Hi everyone,

I’m looking for some perspective from people who have moved from India to Canada recently, particularly those working in tech, consulting, data, or product/BA-type roles — and also from people who moved and later decided to return to India.

I’m 31F , single, and currently based in India. I have Canadian PR and now need to make the decision about moving to Canada

A little about my career:

I have around 8 years of experience with a Big 4 consulting firm in Gurgaon and am currently a Manager in Data & Analytics.

I was earlier in regulatory and policy and transitioned to a tech role with quite a bit of difficulty within the same firm. For the last few years, ive been working in a techno-functional role rather than purely business or purely technical.

I’m doing reasonably well professionally in India, and I think my career trajectory here is good.

My question is: would you move to Canada in my situation, even if you did not manage to secure a Canadian job before moving?

My biggest concern is the job market. I’m realistic that I may not immediately walk into an equivalent position and may need to enter at a lower level, which I could live with if there is a reasonable path upward. What worries me more is being unemployed for a long period or having to take a role completely disconnected from my experience.

Would love to hear some thoughts.

EDIT: my PR will expire in April 2027. So I have to go before that if I want to make the move. In terms of career, my role has been BA ( requirement gathering, documentation, BRD, UAT, validation etc)

Hi everyone. I am looking for perspective rather than someone to make a decision for me. I am currently deciding between staying in Copenhagen, Denmark, or moving back to Bangalore, India. This is a longer post, so please bear with me.

I am an NRI who moved from Bangalore to Copenhagen as a teenager because of my family’s work. I have spent most of my teenage years in Denmark and recently completed a business bachelor’s degree at Copenhagen Business School.

I have been accepted into a Master of Science programme in a commercial/business field at the same university. My parents are able and willing to sponsor it now, but this is realistically a one-time opportunity. If I leave it, they may not be able to finance a master’s later. I also have a part-time student job in Denmark that I would need to leave if I returned to Bangalore.

On paper, staying seems like the stronger option: a sponsored European master’s, a current student job, relevant Danish work experience, access to the European job market, and a possible long-term path to living and working in Denmark.

However, I am not fully sure I want to make that commitment.

Why I am considering Bangalore:

Denmark has given me a great deal. I have had access to free education, healthcare, safety, international exposure, internships, and professional experience. I am aware that many people would see this as an obvious opportunity to take.

At the same time, my life in Copenhagen has often felt isolated. I had a difficult social adjustment when I moved, struggled with social anxiety for years, moved homes multiple times, and frequently felt that I was trying to adapt rather than naturally belong. I understand that these things take time. Things improved during university, particularly through work, networking, and becoming more comfortable socially, but the feeling has not completely disappeared.

My family circumstances have changed, which makes this decision more significant. If I remain in Copenhagen, I would be staying independently as an international student rather than within the family arrangement that originally brought me there as a legal resident.

I do not think this is entirely Denmark’s fault. I made poor social choices too, including withdrawing from classmates and not investing enough in relationships when I had the chance. I could likely build a better life there if I actively committed to it.

But Bangalore still feels like home in a way Copenhagen does not.

I feel calmer and more like myself there, especially socially. I understand the culture, humour, friendships, family dynamics, and everyday energy without having to constantly interpret everything. I have stronger family ties and long-standing friends in Bangalore, and I enjoy the sense of activity and closeness that comes with living in the city.

I know Bangalore has serious downsides, including poor infrastructure, difficult work culture, competition, lower salaries relative to Denmark, and a less predictable job market. Many people in Bangalore want to leave India for some of these reasons. At the same time, it is a much larger market with many opportunities. I see potential in technology, B2B SaaS, start-ups, growth, marketing, sales, business development, and commercial roles.

I have also explored a small commercial project, which made these areas more attractive to me and made me interested in gaining practical experience in them.

If I return to Bangalore, I would not want to do so without a plan.

