u/sheforthegarden

My situation:

> First employment: my PF qualifying salary/basic was above 715k when I joined EPF, so 1 was correctly treated as non-EPS.
> In my second employment, my basic dropped below $15k and the employer enrolled me into EPS.
> Third employment continued the EPS status.

Earlier, my PF transfer from the first account to the latest account kept getting rejected because of this EPS/non-EPS mismatch.

After multiple grievances and after submitting salary slips proving my first employment salary was above the EPS threshold, the transfer was finally completed successfully.

Now I applied for withdrawal of PF AND EPS, and
EPFO is again using the same issue/reasoning.

Their grievance reply says my account was
"erroneously transferred as non-EPS" and that they will do "EPS bifurcation corrections".

But my understanding is:
If I was not eligible for EPS in my first employment, then I should never have been enrolled into EPS later either.
So shouldn't the fix be removal of EPS altogether instead of bifurcating contributions?

Am I misunderstanding EPS eligibility rules here, or is EPFO handling this incorrectly?

And they're responding very rudely when I called and tried to understand the situation.

My situation:

> First employment: my PF qualifying salary/basic was above ₹15k when I joined EPF, so I was correctly treated as non-EPS.

> In my second employment, my basic dropped below ₹15k and the employer enrolled me into EPS.

> Third employment continued the EPS status.

Earlier, my PF transfer from the first account to the latest account kept getting rejected because of this EPS/non-EPS mismatch. After multiple grievances and after submitting salary slips proving my first employment salary was above the EPS threshold, the transfer was finally completed successfully.

Now I applied for withdrawal of PF AND EPS, and EPFO is again using the same issue/reasoning.

Their grievance reply says my account was “erroneously transferred as non-EPS” and that they will do “EPS bifurcation corrections”.

But my understanding is:

If I was not eligible for EPS in my first employment, then I should never have been enrolled into EPS later either.
So shouldn’t the fix be removal of EPS altogether instead of bifurcating contributions?

Am I misunderstanding EPS eligibility rules here, or is EPFO handling this incorrectly? And they’re responding very rudely when I called and tried to understand the situation.

I was thinking of using India Post but I'm worried about it getting lost in customs. I'm also looking for a postal service with a good tracking system, so it's a smooth customer experience. So, what are some good aggregators that you'd recommend, because shipping directly using FedEx and DHL is super expensive with fuel surcharges. Please share me your suggestions!

I was thinking of using India Post but I'm worried about it getting lost in customs. I'm also looking for a postal service with a good tracking system, so it's a smooth customer experience. So, what are some good aggregators that you'd recommend, because shipping directly using FedEx and DHL is super expensive with fuel surcharges. Please share me your suggestions!

I was thinking of using India Post but I'm worried about it getting lost in customs. I'm also looking for a postal service with a good tracking system, so it's a smooth customer experience. So, what are some good aggregators that you'd recommend, because shipping directly using FedEx and DHL is super expensive with fuel surcharges. Please share me your suggestions!

I was thinking of using India Post but I'm worried about it getting lost in customs. I'm also looking for a postal service with a good tracking system, so it's a smooth customer experience. So, what are some good aggregators that you'd recommend, because shipping directly using FedEx and DHL is super expensive with fuel surcharges. Please share me your suggestions!

i’m tired of people telling me, “everyone hates their jobs you have to bear with it”.

i’m tired of people calling me lazy or i’m too weak for not being able to keep a job.

i’m sorry but i’m trying to keep it, but it isn’t workinh out cuz my brain is not wired like NTs.

my nervous system gets heavily dysregulated and i can’t seem to handle simple tasks like drinking water or eating pre-made food.

i can’t seem to get words out of my mouth in between meetings when my energy is depleted. and i got fired because of my burnouts. and it took me more than a year to recover from that burnout without therapy cuz i can’t afford it.

i honestly don’t know what to do with my life anymore. it’s more of like a rant now.

if anyone’s been in this situation, what kind of career change did you do to help with your burnouts.