u/noddle_1001

hi

how soon one has to convert bank a/c to nro/nre after becoming US citizen?

reason I m asking is I have several joint accts with my aged mom, who is unable to do bank related activities so I manage all that like kyc, atm renewal, tax filing, investments and having joint a/c helps.

I will have to remove my name from the joint a/c and it is not a straight fwd process with India banks… I will have to be in India for several weeks/months to do that.

note I dont want to convert these accts to NRO as its my moms money n best way to handle is to remove my name from the accounts.

will one get in trouble as soon as US citizenship is given?

also what will happen to sbi ppf account of mine after I become citizen? Can that stay as is?

my friend got selected for an internal position on a different team (he applied thru internal career portal within the bank), its in same band (band 5 ).

however the offer is only 5% hike from his present salary.

can he negotiate for more?

when he asked for more hr is saying take it or leave it.

any tips?

i have hemorrhoids (protuding out) + anal fissure + skin tags, i am taking diosmin ( 1 tablet at night) for hemms n applying nitro glycerin ( for fissure) + lactulose. 2 times sitz bath ,use squatty potty n bidget, started doing pelvic exercises, reverse kegels n finger dilation (can only take 1 finger in easily) … my problem is my anus closes right at the start of bowel movement n refuses to open up… its very painful … and I have no option but to strain …

can anyone suggest anything else I can try?

my fissure is healing… no blood during BM but pain is unbearable … stays for 5-6 hrs after BM everyday.

hi
I went to see a specialist after 1.5 yr, in 2024 I paid 35 usd as stated in my insurance card but today I paid 50 usd to visit the same doctor.

I m with UHC insurance.

start of the year they also cancelled my Accufer medicine which I take for anemia.

anyone else notice increase in copay?

Thanks in advance.

my mom (75F) has been suffering from dementia since 8 yrs and now is in stage 7, after a fall 3 weeks back, she lost all her weight is skin n bones now, bed bound, had a bed sore (which seems to be healing) , can sit for 30 mins or so… need help with everything… her food intake is 5 spoons of cerelac ( baby food) in breakfast n a banana sometimes, 5-6 spoons of porridge for lunch, n half glass of turmeric milk at night … her water intake is only when she is taking medicine 3 times a day … so a total of 250 ml or less.

she is mixing her kids n siblings, sometimes ask about my dad n dont seem to remember that he has passed. all the time asking when she can go home, ( she is in nursing home since 4 yrs) doesnot understand what a diaper is.

her situation right after fall was worse but since then she seems to be recovering.

I just want to gauge, how long a person can survive with such less calorie intake.

my phone has stopped showing the vertical lines on top of screen which represent network, instead showing a circle.

till last month it was working fine and I was getting OTP from sbi and messages when I recharge my sim

recharge was due in 4 days but since I was not getting any OTP message, today I recharged again (349 ruppee) but no msg came.

I use airtel prepaid sim.

any idea why?

My mom 75, dealing with dementia since 7-8 yrs n in a memory care in India since 4 yrs … she had a fall one week back ( no fracture) n incontinence n now she is bed ridden, eating only banana n biscuits. her sugar, blood pressure is fine but hemoglobin is 6, RBC is low as well. She is getting blood clots in her hands. She is able to talk, but saying that she wants to die. feels like its stage 7

yesterday my aunt went to visit her and mom thought its me, only after 30 mins she was able to recognize her .

I m traveling next week to India.

I just want to gauge how much time she has?

For context, my mum (75) lives 9000 miles away, she has been suffering from short term memory loss since 8 yrs (after her uterus cancer, also wears a pacemaker ) and is gradually progressing. 4 yrs ago she fell at home n we had to get her admitted to a care facility ( which is not really for dementia patients) ( more of mental hospital, where my brother was getting treated for depression) but the place is fairly good (mom n brother both live together n it works out), it took some time adjusting for my mum but her health n general well being improved when she was getting her meds/meals properly.

i just visited her 3 months back n she seems fine.

last week she fell ( no fracture) n since then is bound to her room, not able to walk much she is having severe diarrhea ( incontinence has been happening since 2 yrs now). She is very agitated, angry, screaming n wants to use the loo to pee, every 5 mins. And today she fell again while going to the loo. She only remembers all her kids n sisters n maybe people she see daily in the care facility, gets angry easily n cries if we tell her “no” of anything she is doing. she is very frail n eating less since her fall.

she has never being properly diagnosed, it feels like she is in stage 6 but I just wanted to get advice from other people.

we r just trying to manage in whatever best we can do given I live in a different country.

I m scared n worried for her n feel guilty not being with her. I get 3 weeks off from my job and I use that to visit n meet her every year.

I 44F just bought olay retinol to start with in my retinol journey … applied it after cleansing my face, on Saturday night n then today (monday) … today with 20 mins of applying I see 3-4 red bumps/ pimple.

Should I consider it normal expected purging and continue using it?

my plan was to use may be 3 times a week… or should I start with once a week ?

thanks in advance

Age 44F

problems -large pores , lots of pigmentation, redness, melsma

I skin is bit on the drier side. honestly I dont know my skin type.

these are the ones I am currently using

1. home made toner -rose water +glycerin+ licorice root+ water

2. haru haru black rice essence ( newly added)

3. timeless vitamin c ( newly added - just 2 days in and getting some purging)

4. Axis y dark spot correct serum ( i like it)

5. Corsx snail 92 cream ( i like it)

6. LPR tinted sunscreen (i like it)

Dont want to use retinols, tret etc