I am interested in growth, marketing, sales, business development, and commercial strategy. I would aim to work in Bengaluru for three to four years, build practical commercial skills, develop measurable impact, and understand which type of role and industry I am best suited for.

After gaining experience, I would consider further education, including an MBA abroad or at IIM. I know that would require significant work. By then, I hope I would have a clearer career direction and a stronger reason to pursue more education. I also feel study fatigue after completing my bachelor’s, and committing immediately to another two years of academic work feels heavy.

If I leave Denmark, I would be giving up:

- A master’s degree that my parents can sponsor now but may not be able to sponsor later.

- My current part-time job and the work experience and references that come with it.

- A relatively direct route into the Danish and wider European job market.

- The possibility of improving my Danish, integrating more fully, and building a longer-term life in Denmark.

- Higher earning potential and international mobility.

If I stay in Denmark, I would be giving up or postponing:

- Living in Bangalore during my twenties, when I strongly feel drawn to be there.

- Being closer to family and long-standing friends.

- The chance to build confidence through full-time work now rather than immediately committing to another two years of study in a degree I am not yet fully convinced is right for me.

- A social environment where I feel more naturally connected.

- The opportunity to experience Bangalore as an adult rather than only as a place I visit.

I know neither option is permanent. I could return to India later, and I could potentially seek international roles from India in the future. But both choices would shape the next several years, and that is what makes this difficult.

I would appreciate advice from people who have:

- Returned to India after studying or growing up abroad.

- Chosen work experience before a master’s or MBA.

- Built careers in Bengaluru in growth, marketing, sales, business development, or start-ups.

- Stayed abroad despite loneliness and later felt it was worth it, or regretted it.

- Faced a similar choice between a valuable overseas opportunity and a stronger feeling of home elsewhere.

How did you distinguish burnout and homesickness from a genuine desire to change direction?

How did you decide whether you were leaving an opportunity too early or choosing a route that better suited your career and life at that stage?

Thanks for reading.

Hi everyone,

I’m moving back to India permanently after living in Canada for around 5 years. I’ll be carrying quite a few of my personal electronics with me, all of which are for my own use and not for resale.
I’m planning to carry:
-DJI Neo drone
-RTX 5070 Ti GPU
-Processor/CPU
-2TB SSD
-RAM
-Laptop
-iPad
-Meta Quest 3S

Most/all of these are already being used by me and are not being brought as new items for sale.
My main concern is Indian customs when I arrive. Since I’m permanently moving back after 5 years, would this qualify under Transfer of Residence (TR) rules? Do I need to declare these items, especially the GPU/PC components and drone?
I’m particularly confused about the DJI Neo. Has anyone recently brought a personal drone into India while moving back? Did customs ask for any documents, WPC approval, invoice, registration, etc.? Should it be declared through the Red Channel?
Also, for the electronics, does customs consider their current/used value or original purchase price? Should I carry purchase receipts if I still have them?
Would really appreciate experiences from anyone who has recently moved back to India from Canada/US or another country with similar electronics or a drone. What did you declare, how much (if anything) did you pay, and did you face any issues at the airport?
Thanks!

Title.

Interfaith Family Considering a Move Back to India: How Safe Is It Today?

Hello friends,
I was born into a Hindu religious family and later married a Muslim woman. About a decade ago, I moved out of the country, partly because I wanted to distance myself and my family from religious extremism, pressure from relatives, and certain family members.
We eventually chose to move to the United States and build our life here. However, given the current visa situation and job market, we do not have a clear path to remain in the U.S. long term.
The possibility of moving back is bringing back many of my old concerns about our safety, and those concerns feel even stronger now that we have children. In the past, we experienced both sides; people who understood and accepted our interfaith marriage, as well as people who judged, excluded, or boycotted us.

