r/paypal

USA

I'm looking to speak with anyone in the US whose PayPal account has a permanent restriction and contains funds that can't be withdrawn. Any amount of $ in the account works. Hoping to compare experiences and learn more about the problem. DM me.

I was reviewing my online banking statement as I do every two days and my heart dropped—a massive (many thousands) of dollar payment to PayPal that I never authorized. I called my bank and since the payment apparently made through online banking, they are opening a fraud claim with PayPal. The amount was 2/3 of the total money in my account. My bank account has been frozen and the bank told me they have 45 days to investigate the claim…but in the meantime, that money is not available to me. I’m trying to also officially file a claim with PayPal but since the payment was not affiliated with my PayPal account, I can’t submit a claim anywhere. I’ve been on hold with them for an hour trying to speak with a human. Has anyone experienced anything like this??

After my client has paid the invoice I have sent to them, paypal immediately limited my account once their payment of 100 usd went through. I have uploaded my national government id, proofs of fulfillment (screenshot of transaction in insta), my art commission prices, my terms of services as an artist, and my multiple social media accounts with proofs of drawing in them.

However, after just a day they immediately banned my account and is now going to withhold my acc. Is there anything I can do to resolve this? Can i ask the client to refund the invoice on their end? Im not going to wait 6 months just to get my money.

Its my first business transaction in paypal business due to its bad history.

Update: I asked the client to dispute the charge on their end. After a few minutes it immediately refunded on their end due to the status of my account. I deleted this app after that and will be using vgen or wize from now on.

Update 2: paypal had the audacity to charge me a dispute fee of $16 will anything bad happen if i ignore it?

“We have charged you a Dispute Fee of $16.00 USD, since your account was categorized into High Volume Dispute Fee tier.”

Hi,

I just received an email from PayPal saying I’m eligible for a $51 FTC/Amazon Prime settlement refund and that I need to click “Claim Your Money.”

The problem is: I logged into PayPal directly, and there is no $51 payment, no pending transaction, and no obvious “claim money” section anywhere in my account.

So now I’m stuck trying to figure out whether this is legitimate or an extremely convincing scam.

What makes this especially frustrating is the wording of the email. It basically says:

>“FTC Prime Subscription Settlement Fund has sent you $51.00 USD”

But apparently they haven’t actually sent it to my account yet, because I still need to “claim” it.

Who thought this was a good idea?

In 2026, telling people to identify scams by looking for spelling mistakes or badly written emails is basically useless. Scammers have access to AI-generated text too. A professionally written email is no longer meaningful evidence that something is legitimate.

There are also a few things that immediately made me suspicious:

• The email doesn't use my actual name.
• PayPal itself doesn't show the payment anywhere.
• I can't find a Claim Money menu or notification inside PayPal.
• The email tells me to click a link to receive money, which is exactly the kind of thing we're constantly told not to do.
• The subject/body makes it sound like the money has already been sent, while the email simultaneously says I need to claim it.

I checked the email headers and SPF, DKIM and DMARC all pass for paypal.comso it appears the email itself really did originate from PayPal. The actual button URL also points to paypal.com.

But this still seems like an incredibly bad user experience/security design.

Has anyone else received this FTC/Amazon Prime settlement payment through PayPal?

If you already had a PayPal account, did the $51 simply appear in your account, or did you also have to use the Claim Your Money link from the email?

So I got paid to do some work and paypal put not all but half of the 250 payment on hold. Bit confused why I can access some but not all of it. It also wont let me see when itll be released like other full holds in the past

I ordered a t-shirt from a site that only uses PayPal and while I can see their name it also showed their Hotmail account "analgin6@hotmail.com" I have the order receipt and everything from the site and it seems legit but the Hotmail account is throwing me off

I brought a education touch screen table and it not as described and have heaps of defects in it.
-Brightness has adjustable slider but no effect when slide
-lagging on nearly 80% of the educational apps
- internet connection problem
- the metal table frame turns hot after an hr of used
- touch screen ghosting
- the system is not even kids friendly due to lagging on most of the educational apps and the supplier listing it’s an educational touch table for primary school kids
- it came with 13 months warranty where supplier will pay for both way shipment but instead of arranging shipment back for them to fix under their warranty they forced me to buy part off them, paid for my own shipping and fix it my self under their instructions

I spent 25 days communicate with supplier, and they seem like doesn’t willing to resolve, so I dispute it with alibaba TA, after 10 days of all videos and docs photos proof uploaded they ended my case with this
——-
You have received the product and have already used it, and there is a possibility that the product issues are caused by your improper operation, so it is not possible to determine whether there is a problem with the product itself.

Accordingly, this complaint is closed. Your understanding will be highly appreciated.
———
I contacted the supplier first day of receiving the item and video test it on spot.
Due to wasting my time try to finding a solution with supplier and TA my paypal 30days buyer protection expired.

But anyway. I did managed to file the claim and got rejected after sent them all evidence inc photos and videos.

I rung them up 2 days after rejection email and voice recording our conversation
-
PayPal rejected my claim stating it was a warranty issue , and can’t adjust brightness alone is not cover under buyer protection and they framed me as buyer's remorse, but that is incorrect. I did not change my mind. The item I received was fundamentally defective and not as described from the moment it arrived.

So now im filing afca against paypal

Note : trade assurances is useless to me

Please help me

Is it possible to withdraw money from paypal in Tanzania, if it's possible how ?

