u/No-Walk-5621

Has anyone naturally gone down to part time work or started their own business?

I’m around 120 days, I don’t fear walking from my job anymore. I’ve done fairly well in regards to building my resources and emergency fund.

I obviously don’t want to make a bad decision and quit, but I have been wanting to for a long time.

Retention has made it easier to tolerate and not get super depressed anymore, but it’s also made me really develop boundaries, too. For reference I am 30 yo with no children.

I day dream about the possibility of renting my place out and going travelling for a while and/or taking a few months to myself to decide on where I want to go with my life

I like the look of realty income but it has a with holding tax

I’m new to dividend investing, I am thinking of dipping my toes and buying some realty income O and/or VICI

I have a healthy amount in a global growth fund, but I want the satisfaction of getting my first dividends. Even if it’s just enough to pay my phone contract or broadband

I’ve read and researched and realty income and VICI seem to be the better, safe options for REITs

I am wanting to dip my toes into REIT’s. I am thinking mind 50’s would be a good entry for realty income?

I have also looked into REIT’s such as LMP, VICI, SUPR and EPRT

I have an all world growth fund that I dollar cost average into. I am relatively young but I want to get my first bit of income, even if it just pays my monthly phone bill

How many of you have done this? On paper I earn an ok salary. I have been with the company for 12 years now (since I was 18).

I am an assistant manager at a busy builders merchants, lots of computer work, figures etc and also lots of customers and sorting transport, dealing with staff.

Quite frankly, I’m burnt out and sick to death of working so much, never ending figures to chase, insane customers and passive aggressive managers.

Lower stress means different things for different people. For me, I day dream about going part time in an admin role or delivering groceries for a supermarket. A job where I can be left alone with, for the most part

Do any of you invest in realty income (O)? Seems like a solid REIT.

I am thinking of buying 50 shares, to start. This will pay my monthly phone bill. I have been investing heavily into growth funds for years but it will be satisfying to get my first bit of income.

Any advice or thoughts would be appreciated.

Is this common with people that are psychic?

I have extremely realistic dreams every night, which I seem to remember in detail. I don’t remember the last time I didn’t remember my dream. People think this is weird.

Completely new to this sub, but most people I work with, family members and friends etc have always joked about me being psychic. Thought it’d be interesting to throw my thoughts out there. I’ve always shrugged it off.

I have always had strong discerment and a high intuition. A gut feeling that seems to be right more often than not. From a young age I remember having complex and abstract thoughts that I wasn’t always able to articulate. Thoughts and ideas even adults haven’t considered when I can now mention them.

Insane and regular coincidences. Most recent example is telling a colleague to always salute a magpie when you see one, to them messaging me the next morning to tell me a magpie had flew into their bedroom

Is this common with people that are psychic?

I have extremely realistic dreams every night, which I seem to remember in detail. I don’t remember the last time I didn’t remember my dream. People think this is weird.

Completely new to this sub, but most people I work with, family members and friends etc have always joked about me being psychic. Thought it’d be interesting to throw my thoughts out there. I’ve always shrugged it off.

I have always had strong discerment and a high intuition. A gut feeling that seems to be right more often than not. From a young age I remember having complex and abstract thoughts that I wasn’t always able to articulate. Thoughts and ideas even adults haven’t considered when I can now mention them.

Insane and regular coincidences. Most recent example is telling a colleague to always salute a magpie when you see one, to them messaging me the next morning to tell me a magpie had flew into their bedroom

For context, I’m in the UK and I’m on a 2 year fixed 3.94% mortgage. I have no idea if mortgage rates will be higher or lower when I have to renew next March.

I am a 30 year old, single male, no children or dependants. I have £54k left on my mortgage. £54k in my workplace pension. £50k invested in a global all world etf. 6 month emergency fund. Around £2k in physical metals.

Would you pay down the remaining mortgage or invest? I have a stable job and can save/invest £1.5k per month. I’m not a high earner but have been pretty consistent and frugal. However, I don’t see myself wanting to work in the same place for the next 10 years, I will be wanting a change.

I’m also not saying my current home is my forever home, but I would happily keep it as a rental if I was to meet someone and buy somewhere new to live.

Would you liquidate some assets to pay off the mortgage now? Keep all investment but pause them and pay off mortgage going forward? A combination of both?

Sorry for the word salad

Anyone decent results low and slow? Been using on and off for years. I really feel shitty to start again due to the side effects I get. Even with antihistamines, nausea medication etc.

Interested to see if many of you invest in “boring” global funds such as Vanguards VWRP

Very new to this, I’ve only done the first few sessions for a few times each to get into the swing of things. I have noticed way more energy.

I’m probably overly sensitive, but I have had periods of a buzzy head, floating feelings and very strange remote viewing type dreams.

Wondering if it’s sensible for me to continue more or not.

Could anyone share which income ETF’s they use? I have been looking at generic REITS such as IUKP and also income funds such as TDGB.

I know it’s not as efficient as growth stocks considering my age (30) but I’ve built up a a chunk of change and I’d love to have another stream of income besides my job

Also thinking about renting my garage or parking space out

What sunscreen (if any) do you guys use? I’m away in a hot country for a week. Even though I have a base tan and have MT2 in my system, I’ve still been careful not to burn the first couple of days. I want to taper down my sunscreen as the week progresses.i hate wearing it anyway due to the chemicals found in most

I forever think I’m pale even though I regularly get told I’m tanned. I’m naturally a skin type 1 and people wouldnt believe if I was to show them pics of myself from a few years ago!

I have probably pushed the limits to what looks nice and natural with the help of MT2. On holiday for example, I constantly seem to be comparing my tan to others and feel dissatisfied with myself.

I’m sure there’s a deeply rooted psychological reason for this. It doesn’t completely consume me btw it’s just an interested observation I’ve made

I am nowhere near bald and many would probably not see much wrong with my hair.

I am at the stage where I find myself re arranging my hair often, the wind is not my friend either. It is on my mind a fair amount.

My hair means a lot to me and I can’t see myself wanting to just shave everything off if it gets so bad.

Can hair systems be worth it, even if you potentially have a few years left to somewhat enjoy your natural hair?

I like to keep a natural fringe and medium ish length on top, I would want a hair system to match

Bit of a pointless post. Re listening to the old podcasts and re discovering hilarious characters such as Ho Lee Fook and camp David. Comedy greats such as Chis Moyles would have been proud of such characters