With children involved, moving back feels like a much bigger risk and responsibility. I am struggling to understand whether my concerns are realistic given the current situation, or whether my perception is being amplified by the negative news and incidents that receive attention around the world.
I would especially appreciate hearing from people in interfaith families or those who have recently lived in or returned to India. How safe and accepted do interfaith families generally feel today? How would you approach this decision with young children involved?

Thanks

There are couple of countries with CBI passports on sale. If you are having issues getting visa because of Indian nationality, have you thought of changing passport?

Hello, I’m trying to open a new chase account with my Indian number but not able to. And the form is requiring me to put in a US address too.
I have savings in the US that I want to keep. Currently have a capital one account but obviously having to keep my US number active for OTPs and what not.

I saw a couple posts about chase allowing Indian numbers and address.

Would really appreciate the help on how to go about this.

why are people suddenly moving back to india?? I'm sure its not the visa🙄

Hi! I have an active ETrade account and a 401k account in the US. Want to know how I should be filing my taxes since I’ve recently moved back. My tax consultant in the US basically said that since I don’t have a W2 anymore, I don’t need to file which obviously sounds wrong.
Because if I’m selling my stocks in ETrade for a profit, that is income I need to declare right.

Hi
I am moving back and it’s extremely hard to get India jobs call from USA. I am looking references for India jobs and how complex to get the jobs in India for senior (15+ years ) in capital market IT positions

My child will be 8 by jan 2028, will complete grade2 by june 2028. and we will be 41&39.

My current car lease ends in 2028. My current i797 expires in sep 2028. I have a h1b stamping planned in mid 2027.

My NW is decent enough to sustain middle class life in India and I don't think i will really be rich or poor unless something dramatically changes. So incremental benefit of staying in US are limited. And i might be able to get a internal company transfer as well paying me enough to sustain expenses and also save.

Currently i also own a home, which i would like to sell before moving.

I am planning to return to HYD as that seems like a good city to return but i am from up north and no family lives in HYD.

My plan is to use the 2027 visa stamping trip as a scouting trip to understand more about current state in HYD, as i have been away from India for more than a decade.

If everything falls in place perfectly, june 2028 or around that time is ideal considering new school year in India.

Based on this, when should i start preparing. Should i think about anything to do in 2026. Is this too far fetched a plan that it just is a pipe dream? It feels unreal to move back to be honest with no connection or setup left with India and "temporary" perceived stability we have in USA. :(

I have run these with my tools and AI - everything checks out but you know they are just AIs and I know you are the experts in this space

Also I wanted to keep things simple

Lastly for me - I’m worried about paper works more than tax efficiency

Let’s say: total is 1.5Million USD

A) keep 500k for kids in Traditional IRA
B) liquidate 500k to India in 2years in RNOR - and invest 50% Nifty500 / 50% Govt Bond which pays monthly income
C) setup 72t for remaining 500k for fixed amortized of approx 25k usd annually (this becomes the income in India )

Hi everyone, long-time lurker here. Would really appreciate some advice from those who've been through the NRI→resident transition.

Background: NRI since 2015, returned in FY2025-26. Never filed Indian ITR (assumed no obligation as NR).

Days in India:

· 2015–2022: under 50 days every year
· FY22-23: 179
· FY23-24: 311
· FY24-25: 135
· FY25-26: 205

My read:

· FY22-23: NR (under 182, visiting NRI rule applies and 729 days rule)
· FY23-24: Resident (likely RNOR)
· FY24-25: Tricky – NR if Indian-source income < ₹15L, Resident if > ₹15L (120-day rule kicks in)

Big question: For the ₹15L threshold, does US salary for work done while physically in India count as "Indian-source income"? Or is it only rent/domestic income?

FY25-26: If FY24-25 is Resident → 2 out of 10 years → ROR → global income taxed. If NR → stay RNOR.

Questions:

1. Does US salary (for India workdays) count toward the ₹15L trigger?
2. If I only file FY25-26 now, will that invite scrutiny for FY22-23 & FY23-24? What's the penalty/interest risk if I skip those? (I plan to file them all eventually.)

