
Dutch ING bank sends username and password separately, for security reasons
For security reasons they send password and username separately, in two different envelopes.
But then the designer screws up with the letterhead template and forgets that the letter moves around in the envelope. So when slid up all the way to the top of the envelope, the subject line of the letter is visible in the envelope's window.
And that "sent separately"...
They came on the same day, at the same time.