And if it's not possible what's the best way to receive payments from UK to Tz

PayPal, what’s going on here? I paid the seller $160 (€144), but the seller decided to issue a refund because the item was no longer available. They clicked the refund button, and I received $160 back — but now it’s only €137.

So my question is: where did my €7 go? Yes, it’s not a huge amount, but imagine if this happens tens of thousands of times...

And what kind of exchange rate is this? €1 = $1.10?

My account is limited, since apparently, there were "suspicious activity" regarding my account. For context, I made my account in 2024 and haven't used it since, no linking of cards, no incoming or outgoing of funds, nothing. Then I landed a small gig where the payment method is via paypal and another platform. I went to log on my paypal just to see that my account was limited? Im not sure what triggered it since it didnt really clarify (didnt receive an email either). So now, its asking me to send a card statement of a card that was linked to my account or a billing statement. Thing is, I dont have a physical card yet for any bank, I just turned 18 so the concept of owning cards for money wasnt an issue before. Now, the main problem is how do I send them something that didn't even happen in the first place? (linking of card) and how can I send a statement if I dont own a card in the first place?

Longstory short this guy scammed me $1,500 (paid for some collectibles).
Any success stories stories on cc chargebacks?

Help me please

Hello, as previously stated on the title, I am unable to receive money even after linking my goverment ID, my bank and my card details on to paypal, aswell as making all the things an account should have, and I was wondering what could be the issue? Because my friend from Italy is able to send money to people from poland and also US, but it does not work for me. The error message they get is

''At the moment the user cannot receive the money''

Even though I beieve I have followed enough tutorials and explanations as to why am I unable to receive payments, should I be using Xoom instead? I have also tried instead of their username, with their email address, and even going to paypal's request money feature, but it always seems to hit that roadblock. Is there any tips or an answer to this?

I purchased a ring with paypal g&s and received an empty box. I recorded a video opening the package, but obviously turned out to not be helpful since I can’t upload it. I submitted photos of package weights, listings, and filed a report to the ICCC as asked but it did not work out.

I filed it as NAD

Is there anything else I can do here or am I SOL? I heard some people say to open a CC dispute, but would that get my paypal account banned as well?

Thanks for any help

Whenever i try to send money on pay pal, iget an error message.

Your transaction was denied

Sorry, we cant complete your transaction now. Please try again later.

It started early in the afternoon on monday and its now early in the morning on wensday.

I dont know why? My accounr has no limitations. I've done an id check and my email is verified there no way is an issue with my bank as the error happens before i select a payment method.

I tried to contact support and the chat bot jusy repeted the sake things no matter what.

I have a flight Friday and was planning to use paypal to catch an Uber but at this point ill probably just have to cancel because uber also causes an issue when i try to add the funds from there.

Hi, so I was trying to use PayPal’s pay in 4 feature on Mercari and I’ll admit, I was going back and forth between wanting to apply for the credit or just pay in 4. When I finally decided to use the pay in 4 feature, it told me my request was denied due to unusual activity which was strange because I’ve used it before. I exited out of the Mercari app and tried to place my order a few more times but was still denied. I decided to just pay in full so I went to transfer some money over but I saw that a huge chunk was missing. When I checked PayPal to see what’s up, I saw that I have two different pay in 4 charges that are pending and awaiting authorization. It says I can’t cancel it until it’s been approved or rejected but I’ve already been denied so I’m confused as to why there’s two payments pending. I wasn’t even able to place that order so will the money just come back to me or go into the void? Is there anything I can do to get the money back in my account or do I just have to wait for the authorization process to finish? I tried to report the problem but it won’t let me since it’s on “temporary authorization” and the order will have to be complete.

Hi there!

I'm a freelance artist that takes commissions primarily though VGen. I'm in Australia so PayPal is pretty much my only option to get payments from international clients.

For about 2 weeks now no one can pay me. It doesn't matter if it's through the VGen platform, through Ko-fi or directly to my PayPal link. I've called PayPal directly and they've said there are no restrictions on my account so it must be a client issue, but it's happened to 6 clients in a row now and some have also stated that they can pay other people fine and just not me.

Any advice would be greatly appreciated, I'm really at a loss as I rely on this income!!

Hey everyone, looking for a workaround for a specific internal PayPal credit limit issue.

On August 12, I tried to buy something for $1,499.99 from Guitar Center using Pay in 4. The order was canceled by me because the merchant said that the product was broken and they asked me if i still wanted it(obviously i canceled it). The first down payment hold actually dropped off my Bank of America card already, so my bank balance is fine.

However, the Pay in 4 plan itself is still sitting in my PayPal app as "Pending Authorization" (showing 0 of 4 paid, plan hasn't started yet).

Because this dead $1,500 authorization token is still open, it is completely consuming my PayPal Pay Later spending power. I can't use Pay in 4 for any other purchases because PayPal's internal algorithm thinks I am maxed out on active debt.

Support has been a finger-pointing game:
1)Guitar Center says they canceled the order and are done.

2)PayPal support admitted that the pending authorization must be voided my the merchant itself or they told me it could take weeks to drop off.

Has anyone figured out a way to get PayPal to refresh or recalculate your Pay Later spending limit after a merchant cancellation? Do I really have to wait the full 30 days for the token to auto-expire just to get my purchasing power back? Any tips to get this escalated past tier-1 support would be amazing. Thanks!