u/Particular_Pay_4780

BDO sent me two cards, the ShopMore and JCB. I just graduated, and I’ve been planning to apply for a credit card, pero naunahan akong padalhan ng BDO. After consulting with other people, they told me to grab this opportunity since it’s usually harder to apply for your first credit card.

After researching, I learned that the JCB and ShopMore have separate annual fees, but they share the same credit limit, so I’m planning to keep only one card. Which card is more worth keeping?

Also, the card they sent me was orange, and I hate orange 😭. Can I still change the card, or can I use a card sticker to cover it up? (Very minor issue, but I just wanna know if it’s possible 😅.) Like, what are the odds that they have three colors and I get the one color I genuinely dislike? 😮‍💨

Hi! I just remembered I have a GoTyme account that I opened last February. I only deposited ₱100 and never touched it again. I opened the app today to check if it had earned any interest since I read that GoTyme offers 3%, but it's still ₱100. 😅 Is there a minimum deposit required to earn interest, or how does it work? Sorry if this is a dumb question. I only started looking into digital banks recently. I already have a MariBank account, but I'm planning to keep my savings in GoTyme and use MariBank mainly for purchases to take advantage of the cashback. Thank you to anyone who can help!

i got a call today from BDO offering me the ShopMore Credit Card, BDO Gold, and JCB Lucky Cat Credit Card. i don't have a credit card yet, and i've been eyeing UnionBank's NAFFL credit cards. however, i heard it's pretty difficult to get approved, especially for first time applicants. is BDO's offer worth taking? which of the three cards would be better for a first credit card? should i accept BDO's offer or wait and apply for UnionBank instead? also, is there a way to waive BDO's annual fee?

i recently upgraded from the 13 pro max to the base 17, and everything has been great except for one issue. 😭 i've already turned off background app refresh, turned on airplane mode before sleeping, disconnected my phone from the wi-fi, and made sure bluetooth and airdrop were off. but when i checked my phone the next morning, my phone had dropped by 10% because tiktok apparently ran in the background for 7 hours. 🫩
i don't manually close apps from the app switcher since most people advise against it, but this has happened multiple times already and it's getting frustrating. how am i supposed to know which apps are running in the background if i'm not even using them? does anyone else experience this, or is there a setting i'm missing?

anw i miss my ip13 😔 it did not give me problems like this

I'm torn between the Fujifilm X-M5 and the Canon EOS R50. This will be my first ever camera, so I honestly don't know much about cameras or camera details yet. 😭 I mostly narrowed it down to these two based on the sample photos because I liked their outputs the most. 🥹 My budget is around ₱50,000, and right now I'm eyeing a second hand X-M5, while I found a brand new R50 being sold for ₱40,000. Which one do you think is more worth the money, especially for someone who's just starting out?

• ⁠Budget: 50,000 Php
• ⁠Country: Philippines
• ⁠Condition: Brand New/Like New
• ⁠Type of Camera: Mirrorless
• ⁠Intended use: Travel and Social Media
• ⁠If photography; what style: honestly, i'm just gonna use it for casual photos and nothing professional
• ⁠If video what style: casual vlogs
• ⁠What features do you absolutely need:
• ⁠Portability: easy to bring but i'm okay with the size if r50
• ⁠Cameras you're considering: Fujifilm XM-5 (2nd hand) and Canon EOS R50 (Brand New)
• ⁠Cameras you already have: None, this is my first camera.
• ⁠Notes: I'm torn between these two, and I really can't choose which one is worth the money since they both have pros and cons. This is my grad gift to myself so I can't really buy both 😔 Please share your thoughts on which one you think is worth the money.

this is my first ever camera and I can't choose between the 2 🥹

i recently got 2 decants of the enigma foundation in the shade mw14 and ln08. mw14 is dark on me while ln08 looks okay when blended iut but i'm bothered by the fact that it looks peachy on my skin 😔 what's the closest shade to ln08 that has yellow and warmer colors. i'm okay with ln08 but I wanna try looking for the perfect shade match ☺️ i'm eyeing lw10 and lw5, maybe you guys have these shades, please help a girl out. there's no decants avail na for these shades😭 for ref. i'm shade 1.5 macadamia in the nars pot concealer. unfortunately it's the only base i own so it's my only reference 😞 tyia!!

hi guys! planning to buy an iphone tomorrow and wala pa ka abot akon case and tempered glass. do you guys know wher i can buy tempered glass and case nga below 150 lang tani kay temporary use lang man. sa may marymart dapit bi ila cases are like more than 200 pesos. sorry medyo kuripot pero i cannot justify spending money on temporary things 😔 tyia!

Hello po! May idea po ba kayo if ilan yung maximum months ng installment na 0% interest sa Henry's? Planning to buy Fujifilm XM5 po sana when I go to Manila kasi walang Henry's in my city pero I wanna know sana yung installment offers nila for BPI 🥹 baka may idea po kayo. Thank you!! I tried searching online and I even messaged them to inquire but they never replied 🥲

hello guys! can you reco a good mascara that holds the lashes well and doesn't easily smudge pero not waterproof? the only mascaras i had were all waterproof pero super hirap kasi tanggalin and natatanggal yung lashes ko kahit I use oil na. I've tried blk, maybelline sky high and hypercurl. If you use waterproof mascara can you reco good oil cleansers that can easily remove waterproof mascara without damaging the lashes? 🥹 Thank you so much!!