Best PNB CC?

Hi everyone,

I am a 28-year-old corporate employee looking to add a PNB Mastercard to my wallet to diversify my current lineup (BPI Amore Cashback, RCBC Flex Gold, and UnionBank Rewards Platinum). 

Since I do not travel, I am not considering JCB options. Would you recommend a specific PNB card, or should I skip applying altogether?

I would appreciate any insights or recommendations. Thank you!

reddit.com
u/nerothepsycho — 2 days ago

What is the best PNB Credit Card?

Hi everyone,

I am a 28-year-old corporate employee looking to add a PNB Mastercard to my wallet to diversify my current lineup (BPI Amore Cashback, RCBC Flex Gold, and UnionBank Rewards Platinum). 

Since I do not travel, I am not considering JCB options. Would you recommend a specific PNB card, or should I skip applying altogether?

I would appreciate any insights or recommendations. Thank you!

reddit.com
u/nerothepsycho — 2 days ago

Best PNB Credit Card

Hi everyone,

I am a 28-year-old corporate employee looking to add a PNB Mastercard to my wallet to diversify my current lineup (BPI Amore Cashback, RCBC Flex Gold, and UnionBank Rewards Platinum). 

Since I do not travel, I am not considering JCB options. Would you recommend a specific PNB card, or should I skip applying altogether?

I would appreciate any insights or recommendations. Thank you!

reddit.com
u/nerothepsycho — 2 days ago

LF: Gas/Parking Receipt PRICE: 2K

Needing a gas or parking receipt purchased in Metro Manila for my allowance. It should be between April (5,000) and May 2026 (10,000).

PM me for more information.

reddit.com
u/nerothepsycho — 2 months ago

I think my boyfriend is falling in love with his co-worker. 

My boyfriend (26, M) and I (26, M) have been together for more than 7 years. Legal on both sides, kilala ng lahat ng kaibigan, posted on social media, and everything. 

We've been "open" or semi-open for 3-4 years now. We do threesomes at least once a quarter. Our rule is hook up lang talaga, the most extreme connection that we can offer is friendship. No romantic feeling should be involved. We made some acquaintances or friends along the way. Nothing too deep. Simpleng kamustuhan or love/sex advice to them from time to time, but nothing set regularly to catch up as friends or fuck buddies. 

He recently started a new job. He spotted several cute guys, whom I also find cute and hot. Completely okay with me if he finds them attractive and lusting over them. But there's this 1 guy na he liked the most. This "straight" guy does sexual jokes all the time, even in front of everyone. Guy is touchy as well to my boyfriend, which boosts his attraction to him. 

My bf gets excited whenever he interacts with him. Whenever the guy messages, when they sit next to each other, when they are talking. Overall, vague actions that make my bf think he is more special than the rest of the people. He has full transparency in communication with me, which I value. 

I get jealous from time to time, but overall, I want my bf to be happy. He really has a fetish or hard attraction to straight guys and gunning for a certain look which the guy has, and I don't. I knew about this even before we got together, which I accept and support. I am confident with what I have, and our logic for "opening" is that I can't give you all your fantasies. It's okay to seek it anywhere with our knowledge at least. 

But this time around, it feels different. The sexual attraction is now getting to a super like level, bordering on infatuation in my bf's head. I think he is on track to fall to the guy. Again, the guy's actions are vaguely intimate, and he is actually in a relationship as well. The guy is troubled right now for several reasons, and now I feel like my bf is his shoulder to cry on. 

I don't know what to feel. The lust or "cuckolding mentality" in me is reassuring me that it's okay, and I need to support my bf. That I'll be happy if he's happy. But the logical side of me is screaming that I need to act, or else our relationship will end. 

I feel that the 7 years would go down the drain soon, but I think I'll learn how to be alone and move on. I don't want to get hurt, but I'll accept it if the time comes when he chooses the straight guy over me. I hope the straight guy will choose him or love him more than I do. 

I would love to know your thoughts or advice if you had a similar experience to mine. Please do not scrutinize me/us further for having an open setup.

reddit.com
u/nerothepsycho — 4 months ago

I think my boyfriend is falling in love with his co-worker. 

My boyfriend (26, M) and I (26, M) have been together for more than 7 years. Legal on both sides, kilala ng lahat ng kaibigan, posted on social media, and everything. 

We've been "open" or semi-open for 3-4 years now. We do threesomes at least once a quarter. Our rule is hook up lang talaga, the most extreme connection that we can offer is friendship. No romantic feeling should be involved. We made some acquaintances or friends along the way. Nothing too deep. Simpleng kamustuhan or love/sex advice to them from time to time, but nothing set regularly to catch up as friends or fuck buddies. 

He recently started a new job. He spotted several cute guys, whom I also find cute and hot. Completely okay with me if he finds them attractive and lusting over them. But there's this 1 guy na he liked the most. This "straight" guy does sexual jokes all the time, even in front of everyone. Guy is touchy as well to my boyfriend, which boosts his attraction to him. 

My bf gets excited whenever he interacts with him. Whenever the guy messages, when they sit next to each other, when they are talking. Overall, vague actions that make my bf think he is more special than the rest of the people. He has full transparency in communication with me, which I value. 

I get jealous from time to time, but overall, I want my bf to be happy. He really has a fetish or hard attraction to straight guys and gunning for a certain look which the guy has, and I don't. I knew about this even before we got together, which I accept and support. I am confident with what I have, and our logic for "opening" is that I can't give you all your fantasies. It's okay to seek it anywhere with our knowledge at least. 

