28, 1.95L per month. Planning to purchase bike 20L

I'm 28M (soon to be 29), living in Blr. Working since 5 years, and have accumulated 83.5L savings. Currently earning 1.95L in hand/month.

Financial conditions:

* Parents are able to take care of themselves financially.

* I don't have any financial responsibilities/debts as of now.

* I don't own any real estate - neither do my parents own (they still live in rented home in tier-2/3 city).

* I don't have marriage plans in next 1 year. And, even so I plan to have a very frugal wedding from groom's side.

Savings ₹4,000.00
FD/RD ₹608,609.59
PPF ₹657,817.00
EPF ₹872,018.00
SGB ₹316,400.80
Physical Gold ₹1,204,331.40
Mutual Fund ₹2,102,795.40
Equity/ETF ₹2,579,507.00
NPS Tier-1 ₹500.00

Question: I've been considering to purchase a bigger bike since a year since I'm heavily into bikes since last few years. How bad of a financial decision would it be?

But, if I delay purchasing the bike, what should be my networth/financial goals I should achieve so that the delay is worth it?

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u/rogueWarrior987 — 1 day ago

27m 183cm Bulk or cut?

I've been on cut since mid Feb'26 (Images on the left are from Feb'26 & on right are current). Went from 84kg-> 75.4kg.

28M, 183cms

  1. Should I continue the cut further till 72-73kg before I start lean bulking, or, can I start lean bulking now?
  2. And, what is the estimated body fat visually?
u/rogueWarrior987 — 3 days ago

Laid off. Next week is LWD. Need suggestions on preparation.

Hi all. I've been working at a startup since ~2 years, and have ~4 yoe. Today, I was informed I am being let go - No sevarance, no notice period. This week is lwd.

I've not touched any interview resources since I got this job. From what I read on this sub, I would require to prepare DSA, HLD, LLD.

For context during my last switch, I had solved around 400 problems on leetcode, with rating 1700, and had prepared some LLD problems.

  1. Is Neetcode 150 sufficient for DSA rounds these days? Any other resources you would recommend?

  2. Any suggestions on HLD resources, and how much in-depth in asked for my yoe?

  3. What should be my priority order for preparation of LLD, HLD, LLD?

  4. How many months would you target to be prepared if you were in my position? I've loans, so need to minimize the break. I'm regular to gym, so apart from gym and sleep, I can pretty much study entire day.

I've decent grasp on LLD since my team had to code extensively, so might not need to spend much time on it.

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u/rogueWarrior987 — 2 months ago

Laid off. Next week is LWD. Need suggestions on preparation.

Hi all. I've been working at a startup since ~2 years, and have ~4 yoe. Today, I was informed I am being let go - No sevarance, no notice period. This week is lwd.

I've not touched any interview resources since I got this job. From what I read on this sub, I would require to prepare DSA, HLD, LLD.

For context during my last switch, I had solved around 400 problems on leetcode, with rating 1700, and had prepared some LLD problems.

  1. Is Neetcode 150 sufficient for DSA rounds these days? Any other resources you would recommend?

  2. Any suggestions on HLD resources, and how much in-depth in asked for my yoe?

  3. What should be my priority order for preparation of LLD, HLD, LLD?

  4. How many months would you target to be prepared if you were in my position? I've loans, so need to minimize the break. I'm regular to gym, so apart from gym and sleep, I can pretty much study entire day.

I've decent grasp on LLD since my team had to code extensively, so might not need to spend much time on it.

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u/rogueWarrior987 — 2 months ago

Seeking suggestions building wardrobe.

I’ve been building my wardrobe since a month, and bought some essential shoes (white sneakers, leather laced boots, converse, black sneaker).
And, with the upcoming sales, planning to purchase top wears, and bottom wears. What are some essentials you would have in your wardrobe you would like to suggest?

Currently, I’ve few denims from Levi’s, solid Tshirts- white, black, olive from Jockey - beige, navy blue, light blue from roadster (I didn’t like the quality after few washes, so looking to replace).

Reference - 28M, into IT corporate, so mostly looking at casual outfits for office wear, casually going out, date nights etc.

Budget is around 25-30k.

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u/rogueWarrior987 — 3 months ago

What can I improve?

Approaching 30s, and I recently started working on myself (I know it’s a bit late) - gym, styling, improving looks, and self-improvement.
For this post - what can I improve style wise?

u/rogueWarrior987 — 3 months ago

Need suggestions for new boots

Got these new boots. Should I keep them, or, return?
Also, learning to style, so seeking suggestions on what these can go well with.
For reference, I am 6 ft, lean build.

u/rogueWarrior987 — 3 months ago

We went to a trip last long weekend (all office teammates), and during our return, my airpods went missing.

I took only my backpack, and I vividly remember keeping my airpods in a particular chain (ai am very particular about things). Few hours later before the journey was about to end, I reached out for my airpods, and found them missing (didn’t have any interaction with the bag meanwhile).

I asked others if they had seen it, to which one of the guys said he had seen it when putting back my speakers (I had to asked him to do so) <in the particular chain where I had put it>. It’s possible it might have slipped out somewhere, but I am quite sure that was the case.

Now, the airpods were 7 months. Should I ask him/them to compensate? Or, should I just swallow the pill and move on? And if it helps anyway, we haven’t settled splitwise yet.

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u/rogueWarrior987 — 4 months ago

We went to a trip last long weekend (all coworkers), and during our return, my airpods went missing.

I took only my backpack, and I vividly remember keeping my airpods in a particular chain (ai am very particular about things). Few hours later before the journey was about to end, I reached out for my airpods, and found them missing (didn’t have any interaction with the bag meanwhile).

I asked others if they had seen it, to which one of the guys said he had seen it when putting back my speakers (I had to asked him to do so) <in the particular chain where I had put it>. It’s possible it might have slipped out somewhere, but I am quite sure that was the case.

Now, the airpods were 7 months. Should I ask him/them to compensate? Or, should I just swallow the pill and move on?

There are my everyday corporate coworkers, so not sure how to resolve the situation. And if it helps anyway, we haven’t settled splitwise yet.

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u/rogueWarrior987 — 4 months ago

Seeking suggestions from people who recovered from breakup

I'm 28, and recently came out of a 10 year relationship. There were things which didn't work out between us, and I made my share of mistakes (anger issues, and bit self obsessed lately with things in my own life).

People who recovered from breakup, how did you do it? I'm extremely introvert living in Blr, and I don't have a single person apart from my parents to talk to - but, talking to them doesn't help much because of the age gap. Staying at home haunts me.

I tried solo dates, but it's not possible to do them every day. I go on bike rides, but even this isn't something I can do on daily basis. I dated 2 women recently in hopes to cope up, but the memories from last relationship keep triggering me, so I cut off from them. I don't know how to cope up with things.

This is affecting me so much that I'm unable to focus at all on my career, and thinking to resign. But, the job market is also pretty bad for my job profile.

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u/rogueWarrior987 — 4 months ago

I’ve few jeans planned for purchase. I know Uniqlo is the best overall in terms of quality, but since they don’t have variety, so need to look at the others- H&M, zara, levis.

Which of these 3 are long lasting, and worth the price?

Also, should I buy online or from the stores?

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u/rogueWarrior987 — 4 months ago