What’s the best option to put 10-20k for interest gaining while having access to the money as just in case?
My wife and I are looking to put some savings into a HYSA account or a fidelity MMF. Not sure what’s the better option? We want access in case we need it for emergencies but don’t want to invest it into retirement accounts. Our bank does not offer a HYSA. We don’t want to invest into a CD. What’s the better option or if anyone has suggestions to offer?