whove been through this?

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u/levvii17 — 11 days ago

What's one piece of advice you wish you'd gotten before grad school?

you learn a lot the hard way—teaching loads vary wildly, tenure-track applications are a beast, and nobody warns you about half of it

what caught you off guard? Or what do you wish you'd known before starting?

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u/levvii17 — 11 days ago

can anyone actually stay present during sessions

i've been doing somatic experiencing for about 6 months now. it makes sense in theory. tracking sensations. pendulation. all of it. but when i actually try to stay in my body during a session, i just dissociate. like completely gone.

my therapist is patient. she tries to slow it down. but i end up spending most of the session just trying to come back.

has anyone found a way to actually stay present during se work? not just theoretically. something that actually keeps you in your body when things get intense

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u/levvii17 — 12 days ago

The standard psych ward environment is genuinely anti-healing

honestly just so tired of how traditional hospitals handle dual diagnosis stuff. You go in having a massive crisis with depression and substance issues, and they literally just put you in a freezing cold room with fluorescent lights and treat you like a legal liability instead of a human

When my older brother was struggling last year we basically had to look for places out of state just to find somewhere that didnt feel like a jail. Ended up finding discovery point retreat mostly because the local city hospital wards just felt like a punishment rather than actual mental health care

like why is it so incredibly hard for the medical industry to understand that people in deep distress need actual warmth and comfort, not just a sterile cot and some guy staring at a clipboard. Makes me so angry tbh

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u/levvii17 — 12 days ago
▲ 30 r/gis

What do you wish you knew before starting your first gis job?

Hey everyone, recent geography grad here who just accepted an entry level GIS analyst position at a regional planning agency. Super excited but also a little nervous about the gap between what I learned in school and what the day to day work actually looks like.

In my program we covered the basics of ArcGIS Pro, some QGIS, a little remote sensing, and touched on Python scripting but never went deep enough for me to feel confident with it. Now that I'm stepping into a real role I'm wondering where I should focus my energy to ramp up quickly and actually add value from the start.

For those of you who made the jump from student to working GIS professional, what do you wish someone had told you before your first day? Any specific tools, workflows, or soft skills that made a bigger difference than you expected?

I've been hearing a lot about SQL being critical, also ModelBuilder versus actual Python automation, and whether FME is worth learning on my own time. Any honest takes from people already in the field would be really helpful. Whether you work in government, utilities, consulting, or anywhere else, I'd love to hear what your experience has been like.

Thanks in advance, this community has already taught me a lot just from browsing.

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u/levvii17 — 12 days ago
▲ 97 r/frisco

The "frisco bubble" pressure is actually getting terrifying

honestly it feels like everyone here is just pretending. the pressure to keep up with the joneses in frisco is insane right now. My brother works in corporate sales over near the Star and the normalized drinking culture is just gross. he basically burned out entirely trying to maintain this perfect collin county lifestyle and hit a massive wall with alcohol last month

Navigating the healthcare and insurance system in texas to get him help was a literal nightmare tbh. so much red tape and out of pocket bs. We finally just drove him down south to discovery point retreat just to get him entirely out of the dfw north tollway bubble so he could actually breathe and disconnect for a second

idk. Im just emotionally exhausted from all of it today. Check on your friends man. especially the ones who always look like they have it all together on instagram. the grind here is toxic as hell sometimes.

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u/levvii17 — 18 days ago
▲ 72 r/gis

Just landed my first GIS job out of college — what skills actually made the difference in getting hired?

Hey everyone, recent geography grad here who just accepted an offer as a GIS Analyst. Wanted to share a bit and also genuinely ask for some perspective from people further along in their careers.

During my job search I noticed employers kept asking about things that went a little beyond the standard ArcGIS coursework: Python scripting, SQL, remote sensing workflows, and cloudbased tools like ArcGIS Online, or even some open source experience with QGIS and PostGIS. I tried to build up those skills through personal projects on the side and it seems like it helped.

But I'm curious what this community thinks. For those of you who have been on hiring panels or have been in the field for a few years, what skills or experiences actually stood out when you were reviewing candidates? Was it technical depth, portfolio work, certifications, something else entirely?

And for anyone else currently job hunting or just starting out, what are you focusing on to make yourself more competitive? The gap between what gets taught in school and what employers actually want can be pretty wide, and I'd love to hear how others navigated that.

Appreciate any insight you all have.

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u/levvii17 — 18 days ago

Anyone here specialize in fleet wraps for large vehicle fleets

Work with a federal mapping agency and we've been looking into getting our field vehicles wrapped with agency branding and some route information. Not massive, maybe 15-20 vehicles, but enough that I want someone who actually knows large format work at that scale.

Been asking around about vendors. A colleague mentioned crafts Men at some point, looked at a couple local shops too. Mixed fleet makes it more complicated apparently, sedans and full size vans don't use the same templates so I'm guessing that adds time.

Realistic turnaround on 15-20 vehicles? Does vehicle type change the price significantly? And do shops usually install in house or is that subcontracted? Genuinely have no idea what normal looks like for a job this size.

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u/levvii17 — 25 days ago

palo duro canyon trip next month

i am heading to palo duro canyon for a 5 day trip from june 10 to 15 and will be staying at doves rest cabins which have stunning canyon views private hot tubs in some units and full kitchens with fireplaces.

the cabins are right by the state park entrance making hiking and biking super easy plus there is wildlife like deer right outside.

what are the best beginner trails and any must see spots or tips for avoiding crowds and packing for the texas heat?

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u/levvii17 — 1 month ago

How hard is it to sell an older house in North Carolina without doing major renovations?

I’m trying to sell an older house near Raleigh and honestly debating if it even makes sense to put money into renovations first. The house is solid overall, but definitely outdated, with an older kitchen, old flooring, and some cosmetic stuff buyers will probably notice right away. Once I started getting contractor quotes, I realized the costs add up way faster than expected.

I’ve been looking into different selling options and came across Cardinal while searching around, but I’m still trying to figure out if as-is sales are actually worth it or if buyers in NC still expect fully updated houses.

For people who sold older homes around Raleigh or Durham recently, what actually mattered to buyers, and what repairs ended up being a waste of money?

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u/levvii17 — 2 months ago

Some songs somehow feel nostalgic immediately, even when they’re completely new to you

Like they remind you of a memory you never actually had

What songs gave you that feeling?

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u/levvii17 — 2 months ago

In brief, I have recently taken possession of the property which belongs to my uncle. It is currently in a poor condition since it requires repair work related to its roof and complete refurbishment of its kitchen. Moreover, there are some water problems in its basement as well.

Initially, my thought was to work with a realtor and sell the home, but when I had spoken to a couple of buyers, they pretty much told me I would have to fix everything before they would even think about touring the house because, without fixing anything, it wouldn’t even go on the market or pass an inspection.

Has anyone ever worked with these “cash for homes” companies? Are they all scams or are some of the local companies reputable? I am very nervous about getting low-balled, but the thought of selling the house in two weeks sounds like a godsend at this point.

Is it best to lower the price and sell to one of the local investors or try to get a loan and repair it? Does anyone know of any reputable investors in Minnesota that wouldn’t rip me off?

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u/levvii17 — 2 months ago