I booked a couple last min lakeside tent sites at the lake and am finding little info on lake levels (numbers i dont understand sure, but pics..)
Smokey there?
I have a few hours to cancel for a refund. Curious if its worth it.
Thanks!
My husband and I have decided to file separately to keep my student loan payments low. They are my loans after all, not his.
I need to recertify by Sunday.
Was wondering if I should do RAP vs IBR/IDR. My servicer is Edfinancial.
My AGI is 6k (this will change when my son is school aged).
My loans were consolidated in 2014, but go back as far as 2011. $90k ($67k taken out.. kind of, i had consolidated in 2014 so that interest went to principle. wish i had known what that meant then!) anyway!
Is there anything I need to pay attention to when I recertify? a "make sure you dont forget this..." ?
I'm scared i'm going to hit a wrong button and end up in a standard repayment plan. You can always change your repayment plan tho right?
THANKS!
In order to keep my student loan payments manageable/lower we decided to file separately.
We have one kid. My husbands AGI is 155k. I think mine is probably like 10k. I work super part time. The plan will be to work more once my kid is school aged (next year).
I have read a lot of people doing this. Our accountant is taking forever to get back to us with the numbers so just curious what the consensus is here for people who are filing separately with kids.
Thanks!
In order to keep my payments manageable/lower we decided to file separately.
We have one kid. My husbands AGI is 155k. I think mine is probably like 10k. I work super part time. The plan will be to work more once my kid is school aged (next year).
I have read a lot of people doing this. Our accountant is taking forever to get back to us with the numbers so just curious what the consensus is here for people who are filing separately with kids.
Thanks!
Hi,
Looking to visit Astoria/Warrenton area on the 5th of July. I mostly know to avoid entirely for the 4th.
I'll be visiting my family (where i grew up) in Clatskanie and would love to plop over and put my feet in the ocean. However I've heard the 5th might be just as bonkers as the 4th? and dirty beaches?
Looking to have a couple cars detailed.
ISO recs of a mobile detailer.
Or if someone feels really strongly about a place they bring it to, that’s not out of question.
I just have a small child, so it seems easier to just have them come to me.
Thanks!
My post got taken down for a curse word.. but there was some helpful comments that I now can't see.
I took out 67k in federal student loans (allegedly)
EDIT: ("allegedly "was meant to be light hearted stab at finding it hard to believe that amount). People really seemed to be stuck on my use of the word. Joke didn't land.
Its now at $89k
And if I make the min payments.. which is all my family of 3 can afford.. I will pay $145k total? Is that serious?
Am i missing something? I'm a stay at home parent (1 kid) I wonder if my husband would have never married me if he knew how bad this was going to affect us.
UPDATE:
I wrote this post in a panic spiral, I don't know what I was looking for, but have found support in this thread before with ideas like filing our taxes separately etc. Here is some context for everyone who wants to make assumptions about my situation.
I was raised by teen parents and entered college at 18 — not out of readiness or informed choice, but because it was what society and my family expected. The student loan system, as it stands, is predatory by design.
Many people today in their 30s and 40s were sold a straightforward promise: earn a degree, secure a career, repay your loans no problem, and build a comfortable life. That wasn't speculation — it was the consensus of every trusted voice in our lives.
We were conditioned to believe in a system that guaranteed certain outcomes if we followed the prescribed path. Some were fortunate enough to have financially literate parents or mentors who helped them navigate the fine print. Most of us were not. We placed our trust in institutions and guidance systems that ultimately failed us.
The reality looked something like this: an 18-year-old is handed a significant financial instrument, handed a stack of documents they lack the context to interpret, offered no meaningful guidance, and told to sign — because that's simply what you do. There is no scaffolding, no financial education, no honest conversation about risk. Just the cultural pressure to comply and trust.
My field was education. And yet, I never thought to compare my projected earnings as a public school teacher against the cost of the degree required to get there. I had no real understanding of what working in public education would demand of me until I was deep into my internship, nearly finished with a degree I was already in debt for. (Public education is mentally exhausting and taxing and my personality wasn't a good fit, in my eary 20's I had no clue).
What I did have was an unrelenting message from family and society: without college, I wouldn't make it. Decide now. Trust us. That is the trap. And I am confident that version of this story — with its variations — is not unique to me.
I have not held a position that allowed me to maintain a reasonable quality of life and make meaningful progress on my loan balance simultaneously. Whether I am reckoning with this now or a decade ago is almost beside the point. The structural failure remains the same.
I offer context for why so many people in their 30s and 40s are only now arriving at a clear-eyed understanding of how dysfunctional this system truly is. I won't presume to know what resources or guidance shaped the paths of other people in this thread, those types of people are making it very clear by how they respond to this post — but somewhere along the way, those people had access to information that made informed decision-making possible. For many of us, that access simply did not exist.
I took out 67k in student loans (allegedly).
