Major Repair : Steering Bearing nun 20k odo sya
The rest puro PMS lang and every 2 yrs palit ng tires
Every 3.5k odo naman sa Change oil , Honda fully synthetic
and CASA maintained
I'm 30 now, my mother passed away in Aug 2023 and nag aayos ako ng gamit ko bigla kong nakita un watch na gift nya sakin kasi dream ko magka gshock noon kaso di namin afford kaya bumili sya kahit fake
pero good thing
the watch battery was never been replaced, The strap was still original,
The only issues that it has is the corrosion and i don't know how to removed in terms of watches.
Since si trillanes is dating Marine while Bato is PNP
What will happen to us?
worth it pa ba kumuha ng insurance? kasi based sa nababasa ko nagiging scam e
i dont have kids kaya wala akong pake sa death
pero im more focusing on my health and pag na hospital
Lahat may rason
Tapos magpapasukan na naman,
idadahilan sakin pasukan ng mga bata madaming paper works
Ako na 3 un trabaho
Corporate work IT
Tutor
Computer Technician
Nagagawan ng oras para sunduin sya or samahan
Kumain sa labas
I'm receiving around 200k sa december as my 13th month pay,
Will my credit score increase after settling my unpaid loans?
Ang ATOME ba at Salmon nakaka help magpa increase ng credit score?
Umabot ng 2 million un hospital bill ng ermat ko,
500k ang nakuha ko sa government
1.5m ako sumalo and right now,
500k na lang,
Namatay mom ko 2023
Nawalan ako ng job kasi nag leave ako kahit di ako pinayagan kasi ang rason mamatay din daw kaya bakt pa mag leleave
Shotout VERTERE and Eastwest Client
1 year akong job less habang nagluluksa sa nanay ko,
And ngayon
Tbh, naiinggit ako sa mga kaklase and barkada ko na alam ko mas malaki sahod ko na 120k na 5YOE sa IT pero wala ako napupundar,
Ang hirap maging solong anak tapos walang kwenta yun pamilya,
Ako sumalo sa ermat ko pero namatay din sya nun 2023,
Si claude lang un sandalan ko and helps me with my financial decisions.
So 2 yrs nalang Debt free and makukuha ko na big bike ko.
Then next kotse
Mas mahal ang kotse kesa big bike,
I can rent a car if needed.
I'm looking for an upgrade sa stock side mirror ko na 4yrs na
Ayaw na mawala nun acid rain
then un handle grip ko na RCB
medyo malagkit and makati sya katagalan kaht wala pang isang taon
Un nanay at un isang anak is 2 buwan lang sakin tumira so basically nasa 7 ata kami nun + ako so 8,
Then un iba nyang kapatid ubod ng tatamad na pag flush lang na pinag ihian or dumihan d magawa
Pinag lamunan d mahugasan
Etc
Lage naman pinagmumulan ng away
Idk pero eto un pinost ko sa gigil ako about sa platong di mahugasan
Eto un time na nag hiwalay na kami both ways
And right now afaik,
bunso na lang pinag aaral nya,
6 yrs na lang ata since grade 12 or 13 yn bunso
Sinabi ko na sa kanya ipag working student or ipasok sa scholarship with maintaining grades
Idk f pinakinggan ako
Ako 30M ( 6 YOE) sya 25F (Fresh grad)
Nakatira pa din sa parents nya
Probinsyana sya and gusto sumubok sa NCR pero ayaw umalis sa comfort zone,
eto un uspaan namin about dun
25 ako grumas kasi seaman ako dati before nag IT
28k salary ko sa accenture as ASE fresh grad - Pandemic Graduate 2020
Ngayon
100-120k na
sabi ko sa kanya if want mo umasenso
need nya umalis sa comfort zone
taps eto reply nya
Nabaon ako sa utang dahil sa cancer ng mother ko na namatay din last 2023, As of now eto na lang balance ko from 1.5 million debt BOTH CC and
Loans.
Here is my fix expenses
20k rent
10k utilities (drinking water, maynilad, meralco and internet)
8k-10k per week food (batch cooking)
5k - subscriptions (Al, phone, and apps)
2k - Gas
3k - Cat supplies (litter and dry food)
5k - house hold supies
I have a technician income na 5k-20k income depende sa client per month
Planning to leave my work in december for a 30% increase so baka mag 150k ako a month or 130k
Salary loan 9k a month will end on July 2026
orcr loan - 6k a month end in january 2027
homecredit personal - Feb 2027
acom - jan 2027
Ung TALA(25k) and Qwarta (25k)wala silang installment so need one time payment
Sa BPI I Try to make a payment atleast 11-15k monthly
Question ko,
can i possible get a loan if my credit score is in the 4th pic
Need to repost
Thanks for the heads up
Remember my post 2 months ago,
Weeks after nyan, I processed her HMO na maging dependent ko, which 500k un coverage nya same as mine because my company accepts Domestic Partner.
Already saving up sa mga damit na kailangan nya, damit ng bata, gamit etc.
LDR kami kaya ang kaya ko alng maibigay sa kanya is pangpa check up nya, gamot and mga cravings nya.
lalo nag taas pa un gasolina and may work din ako
So 3 weeks ago, nagpaalam na mag uunwind hanggang sa di na nag cchat everyday
tapos kasama un ex nyang LGHDTV,
nakakapag myday, sharedpost and notes
tapos 1-15seconds update di magawa
So right now, di ko alam if ano mararamdaman ko na masaya kasi wala na kong susustentuhan pero gusto ko makita anak ko
or
magkaka gulo pag pinilit ko kasi baka mag sustento ako pero di ko makikita anak ko
so ayun, shared lang ng first time experience and vent out
Nabaon ako sa utang dahil sa cancer ng mother ko na namatay din last 2023, As of now eto na lang balance ko from 1.5 million debt BOTH CC and
Loans.
Here is my fix expenses
20k rent
10k utilities (drinking water, maynilad, meralco and internet)
8k-10k per week food (batch cooking)
5k - subscriptions (Al, phone, and apps)
2k - Gas
3k - Cat supplies (litter and dry food)
5k - house hold supies
I have a technician income na 5k-20k income depende sa client per month
Planning to leave my work for a 30% increase so baka mag 150k ako a month or 130k
Salary loan 9k a month will end on July 2026
orcr loan - 6k a month end in january 2027
homecredit personal - Feb 2027
acom - jan 2027
Ung TALA(25k) and Qwarta (25k)wala silang installment so need one time payment
Sa BPI I Try to make a payment atleast 11-15k monthly
Question ko,
can i possible get a loan if my credit score is in the 4th pic
Need to repost
Thanks for the heads up
