r/paypal

I’m based in India and suddenly getting a PayPal payout error on Data Annotation saying:

“PayPal is refusing a transfer to your PayPal account. Please contact support to ensure that your account is eligible for payments from US and in USD.”

The confusing part is that everything was working completely fine before. I successfully received and withdrew around $10 last week itself using the same PayPal account. I contacted PayPal support and they told me my account is completely fine and has no limitations or restrictions.

Has anyone else faced this recently with Data Annotation or PayPal? Did it end up being a PayPal issue, a payout-side issue, or something temporary?

Hello everyone, to make things simple i just wanna know this.

Does Guest Checkout grants PayPal buyer protection?

Thanks in advance

I spent $10 on a battle pass a few days ago, paying with my debit bank account through paypal. But then I checked my bank account and I noticed the $10 payment followed with a 60$ payment. The latter had most of the info identical, but wasn't a recorded transaction in my paypal account. So I asked a refund to my bank and got the money back (As well getting a mail that the transaction didn't go through), but now my paypal decided to go to the negative number and is telling me I owe $60. This transaction is also not shown in my paypal account, only the $10 payment.

I tried to contact but they aren't helping or are sending me to a bot. Should I wait a few days and see it solves itself? Or is there a way to contect someone directly so I don't have to pay the $60 or else have my accout shut down?

Edit update: Okay so seems it was from buying a game through Nintendo eshop a few days early. There was a purchase error and didn't go through the first time, but it seems like they still decided to charge me twice?

I used my Chase debit card to test two small purchases under $10 each and now it says that I can't use it to buy any crypto. I didn't get any notification from Chase or PayPal, just that I can't use it. How can I get my debit card working to purchase crypto?

So I subscribed to acenstry.com under a free trial a month ago and when I tried to cancel the membership before the renewal it said I had to pay a fee to cancel my membership. I think that charging to cancel a membership is downright ridiculous but that's beside the point. Anyway at the time I didn't have the funds to cancel and I just forgot about it until a few days ago when I was charged for the renewal fee. I canceled my membership for a fee and tried to get my money back for the renewal which I thought would be a painless process like it is with most companies. Come to find out that in the fine print is a clause the basically says no refunds under any circumstances. Well at that point it was obvious to me that acestry.com was for some reason running a soft scam on anyone unfortunate enough to sign up for a free trial and I tried to talk to the chat agent and message the support about a refund but they adamantly refused each time. After that I pretty much gave up but decided to dispute it on PayPal not thinking anything would come of it considering that it was technically in the fine print regardless of the scummy and predatory way it was implemented. Then a few days go by and then I get an email that PayPal sided with me and refunded me the full amount of the renewal. So thanks PayPal for actually seeing a little dispute like mine all the way through and valuing your customers.

TLDR: ancestry.com charged me for a subscription I didn't want and refused to issue a refund. I disputed the charge with PayPal and they paid me back in full.

Hi, got hit with the ban hammer after they asked for my documents a second time, gave them the same documents and got banned, even if the first time they accepted them.

I used paypal just for v-gen and ko-fi, I have no idea what is happening but there is a lot of people who are getting suddenly banned. They ask you for your ID, and BAM, banned. It doesn't matter you were doing all the things right (I never drew nsfw, I never had a charge back, NOTHING). Twitter is full of people also saying they are suffering from this. What is happening???

Long story short, I was scammed. Sent this guy $50 of crypto using PayPal to his bitcoin wallet address for a certain service. He didn’t come through and stopped responding to my messages, so I got scammed. Is there any way I can report this crypto account? I know crypto accounts are super private and anonymous and all that, would a report even do anything? Thanks!

Hey everyone. I’m sharing my story because I just won a month-long battle against a PayPal permanent account limitation here in the Philippines. I managed to force PayPal to completely reverse their "irreversible" decision after their automated systems and chat support tried to gaslight me. If your account is locked and you are being told "the decision is final," DO NOT GIVE UP, only IF you are in the right.

Here is exactly what happened, step-by-step.

The Background

I am a Philippine-based freelancer. I created my PayPal account in late 2024 and it went completely inactive for a while. On April 24, 2026, I received my first-ever transaction on the account, my legitimate weekly salary of about $200 from my employer for a 45-day performance period. The second the funds hit, the automated system immediately locked my account.

