Anyone else in Ohio feel like the payment changed overnight?
My wife and I have been trying to buy in Ohio and honestly it feels like the house we could afford a month ago suddenly doesn’t exist anymore. We had a budget, got pre-approved, and finally felt ready. Then rates jumped and now the monthly payment is way higher than we planned for. What’s frustrating is one lender basically told us that’s just the market now, but another gave us a noticeably lower payment. Didn’t realize the difference could actually be that big.