But this time around, it feels different. The sexual attraction is now getting to a super like level, bordering on infatuation in my bf's head. I think he is on track to fall to the guy. Again, the guy's actions are vaguely intimate, and he is actually in a relationship as well. The guy is troubled right now for several reasons, and now I feel like my bf is his shoulder to cry on. 

I don't know what to feel. The lust or "cuckolding mentality" in me is reassuring me that it's okay, and I need to support my bf. That I'll be happy if he's happy. But the logical side of me is screaming that I need to act, or else our relationship will end. 

I feel that the 7 years would go down the drain soon, but I think I'll learn how to be alone and move on. I don't want to get hurt, but I'll accept it if the time comes when he chooses the straight guy over me. I hope the straight guy will choose him or love him more than I do. 

I would love to know your thoughts or advice if you had a similar experience to mine? Please do not scrutinize me/us further for having an open setup.

reddit.com
u/nerothepsycho — 4 months ago

I think my boyfriend is falling in love with his co-worker. 

My boyfriend (26, M) and I (26, M) have been together for more than 7 years. Legal on both sides, kilala ng lahat ng kaibigan, posted on social media, and everything. 

We've been "open" or semi-open for 3-4 years now. We do threesomes at least once a quarter. Our rule is hook up lang talaga, the most extreme connection that we can offer is friendship. No romantic feeling should be involved. We made some acquaintances or friends along the way. Nothing too deep. Simpleng kamustuhan or love/sex advice to them from time to time, but nothing set regularly to catch up as friends or fuck buddies. 

He recently started a new job. He spotted several cute guys, whom I also find cute and hot. Completely okay with me if he finds them attractive and lusting over them. But there's this 1 guy na he liked the most. This "straight" guy does sexual jokes all the time, even in front of everyone. Guy is touchy as well to my boyfriend, which boosts his attraction to him. 

My bf gets excited whenever he interacts with him. Whenever the guy messages, when they sit next to each other, when they are talking. Overall, vague actions that make my bf think he is more special than the rest of the people. He has full transparency in communication with me, which I value. 

I get jealous from time to time, but overall, I want my bf to be happy. He really has a fetish or hard attraction to straight guys and gunning for a certain look which the guy has, and I don't. I knew about this even before we got together, which I accept and support. I am confident with what I have, and our logic for "opening" is that I can't give you all your fantasies. It's okay to seek it anywhere with our knowledge at least. 

But this time around, it feels different. The sexual attraction is now getting to a super like level, bordering on infatuation in my bf's head. I think he is on track to fall to the guy. Again, the guy's actions are vaguely intimate, and he is actually in a relationship as well. The guy is troubled right now for several reasons, and now I feel like my bf is his shoulder to cry on. 

I don't know what to feel. The lust or "cuckolding mentality" in me is reassuring me that it's okay, and I need to support my bf. That I'll be happy if he's happy. But the logical side of me is screaming that I need to act, or else our relationship will end. 

I feel that the 7 years would go down the drain soon, but I think I'll learn how to be alone and move on. I don't want to get hurt, but I'll accept it if the time comes when he chooses the straight guy over me. I hope the straight guy will choose him or love him more than I do. 

I would love to know your thoughts or advice if you had a similar experience to mine. Please do not scrutinize me/us further for having an open setup.

reddit.com
u/nerothepsycho — 4 months ago
▲ 74 r/phlgbt

I think my boyfriend is falling in love with his co-worker. 

My boyfriend (26, M) and I (26, M) have been together for more than 7 years. Legal on both sides, kilala ng lahat ng kaibigan, posted on social media, and everything. 

We've been "open" or semi-open for 3-4 years now. We do threesomes at least once a quarter. Our rule is hook up lang talaga, the most extreme connection that we can offer is friendship. No romantic feeling should be involved. We made some acquaintances or friends along the way. Nothing too deep. Simpleng kamustuhan or love/sex advice to them from time to time, but nothing set regularly to catch up as friends or fuck buddies. 

He recently started a new job. He spotted several cute guys, who I also find cute and hot. Completely okay with me if he finds them attractive and lusting over them. But there's this 1 guy na he liked the most. This "straight" guy does sexual jokes all the time, even in front of everyone. Guy is touchy as well to my boyfriend, which boosts his attraction to him. 

My bf gets excited whenever he interacts with him. Kapag nagme-message, kapag magkatabi sila, at kapag kakausapin siya. Overall, vague actions that make my bf think he is more special than the rest of the people. Full transparency naman ang communication niya to me, which I value. 

I get jealous from time to time, but overall, I want my bf to be happy. He really has a fetish or hard attraction to straight guys and gunning for a certain look which the guy has, and I don't. I knew about this even before we got together, which I accept and support. I am confident with what I have, and our logic for "opening" is that I can't give you all your fantasies. It's okay to seek it anywhere with our knowledge at least. 

But this time around, parang iba na. The sexual attraction is now getting to a super like level, bordering on infatuation in my bf's head. I think he is on track to fall to the guy. Again, the guy's actions are vaguely intimate, and he is actually in a relationship as well. The guy is troubled right now for several reasons, and now I feel like my bf is his shoulder to cry on. 

I don't know what to feel. The libog or "cuckolding mentality" in me is reassuring me that it's okay, and I need to support my bf. That I'll be happy if he's happy. But the logical side of me is screaming that I need to act, or else our relationship will end. 

Nasasayangan ako sa 7 years, but I think I'll learn how to be alone and move on. I don't want to get hurt, but I'll accept it if the time comes when he chooses the straight guy over me. I hope the straight guy will choose him or love him more than I do. 

I would love to know your thoughts or advice if you had a similar experience to mine. Please do not scrutinize me/us further for having an open setup.

reddit.com
u/nerothepsycho — 4 months ago