u/CuboneFan

Why does everyone into pokemon investing masquerade as financially independent and Uber rich?

It's very odd. I'm a guy in my early 30s, by most accounts I would be considered decently middle class. I make 95k a year, have over 220k saved and another 40k in a work 457b plan. I own a modest house and have low monthly expenses. Even stockpiling 5500 a month away, I wouldn't drop the kind of money I'm seeing ppl drop on cards.

1100 for a modern pika still in print, multiple thousands for random gengars, most still in print. I don't buy the argument that everyone involved in pokemon investing is a multi millionaire doing it for the love of the hobby and just likes shiny cardboard. It feels more insidious than that. Weird adult neckbeards waiting hours and hours to buy out product for ebay sales, only for people to buy it and gamble on ripping a load of bulk trash.

What's with the weird vibes and culture in pokemon cards now? It's like a bunch of dudes calling people broke because they can't drop 500+ dollars on a random card that still has years left in print.

reddit.com
u/CuboneFan — 8 days ago

should I just buy out my car or should I get a cheap 6k beater car I can't decide

so I have a 2023 honda accord. I don't particularly love it or hate it, it's just a car. I drove it the past 3 years and it has 33,000 miles on it. I leased it in Oct 2023 and been paying 330 a month for it ever since.

The lease ends in a few months and I can't decide if it's worth buying or not. The buyout is like 17500 on it which is a fair deal for a 3 yr old accord. Finance wise I am a 31 yr old male, I work for the govt and my total comp package is around 95k a year. I have around 220k in vanguard and another 40k or so in a 457b with My work. I don't pay rent or have a mortgage anymore so my monthly expenses only run me about 1100 most months.

A quick Cursory calculation shows I'd get around 70$ a month in interest off the 17500, so that's one potential opportunity cost set back.

reddit.com
u/CuboneFan — 9 days ago

For me the past 3 years or so I keep at most $1000 in checking. This is mostly contingent on the fact I have a 50k emergency fund in vanguard and a 200k brokerage account. I'm 31 and have a paid off mortgage so I can usually live off 1100 or less a month. Thought ?

reddit.com
u/CuboneFan — 16 days ago

This is probably 10-15% of my childhood pokemon card collection I've acquired from the early 2000s to mid 2010s. Haven't bought any new sets , the newest I have is probably 2016. I have around at most 1,000 into these as I was always broke growing up and just used birthday money for cards. How is this sustainable? I think people are vastly underestimating just how many pokemon cards even from this Era are out there.

u/CuboneFan — 18 days ago