u/yomaishimi

My grandpa died unexpectedly and knew he wanted to give my son his motorcycles and randomly mention “oh no, what would I leave (my daughter) I guess I’ll leave my truck for her.

He purchased the truck about 2 years before he died so it’s worth significantly for than the motorcycles. My daughter (15) has no interest in driving a truck so agreed to sell it to my son (19) for $10k. She also has little interest in driving because she knows she’ll have to pay car insurance, her brother always had to, so it’s only fair.

We’d like a high yield savings account (one she’s.. well, I am able to take money from whenever, in case she wants a car sooner). So that my son can drop like $5k in and hopefully the interest builds a nice chunk before she decides to drive. We’re assuming that will be around age 18. With school and her athletic schedule, it would be hard to even fit drivers training in, at the moment.

I offered to help him where I can, but I am certainly not rich. Every time he’s able to make a payment over $100 to the account, I will also put money in.

Any suggestions on such an account?

I appreciate the help! I did not grow up with any Finacial education, unfortunately. I’m learning as I go! 40 and still learning!

UPDATE 2: holy crap! Idk how so many think my daughter is going to be shorted. SHE WILL GET HER $10k. No shorting her in any way shape or form. I’m so thankful my inheritance was only a giant blow up Halloween spider! Which I love btw!!

I’m beyond proud that my children don’t look at this gift from their grandpa as just a damn money grab.

She wants her brother to have the truck and also would like the $10k. She will get her $10k. She just happens to see her grandpas gift as more than just monetary. I’m thankful I raised thoughtful, loving children, not greedy weasels.

I’ve seen other families destroyed by the greed inheritance brings… some of the comments alone show this.

Geez I was only asking for the best HYSA

UPDATE: I 100% would never intend to rip off my daughter. We all are very close. I was just trying to think of the best way to go about her savings.

My son has at least $5k in savings and his Silverado is worth a few grand. He’d probably be selling his Silverado within two weeks so she’ll basically start out with $9k there. Definitely would have $10k by the time she finishes drivers training (would be able to start next February, then the 9 months to take her drivers test).

Ive seen what inheritance can to do to families and I think it’s in our best interest, to sell the vehicles (truck and motor cycles) at value and split. They are in my name.

The motor cycles are sentimental, so I assume my father will actually probably be willing to buy those. Actually, he’ll probably buy the truck, too! Win win!

Before I start, keep in mind my dr is aware: she has always been fine with the 10-14 day stretch, but warned not to go over that.

I started GLP-1s about 3 years ago. As someone working in medical for many years, watching the huge influx of patients being prescribed this med and also the cost ins was covering. I was positive insurance would surely cut coverage. Thankfully, mine covered until March!

With this hunch, I started dosing every 10-14 days. That and my dr would sometimes switch dosage, then switch back within a month, so there were months I received more than one box (especially towards the end). I have about 50 pens of 12.5 zepbound. I’m on maintenance and surely do not need this high of a dose. It’s very frustrating that all pens are not like saxenda, where you click to the dosage you need and continue using that pen (different needle tips each time, obviously).

I asked my dr if I could possibly put my zepbound in medical vials and just measure out a smaller dose. She said, OFF THE RECORD, thats a great idea! However, she cannot advise that as my dr and she’d love to keep her license 🤣 therefore, could not give me direction on how to go about doing this.

The earliest any of my pens would expire is July 2027.

I was thinking doing only pen one at a time would be safest, as to not contaminate all of savings.

If anyone has any advice on how to do this safely, whether you know, or know where I could read up on this, that would be so appreciated!!

Thank you in advance!

Does anyone happen to know gimmes app? The site tells me to download it but I don’t have a link or name. Searching gimme on the App Store didn’t get me very far 😏

I purchased a Shanghai jmstar 150cc moped with no storage bars. I’d love to out a basket on it! Especially bc the storage under the seat is quite minimal compared to our 50ccs.

We have two other mopeds I was hoping I could take the rack off the back of one of those but being different brands, unfortunately, they do not.

I do intend to stop at the moped place in town tomorrow to ask someone to check it out and point me in the right direction, but while I’ve got the motivation foinf to really make this my baby, was hoping someone here might have some leads.

Thank you! 🥰

Mid comment, the comments were shut off a post complaining about the HS teen program. Here we go.. it starts. The next few months will have lots of complaints, so if you’re new, buckle up.

Here was my comment regarding the teen program, over crowding and behavior:

I work at Planet Fitness and I’ll the take summer teen program “busy” over a winter evening when people come in after work. ANY day.

Granted, I work first shift, 6am-2pm. Fairly busy in cold months, less busy (even with free teens) in the summer time. Having filled in for second shift in cold months, the place is PACKED and it is overwhelming. You even get lines forming by certain machines. Never again.

Second shift in the summer is still busier than 1st shift but honestly, not too bad. Even with teens. There’s plenty of them but they don’t cause problems.

Maybe our area has just been blessed with polite teens? Who knows but I think the program is great and am really jealous my neighborhood growing up didn’t have something like this! Instead, our boredom lead us to trouble. They say “idle hands are the devils playground” so I love seeing teens keeping busy by staying active and making health a priority.

I’ll happily sign a kid up and I’ll happily work a kid in on the machine I’m using!

Just thought it was a comment worth being seen 😊 and to you teens using the program: get it!! 💪 love to see you guys keeping active. If you run into the whiners, just remember that there’s a lot more people happy to have you there vs people complaining that you’re there! The whiners are just louder 🤪

I bought a moped without a bill of sale or title, he just signed over the registration with sale price and signed that. He said that was fine but now I’m questioning. The registration sticker is still good until 2027.

It’s a 49/50cc and registration matches the scooter and VIN. Can I bring that in to the DMV and get it registered to me?

Finally! We bought some mopeds to cruise around our little town.

One I have the legit registration that is signed and ready to go, however do not have a bill of sale or title. It is a y vino 50cc moped. I’m not too worried about that one.

The second was purchased from an elderly man (80) whose family was making him get rid of it bc he’s too old to be buzzing around on the streets anymore.

He gave me a registration and sign it for a more expensive brand, wrong year, etc (I had my suspicions) and after checking the VIN, it is a BREEZE 50cc or Sunny s1 (JMstar range). The price was so low and it ran perfect, it was coming home with me, higher quality or not! Although, the brand would have been a steal!

Question one: for the legit moped purchase, can I just bring that registration to the dmv and get my moped sticker? Registration is signed over to me with purchase date and price. I was not given bill of sale or title, but the registration is signed over to me.

Question 2: after looking up the JMStar, it is not stolen, so that’s good. Runs flawless so I’d love to keep it, but I can’t reach the old man to see if he has the correct registration for me in his files for me. I have his phone an address… no call back and I don’t really feel comfortable showing up (108lb, f) to his trailer park, looking for it. He was very friendly, but the park itself felt.. dark.

Can I just go to the DMV with the info I have and apply for a new title/registration since it’s not lost or stolen?

BONUS QUESTION: what I do with this quality moped that will be registered to me after I go to the DMV tomorrow? It’s a 399cc so obviously I need an endorsement… but I don’t even have that moped!

I only have the serial number on the registration and can’t get the VIN bc I don’t have the actual moped. I’m not sure why the serial Number won’t bring it up.

Do I report that lost?

I’m at a loss on this one! Poor old man, I’m sure he’s all over the place haha very friendly though!

Where do I start tomorrow when trying to get tags for these things? Obvious the vinos easy enough (hopefully). Just try at the dmv and see what they tell me to go from there?

So annoying bc we just want to cruise our little beach town. Didn’t ask for any of this hassle 🤣