u/ExtensionFeeling

https://voca.ro/16g80cyT2mYm

I feel more relaxed which is probably a big help. Still rough in some parts I think.

Here's another: https://voca.ro/1nSeFuddWmwx

I do think acceptance is the way out of DP/DR. Sort of not giving an eff about it. Has any recovered that way? How would you explain acceptance?

Why can't I get a replacement cost estimator on an ACV policy?

She likes watching TV shows (like Hallmark or K-Dramas) and drinking coffee. She's tough to get a gift for. She said she wants nothing but I have to get her something

Hi everyone...my German is probably B2. Ich muss es...vollbringen. Ich will endlich fliessend sein. Ich komme aus USA.

What would it take? How long would it take?

I'm a processor. Say I move into sales. Our bank uses hot leads. They buy a list of people who have expressed interest in a refinance. It's largely VA/FHA loans.

My friend says I'd be on the phone all day. What am I actually doing? Call up these people and pitch them with rates and terms and all?