My experience with HP's "Ultimate Gaming Protection Plan"
Back in the day I always built my home machines... going all the way back to the 3/486 days. So I'm old and have been at this a long time and have built many many systems.
Anyway, back when GPU prices started to climb, I wanted a new comp and I wanted a 4090 and was tired of building systems. I found the HP 45L with a 4090 for $2699.
4090's alone were going for about the same price so it was a good deal to me. Didn't have to build the system and it ran everything I threw at it. I upgraded the ram and hard drive.
This year I decided to get the HP Ultimate gaming bundle protection plan, at $20 I figured I had nothing to lose.
The machine was on the floor and I told myself I got to move it before something happens, and the next day it did. I hadn't moved the machine.
My special needs cat decides to take a nap on top of the machine above the radiator. When she gets into deep sleep she has a problem of peeing on herself. Needless to say, pee got inside the computer and looks like it only affected the video card. At this point, I had only had the protection plan for 3 months or so.
2 of the display ports no longer worked and the machine lagged terribly. I needed a machine for work and went out to microcenter and bought an Alienware for $2400 with a 5080.
I took out the 4090, cleaned it and tested it on the new machine, same issue, so the problem was definitely the card.
I made a claim with HPUGPP, they had me ship the machine in. The system was marked as BER (Beyond economic repair) so they sent me a check for 2k which is the limit of reimbursement per claim.
Overall, the process took about two weeks from putting in the claim to receiving the money. They also shipped back my hard drive and ram, but no chance of getting the whole machine back :(
The reimbursement ended up paying for most of the new Alienware machine.
TLDR: HP's ultimate gaming protection plan worked great.