Step 1: The First Fake Reason (Age/Country)

On April 27, after I sent the info's they requested, PayPal deactivated my account claiming I was "underage" at account creation and that the Philippines is an "unsupported country." This was completely absurd. I was born in 1999 and created the account on 2024, you do the math. I appealed immediately and sent my government ID, which proved both my age and my residency.

Step 2: Shifting Goalposts & The Broken Resolution Center

Instead of reinstating my account after I disproved their first lie, PayPal shifted the reason to "Unsupported Activity." They sent me an email asking for "additional compliance documents" and gave me instructions to upload files via the Resolution Center.

The catch? The dashboard was totally broken. There was no upload portal, no "Action" column, and no "Resolve" links. When I tried to click "Report a Problem" to bypass it, the page crashed with an error saying "Something went wrong on our end." I took screenshots of everything.

Step 3: Executive Gaslighting

I escalated the issue to the Bangko Sentral ng Pilipinas (BSP), the financial regulator in the Philippines, under the Financial Consumer Protection Act (RA 11765).

PayPal’s Global Customer Complaints & Advocacy team replied to the BSP with a massive letter trying to shut down my case. They claimed they did a "second-level human review" and denied my appeal. But they made a huge factual error: they wrote, "We appreciate that you have used PayPal since 2019." My profile literally says "Joined in 2024." They mixed my file up with someone else, proving their "executive review" was a sloppy sham.

Furthermore, they tried to claim they were holding my funds for 6-months under a "Buyer Protection Framework." My transfer was a B2B corporate payroll payment, not a retail e-commerce sale. There was no retail "buyer" to protect.

Step 4: Support Team Caught Lying on Camera

The Merchant Review Department finally stepped in and asked for address verification. When I created the account, a Google Maps autofill error had distorted my boarding house address into a weird typo string. Because the account was limited, I couldn't fix it myself.

I contacted live support:

• Agent 1 (The Savior): She used genuine human review, bypassed the restriction, and successfully updated my primary address to my permanent home, which perfectly matched my Bank credit statement. Unfortunately, she immediately closed the chat after I asked to link my updated primary address to my card's billing address.
• Agent 2 & 3 (The Deceivers): When I asked them to sync the linked card's billing address to match the new primary address, one agent said they can't change anything to a deactivated account. The next agent, explicitly told me in writing that it is completely impossible to change any details on a limited account. I screenshotted this right next to my already-updated profile.
• Agent 4 (same as 2&3): When I opened another chat to push the linking of my primary address to my card's billing address, this agent told me my appeal had already been "reviewed and denied"—even though I hadn't even submitted the requested documents to the Merchant Review team yet! They were fabricating rejections already and deceiving a customer.

The Final Strike

I compiled all of this into an absolute monster of an evidence PDF and screenshots (Exhibits A through G):

1. The missing upload buttons.
2. The dashboard crashing page.
3. The profile showing I joined in 2024 (debunking their 2019 claim).
4. The exact chat transcripts catching the agents lying about override capabilities and rejecting non-existent appeals.
5. My Bank Credit Statement matching my updated profile character-for-character.

I sent this entire matrix back to the BSP handler and blasted it to 25+ different PayPal executive and compliance emails. I argued that PayPal was in material violation of RA 11765 by practicing procedural fraud, using inappropriate retail risk frameworks on corporate payroll, and treating verified evidence as a personal "view".

The Victory

After almost a month of fighting, PayPal folded completely. I received a cold, probably automated notification stating that full access to my account has been restored. They didn’t even apologize or acknowledge the complete mess their support teams and Resolution Center caused, but the restriction is gone, my account is clean, and I have already sent my salary to my local Bank account.

If you are dealing with a permanent limitation, gather your screenshots, look for factual errors in their responses, and escalate to your local financial regulator. Don't let them gaslight you!

TL;DR:

Received my first freelance salary on a newly reactivated account. PayPal automatically flagged it and deactivated my account, cycling through three fake reasons (underage, unsupported activity, and "possible fraud"). Their Resolution Center upload portal was completely broken, their dashboard crashed, and support agents actively lied to me—one agent manually fixed my address, while the next agents claimed manual updates were impossible and told me an appeal was "denied" before I even submitted it. I compiled all screenshots into a 7-exhibit evidence packet, cited the Financial Consumer Protection Act (RA 11765), escalated it to the Central Bank (BSP), and blasted 25+ PayPal compliance emails. After a 4-week battle, PayPal folded, lifted the limitation, and my salary is now safely transferred to my bank.

