Paying loan soon as statement cuts?

I have an active loan and the statement cuts on the 25th and the due date lands on the 12th. Could I pay on the 26th to save on the daily interest?

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u/Large_Organization_5 — 11 days ago
▲ 4 r/eufy

Is it worth moving from ring to eufy?

I plan on moving from ring. Between the subscription to have recordings saved to support not being helpful. Anyways. I've invest about $260 overall for 2 echos, 1 front door doorbell and 1 for the back (wireless), 2 tilts, and 1 regular camera. Website is a bit clunky so wanted some input how well cameras hold up and I overall what to expect etc what's free what's not, your experience. I did see a really good deal on Facebook for 5 cameras that move around but reviews show they can suddenly stop working.

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u/Large_Organization_5 — 12 days ago
▲ 1 r/Chase

What's the likelihood that chase will react to a DMP?

I'm potentially inclined to sign up for a debt management plan (paid in full) with 1 card(discover). I know everything is a case by case but I'm trying to keep my relationship with my cards intact. Cards are all excluded. Chase, amex, synchrony. But what's the odds they leave them all alone? Even if I keep them at $0. I'm getting mixed answers that chase cares a lot versus, doesn't care much.

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u/Large_Organization_5 — 20 days ago

What's the aftermath of agreeing to a dmp with a third party?

I'm very inclined to agree to a 6.99% apr on my $17,452 balance on discover. Discover is a temporary hardship for 1 year at 12.99% then back to my 16.74%.

Anyways, they did agree to do just the 1 card, but I want to keep my relationship with amex, chase, and synchrony cards strong. I know the usual case by case, but anyone have more in depth with it? I know the savings are worth it but I do rely unfortunately on the cards (fully paid off all the time) . Never missed a payment, paid in full on most occasions, credit score mid 700s. Just scared that the banks will freak out and I don't have them anymore of a hard slash in credit lines. Any insights or experiences with having 1 card on a dmp plan for 60 months (I'm paying it off by year 3).

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u/Large_Organization_5 — 21 days ago

Can I please get help with getting a $10 credit to my essentials account?

As title states. I was offered a $10 credit for Starbucks as soon as it popped up, it was gone. I'm seeing customers get account credit for the mess up and I would love to get an account credit please. I'm having issues with reps not wanting to help.

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u/Large_Organization_5 — 28 days ago

Is financial hardship all automated or is there any human reviews?

Long story short I have a lot of debt. Discover is on a temporary suspension (offered 2 temp offers). Went ahead and took one since I have not migrated over yet. I'm trying to get the account closed and just pay off (standard 60 months). The offers were all automated. Is capital one the same with hardship? Any human reviews?

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u/Large_Organization_5 — 2 months ago

iPhone 16e deal follow up question?

With the iPhone 16e deal, I ordered and activated the phone. Unlock policy is changing on July 1, I assume that if I miss a payment out of the 6 months it defaults to the new unlock policy?

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u/Large_Organization_5 — 2 months ago

Truconnect lifeline experiences?

I am currently on it with my watch. Long story short I'm trying to get off my phone and rely on my watch. I am just curious if anybody has participated with the carrier. If it's safe enough to put my primary number on it. Just curious if anybody has any input. Thank you.

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u/Large_Organization_5 — 3 months ago

I am on helium so it's still free (with tax) but preparing to find someone else as there's reports they are changing or cancelling plans. Currently trying to use and side load textnows option if I can. Unless someone does have it already on there, any guidance is appreciated. I do see kite and firsty but they are data only and no number at all. Just in need of a standalone plan for when I leave a phone at home or battery dies. Thank you.

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u/Large_Organization_5 — 4 months ago