u/KILOCHARLIES

British guy here visiting family in the Midwest for a week this coming Independence Day.

I’ve done NYC, LA, Florida, Vegas before but I guess that’s just like London where it’s a manufactured version of the country just for tourists.

What stuff would be good to do? So far I’m thinking…

Bar crawls to reconfirm you like to drink as much as me. Gun range, which apparently has an after shoot bar, which I like already. Getting sized up for a fitted cap (it’s always one size fits all in the UK). American breakfasts, a rib place & a steak place. Whiskey tasting. Clothes shopping.

Please don’t suggest anything sports related as unfortunately that’s not my scene. Anything car related works well though. Trying to maximise experiences so grateful for any suggestions.

I’ve spoken to the Philippines call centre 7 times in the last two weeks. As with all off shore call centres, as soon as they come across something that isn’t in their guidance instructions, they would rather tell me they are having technical issues and hang up on me rather than admit they don’t know what to do.

My PayPal issue is rare and as such I really need to someone competent rather than effectively a robot that reads from a guidebook.

Does anyone have a number (or email) for someone that’s not in the Philippines please?

Recently got out a life insurance policy. I recommend this for each and every person who has dependents and it’s criminal that it’s not promoted as a tax free) essential safety blanket for family planning.

My question is though, if worst came to worst, you ended up in a coma in a hospital, a foreign prison, kidnapped by aliens, what sort of overdraft limit is suitable for the average person.

I’ve never used one, always preferring cheap credit card debt if needed, but now I need a safety blanket for my safety blanket.

First time getting paid out from my employee sharescheme and it’s made the already tedious yearly self assessment even more confusing.

It asks me for my “Taxable amount” that I received.

Do I enter the actual amount I received (£23698) or do I only enter the “profit” I made from the scheme? I.e I paid £18000 in over 3 years, making the profit £5698.

Also, from my understanding, there are certain rules where it’s not taxable as I paid £20000 of it into my ISA within 30 days of receiving it. Where would I declare this as I’m not asked for any info about it.

Grateful for any help. Thanks.