Its now at $89k
And if I make the min payments.. which is all my family of 3 can afford.. I will pay $145k total? Is that serious?
Am i missing something? I'm a stay at home parent. I wonder if my husband would have never married me if he knew how bad this was going to affect us.
I’ve been looking at laser away and the communication in general gives me the creeps. It feels toxic.
I did find an esthetician in town that does it. And offers 6 sessions for about $400 for bikini plus area.
I had laser hair removal in Korea a decade or so ago and so I’m a bit more than a touch up case.
Feeling a little lost.
Edit: I am in Portland, Oregon USA
Also edit $270!! It’s a Groupon price for 6 sessions
Yes? No?
The author is selling supplements now.
Originally she felt credible. And now it feels like..
I turned 40 a week ago.
Although there were maybe some signs i was headed in to Peri, I woke up on my birthday a different person. I woke up with body aches, totally outside myself, extreme anxiety, I landed myself in the ER because i thought i was having heart attack. I thikn it was a combo of maybe a stomach virus and massive hormonal fluctuation.
I spent the next week in a total spiral. Severe anxiety, diarrhea (my stomach still isn't right), I didn't feel myself, over night. I've had extensive blood work done between two different ER visits, including a CT scan and chest xrays and the conclusion is...anxiety. But this feels so much different than my typical anxiety.
I have been in therapy for 5 years. I have anxiety that i mostly managed with supplements, and its always been worse in luteal. Rage in PMS etc. But its been different this week.
One of my dr.s prescribed me progesterone and i have taken it the last two nights. I immediately felt calmer an hour after taking it. I should note i'm two weeks out on my period, so my episode/spiral was only a week after my last period. I had also paired it with hydroxyzine (also new to me for most recent panic episodes) the first night because i was feeling panicky. So it knocked me right out, i slept harder than i have in weeks/months (i have a very spirited almost 4 year old, who is just now starting to sleep thru the night). I woke up yesterday feeling little more like myself. Like maybe this could be the ticket.
The second night (last night) I didn't pair with hydroxyzine, and i tossed and turned all night. I woke up with what i assume to be hot flashes, but no panic, and that felt significant. I could feel my body radiating heat, but i didn't feel bothered by it, and lately any body sensation has been sending me in to health spiral. I also at one point woke up drenched in sweat. However, today was the best i've felt since last Monday. A little woozy here and there, breast tenderness, some heart palpitations this evening. But mostly so much better its kinda wild.
I read today someone said on their 3 day of progesterone they lost their mind and ended up in the ER, and now i'm all in my head about it taking it again because I just cannot deal with another panic attack.
Has anyone else experienced immediate relief? Is it normal to feel woozy during peri/progesterone? I wasn't prepared for any of this. How did this come on so suddenly? Has anyone experienced overnight peri?
Just looking for some support. I've mostly read great things about progesterone. I need it to be the ticket. Last week was so fucking rough.
I just started low dose last night for anxiety (or depression? probably anxiety… maybe both, idk). Hoping for some clarity. I am to take it daily and up the dose every few days till i hit the spot. Anyone else doing it this way?
About me: 40F, part-time worker, former 3-year SAHM. Had pretty bad PPD that I mostly came out of, but my anxiety has been unreal for the past couple of years — clusters of panic attacks and recently some serious burnout.
I'm pretty sure my anxiety is rooted in: trying to unlearn/relearn parenting patterns (lots of my own childhood stuff comes up), my son being wonderful but intense, and the ripple effect on my marriage, sleep, everything. I often feel like a hostage in my own life and have been avoiding public spaces because I'm so reactive to his meltdowns. Sensitive person, likely an empath, possibly ADHD — my brain never stops.
Moods are a mess too, which… mom life, the state of the world, and possibly peri. You know how it is.
I've been in therapy for 5 years with the same therapist and supplement with L-theanine + a few other things that helped until they didn't anymore. My son is almost 4 and honestly the last 1.5 years have been a lot.
ANYWAY — first dose last night, woke up this morning and my brain was quiet. It felt like there was more room in there. I cried three times because I felt so calm. Kid threw a tantrum and I was able to hold space without internalizing it. No anxiety, no dread. It felt like a revelation. Like i had a baseline, or felt like my old self.
Only thing I noticed: coffee seemed to take the edge off that calm, which, painful lesson, and damnit, i love coffee so much.
I havent seen much in this thread about the low dose liquid oral ketamine, and am just wanting to open the floor to it? make a sub reddit maybe? I process externally, and don't have a community with any experience to talk about this experience with.
I have some 5way soil in my beds. some raised, some in ground ammended.
Although the 5way (from all wood recyclers allegedly already has compost in it, my seedlings seem like they need a pick me up.
I have a few beds i've yet to plant in so i'd rather just spruce them up really quick.
Anyway. ive been reading mixed reviews about compost around town.
Mt. Scott dirt huggers?
Help!