Thanks in advance!

I’m currently living in the US and am considering putting money into an FCNR deposit primarily to access the 9-19x leverage/loan facility associated with the scheme. I would not proceed with the FCNR if the leverage is not available to US-based NRIs.
A few questions:
1. US-based NRIs: Can NRIs residing in the US open an FCNR and access the associated leverage/loan? I’m hearing this may be available to NRIs in places like Dubai/Singapore but potentially not the US/UK.
2. NRI status: I’m currently an NRI but plan to permanently move back to India in February 2027. If I open the FCNR before the August 31, 2026 deadline and choose a 5-year term, what happens when my NRI status ceases after I move to India? Can the FCNR continue until maturity?
3. Virtual Account opening: Since I’m currently in the US and won’t be physically in India before the deadline, can the FCNR account be opened remotely/online, including KYC and funding?
4. Taxation: If the FCNR matures after I have been living in India for several years, how would the maturity amount/interest be taxed — in India, the US, or both?
5. HSBC contact: Does anyone have a contact at HSBC who is familiar with this FCNR + leverage scheme and can help US-based NRIs?

I applied South Korea Tourist Visa on 4th August from Kolkata VFS and on 5th August got mail that it is with embassy. On the same day I checked the portal and ot showed application received. Since then it is in the same state and today is the 10th working day.

1. Can anyone please let me know if they got their visa who applied in the 1st week of August?

2. At which time during the day the portal updates?

3. Does everyone get the "under review" state or it directly jumped into Approved from Application Received state?

I am looking at international relocation container shipping options from SF Bay Area to Bangalore. I found there are two companies Universal Relocations and UniRelo with very similar names operating here. Could folks here recommend which one is more reliable.

Hi everyone,

I hope you’re all doing well. I’m reaching out to this community because I’m currently going through a difficult phase in my career and would genuinely appreciate any help, advice, mentorship, or referrals.

I have 2 years of professional experience as a Java Developer at Infosys (2021–2023). After that, I moved to the USA to pursue my Master’s degree.

Unfortunately, I started experiencing severe health issues after moving to the US. During my Master’s, I had to travel back to India three times for treatment. Despite these challenges, I somehow managed to complete my degree. Because of my health, I eventually gave up my job search in the US and permanently returned to India to focus on recovery.

Thankfully, my treatment has been going well and I have recovered enough to restart my career. However, I now have around a one-year career gap after my Master’s. I also did not work part-time during my studies because of my health situation.

At the moment, I’m actively applying for Java Developer / Backend Developer roles in India, but unfortunately, I’m not getting many interview calls. I also have a significant education loan with a large monthly EMI, so being unemployed is putting me under a lot of financial and mental pressure.

I will put my heart and soul into the job I do, and I’m determined to get back into the industry and rebuild my career. If anyone here can provide a referral, job opportunity, resume review, interview guidance, mentorship, or advice on how to restart after a career gap, I would be extremely grateful.

My background:

• 2 years of Java development experience at Infosys
• Master’s degree from the USA
• Looking for Java / Backend Developer opportunities in India
• Career gap primarily due to health-related circumstances
• Available to join immediately

If your company is hiring or if you know someone who could refer me, please feel free to DM me. I can share my resume and other details privately.

Thank you for taking the time to read this. Any guidance or support would mean a lot to me right now.

Looking for someone travelling from US → Bangalore in August/September. I’m planning to buy a MacBook in the US and would appreciate if someone could carry it to Bangalore.

Can discuss the details in DM.

I read and understand a lot about the USA and difficulties to get PR, plus that 100k H1B fee.

But suddenly NRIs from other countries like canada, netherlands, australia etc are also saying the pr is difficult now.

What actually happened in the last 10 years?

and for the USA was it easy to get citizenship ten years ago?

Can NRIs from different countries help me understand what part of the process in their country has become difficult that was easier earlier?