My situation:
One small transfer shows “Completed” since yesterday but still not credited to bank account.
Another payment shows “Transfer in progress”.

This is one of my first PayPal withdrawals in India.
How long did your first withdrawal take to actually hit bank account after PayPal status changed?
Bank account and KYC details seem correct.

Does ach direct deposits still go through to a limited PayPal account?

Guy sent me a large sum of money on accident and wants it back. I havent accepted the money yet but i cant refund him all of it since paypal took a fee. is there a way to refund the fee?

Already spoke with CS and they said my app was glitching and i already accepted the money and had to cover the difference.

So I have both an American and Canadian account. I have money waiting in my American PayPal.

Problem is, I have no American bank to transfer the money to, as my old account got shut down. The other problem is that I don't have access to the phone number associated with this account, only the email.

I guess what I'm wondering is if there's a free online banking service to sign up for online, so I can quickly transfer this money. I can't just sign up for an online Canadian cross-border account, because I don't have a mobile phone to confirm my fucking ID.

I'm so not built for the modern world even though I'm only 23. Any advice?

I just paid for something using PayPal and it’s not taken any money from my account but the thing I purchased has been confirmed?

Is this normal? When will they take the money

Hi I'm a person in her early 20s living in the Philippines who's new to online banking and wanted to use Paypal to recieve payments from overseas clients and the day I opened my online Ko-Fi store I had recieved a total of 130 USD from fans. Paypal had flagged this which I had no issue with considering the amount was high for an account that had been inactive for months, so I provided them with the information they requested and rechecked that the whole process for Paypal's AUP. A day after I'd provided all my information I was sent an email saying I'd been banned from using the app with my earning currently stuck in limbo.

I contact their customer support and was told that they would have their back end team look into it, and I also emailed several of their emails including their executive offices and ppelce@paypal.com and earlier today I was sent a reply stating:

"For security reasons, it has been deemed that there is too much risk associated with your account to allow it to be used any further"

"We are parting ways at this point and the decision cannot be overturned"

"We appreciate your interest in PayPal; however, our decision to leave your account in permanent limitation status is final"

...

I'm not sure what to do now besides escalating further and contact the BBB and my country's government offices for support.

Hello,

Im from France and Im shipping a package to the USA, the buyer pays me using paypal goods and services.

If the package gets lost, can the buyer ask a refund to the seller (meaning I lose all the money) ?

I was told Good and services protect the seller if the package gets lost in transit, is it true ?

Thanks

I have no clue what this charge is. I’ve been trying to figure it out for days!! It says ‘resteraunt’ but i have never used paypal to pay for food. I recently used it for a shein order but that’s it! I have no clue what a paypal recovery is?
I can’t attach a photo which is really annoying so i’ll just copy what my statement says???

Appears on your statement as:
WEB INITIATED PAYMENT AT PAYPAL RECOVERY XXXXXXXXX8990 051526
Other Information
Transaction Type
DEBIT
Category
Restaurants/Dining

“Recovery”

Hi everyone, I recently opened a PayPal account to sell some Discord server templates online. I don't have a credit card or a bank account to link right now, so my profile shows the "Link a bank account" alert.

My questions are:

1. Can clients still send money to my PayPal email address, and will it sit safely in my PayPal Balance?
2. Can I spend that balance directly online (e.g., on gaming websites or buying digital gift cards) without linking a card or bank account?
3. Are there any specific limits or risks of getting my account locked if I only use the balance?

Thanks in advance for the help!

Have received about 35 of these emails in the last day unprompted. I had a fraudulent charge on my credit card yesterday so assume it’s connected — any idea what’s going on here or how I can stop it?

PayPal has said the emails are legit but cannot comprehend the issue so haven’t gotten any further help from them.

Text of the email is below (links removed just in case):

The updates to your PayPal Status subscription are saved. This address will receive email notifications on reported or updated events.

To manage your subscription, go to the subscription management page.

To unsubscribe, click here.

Thanks for any guidance!!!

Im new and I have sent my identification to confirm my identity but well, Having a new account really does violates paypal rules and condition. What a stupid app is this? Like I have sent my identification, the next thing I know I got banned because I violate something that is nonexistent rule that it didn't tell me what did I even violate in the first place. Should I make a new account? Yeah At this point Im starting to think to make a new account instead

Will i get back my money after paypal ban