I have 20ish bank accounts linked, but half of them are saying Last Updated 6 days ago, which was when I did the re-link. A few say about 2 days ago.
Most seem to be smaller banks, but yeah I'm seeing 2 weeks for Chase, 6 days for cap one, 2 days for Fargo, etc
https://www.reddit.com/r/CreditCards/comments/1reg7gq/aaa_daily_advantage_visa_policy_change_may_15/
https://www.reddit.com/r/CreditCards/comments/1rsptwb/aaa_travel_advantage_is_being_nerfed_as_well/
The aforementioned Wal-Mart grocery and Costco gas nerfs
Accrue more category cards? (Granted they might just convert it into a Cash+)
Rely on your catchall more? (Rh Gold, 2%, Smartly)
Personally I have covered most of what's possible with the 5% cards, but I was relying on the Kroger cards for:
So the answer is just going to be Robinhood Gold for me I guess. No Smartly good letter. Losing the free Kroger delivery membership would also shift me towards ordering delivery solely with Walmart+
This does add a little bit more appeal to the Wells Fargo Attune, since a lot of those lifestyle purchases can occur in person and aren't covered by other category cards
Wanting to link my Shop Your Way 5321 Visa, and it shows up in the Plaid search, but I get institution not supported
You know, this one where the trick worked for a week and probably thousands of people here signed up for it. Or just the general wait list. I'd wager the vast majority (75%+) are frequently using the card, but just curious. However, I do see a lot of "I got off the RH Gold waitlist should I do it" posts so you do have a lot people who aren't sure themselves.
For me, the uniqueness of the BofA CCR Online Shopping and USB Kroger cards cover a lot of cases I'd normally use a catch-all type card. I guess you could say it's at least a hedge against future nerfs, assuming RH Gold itself doesnt get nerfed.
Another angle, which doesn't apply to me personally, is this trick was back in October and Bilt 2.0 came out the following February.
I had some home HVAC work done where I used the card because they didn't do online or mobile wallet, but I didn't realize I could have just mid-month swapped my BofA CCR to Home Improvement, which actually covers contractors, if the MCC is right.