Two years ago, I tried to Gazel Intensity my life and it didn’t work and I ended up in a much worse spot. Since early 2025 I have resented Dave Ramsey’s ideas and only recently am I open to learning them again. Please help!
Quick run down, ive posted here a few times and always get help. Thanks.
Mid 2023 i got mentally stable as a 25 year old after Covid depressed me deeply, bought a used decent car with cash, built an amazing life with therapy and got a girlfriend who i loved all in about 3 months, from zero to hero. I had like 12,000 thousand saved from the previous 9 months tho living with family and working my first real adult job (i spent $6,000 of that on the car). I didnt take my mood medicine correctly tho, which didnt help me long term. Classic case of “i dont need the help”, but I was stable for the next 18 months.
Then in late 2023 i found out about dave ramsey (and caleb hammer) at the same time and quickly got obsessed with the idea of retirement. I tried to introduce the love of my life to these ideas. She was 23 and wasnt on board to watch, thought he was boring and didnt like how i wanted to be intense. She wanted to move at her own, slow slow pace, a pace which she hadn’t even really developed. Her words “i didnt think i would even make it to 50, so who knows about 65.” But i loved her, truly, so i was hoping to teach her things, and i thought actions were the best way. Go make money and save and invest and show her the way, i mean i wanted to spend my life with her, i realized that about 6 months i to our relationship.
Early in 2024 i was peaking in life, and wanted to take the next step and wanted to make more money and save and make our dreams come true, so i got my CDL (quick, cheap, easy to quit if i didnt like it). If the cdl didnt work out, i would pivot maybe to school, or start a business or something, but cdl made sense money wise: live cheap, save big. I couldn’t think of any other job that would do that for me.
So life was amazing, but i shortly realized i would have to sacrifice much of it to become a trucker since you have to be away from home for so long. (Aka Gazelle intensity - sacrifice for what you need. I took it to the truly extreme level, which fulfilled me in a way, oh how, I wanted to be able to tell my story on the show one day). I didnt consider this when i first started (i thought you could quickly get a local job - you cant if you wanna make big bucks) but i didnt want to quit the cdl plan, i wanted to give it a chance and get some driving experience, so I decided to go drive over the road.
It took me three months before I finally started my truck driving job after getting my license (now its mid 2024), I was very apprehensive to start because I didn’t want to lose a lot of the things that I came to know and enjoy. But during the three month break I started getting rid of everything and replacing it mentally with the new life i would have longterm. “ can’t wait to get a new car. Can’t wait to meet my new trucker friends. Can’t wait to start new hobbies because I won’t be able to play basketball every week anymore. Can’t wait to get a new girlfriend because I’ll meet someone who actually wants to believe in Dave Ramsey.” (My girlfriend at the time worked at Starbucks, had an art degree but was very money conscious and was a big saver, and on top of that everything else about her was amazing, but since she wasn’t gazelle intense, I decided I could live without her).
So I move in with her, but in the background I had a sex addiction (that I told no one else on the planet about) that I kept in check for the most part since we met, but combining that with the fact that she wasn’t gazelle intense and thus wasn’t going to be a partner for my biggest goal of my entire life, which was to become a millionaire by the time I was 40, I cheated. I cheated because of the sex addiction, and that was inevitable, but it was certainly something that was brought on by the lifestyle changes that would come too, and i blamed the cheating on “we were growing apart anyway”. Obviously i was a pos, but it was hard to process in the moment because i was so driven to get my goal, i didnt want to let potential depression and loss get in my way.
For a few months after I cheated, we broke up and we talked, but it was never the same. Meanwhile, I was around the country driving a truck saving up money just like I want to. After a few months of me starting, she met someone new and me and her didn’t talk anymore and I got extremely depressed. I still wanted to be with her tho. I was finally on the path to my goal, I wanted to tell her about it. I wanted to show her about it. I wanted to explain to her how much she means to me. I wanted to spend money on her. I wanted to improve her life and show her how retirement is possible even in today’s day and age I want to show her the math and the Dave Ramsey videos. I didn’t really enjoy trucking at all, but I enjoyed chasing the goal in a lot of ways. I would sit there while driving and just obsess about what ways I can cut spending in what ways I can do to increase my income.
But I got depressed and didn’t have any other pillars in my life to lean on at this point, I didn’t have my friends anymore because I hadn’t talk to them or seen them in person for almost 9 months I didn’t have my hobbies because I was always on the road, I didn’t have the new living place that I has just began sharing with her back home because we broke up and I moved out, i didnt get to see my family much, etc etc. after about nine months I quit trucking Because I could not focus enough to drive the truck safely, I needed professional mental help that point. I had saved up a total of $12,000 in nine months (at this point i had $15,000 total to my name, the most i ever had). During those nine months, I did not eat out one time I bought cheap, but healthy groceries and I didn’t do anything to spend money. I had no rent to pay. I had no car payment. I just wasn’t making money as a truck driver the way that I thought I would, so unfortunately, I only ended up with a $12,000 increase.
During this whole nine months of trucking, I was extremely depressed after I came off the road in early 2025 I blew all my money trying to cope. I got medicated and went to therapy after working a very low paying Uber routine. I did this for 6 months while i job searched. But at this point, I was living off credit cards and paying rent now and wasn’t making a lot of money and what not.
I blamed a lot of my problems on the fact that I got so obsessed with making money and a lot of that came from the ideas that I learned from watching Dave Ramsey. Obviously the sex addiction caused my break up, which was the biggest loss I’ve ever felt in my life, but i still resent the ideas of those videos because it felt like that mindset took a lot of my self away from myself.
So for the last year I have been living not very financially conscious, depression took its toll and job opportunities are scarce. However, I have been mentally stable for at least nine months and the last few I have been on a great medication that is having me operate at the highest level. So I feel like I do when I was in 2023 right when I was healthy, except I don’t have the love of my life I no longer have a car because it broke down, I’m in credit card debt now from the last 12 months just trying to survive from blowing my $15,000 (i spent it all on paying bills for random women, because i wanted long term to pay the bills for my ex but as we were together forever kind of thing, dumb so dumb), and I am broke as hell now and i actually make slightly less money than i did in 2023 at my low paying job i had before trucking.
I’m scared to get back into the world of Dave Ramsey because I’m too scared that I’m going to get more obsessed with money and lose some of the things I still value today because that’s what happened last time. Thanks.