High credit…29.9% int Amex…which card should I balance transfer to?
I’ve obviously built my credit a ton since I got my Amex. Currently sitting at 780-805 depending on which platform I check. I am paying above the minimum but Christ is it going to be slow at this rate.
I was thinking a balance transfer card could give me 0% interest for a year or so but I’ve got $9300 on the Amex so I need a card that will give me a higher interest rate from the jump.
If anyone knows alternative cards with higher limits I’m really trying to get away from credit cards for this reason. I will happily take any and all other suggestions. Debt consideration loans? Personally loans from my credit union?
I really have no idea where to go I’m just working my tail off to get rid of this junk and assuming the balance transfer and aggressive pay down makes the most sense.
Thank you for the advice!