u/sac02052

NGD - Taylor 324CE

NGD - Taylor 324CE

I had been jonesing for both a Taylor and mahogany top, so this used 324ce Builder's Edition fit the bill nicely. Thank you to the previous owners for taking care of it.

Taylor joins the acoustic stable of an '80s Alvarez Yairi DY85a dreadnought and Guild J30 jumbo from the Westerly era.

Body

Back and sides

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u/sac02052 — 1 day ago

Inherited IRA - Surprisingly low 1st year RMD, should I do more?

I recently funded an inherited IRA. Based on current guidelines, I need to liquidate the account within ten calendar years of the passing, i.e. by 31 Dec 2035. My assumption was that each RMD would be roughly 10% of the initial value, but RMD calculators from both Fidelity and Vanguard show a 2026 RMD of roughly 5%.

Is there any benefit to taking a larger RMD, which would likely decrease our future tax burden? The benefit of a small RMD is I can keep more funds invested, which may increase tax burden but result in better financial position.

It's hard to estimate our future tax bracket since our income will be switching from salaries plus investments, to just investments but with a larger base and correspondingly larger dividends and interest.

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u/sac02052 — 12 days ago

Adding a Givi rack to my recently purchased v7 and snapped one of the cheapo shock retention bolts. It really sucks when such bolts are so weak. Maybe I should have heated it first, but that heat would have to conduct through the rubber shock mount.

The left side came out ok because I was much more delicate and worked some penetrant in there first. And yes, I verified the CCW direction on the socket before and after.

=> Any genius ideas beyond the traditional extraction bits? It's only an m6 bolt, so not much material to work with. It snapped flush with the shock mount, so vice grips won't help.

I assume I shouldn't ride it like this, even though the shock would likely stay in place.

https://preview.redd.it/hzteknnfwjyg1.png?width=1121&format=png&auto=webp&s=eacd08826b1a15b68560a8553fe5cab741b1da1a

https://preview.redd.it/jmdrpcrjwjyg1.png?width=1457&format=png&auto=webp&s=9b213a9e37f07f645c896fa3e8f5e55aabb34dd6

UPDATE - Now fixed using the dremel slot method, lots of heat, and more patience than my wife gave me credit for. Still plenty of material left on the shock mount and very little thread damage.

https://preview.redd.it/3jc747fiqqyg1.png?width=1395&format=png&auto=webp&s=e6c723e752ce6eb3d4ffec0991289c4d780282a1

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u/sac02052 — 21 days ago