u/Some_Water_5070

I have a good performing Verizon branded SD version S21+. It still performs very well with still good battery life after over 4 and a half years. My question is, should I upgrade to a newer version? My only concern is it isn't getting any more security updates. I only download apps from the app store, but I like using banking apps on it. Is this a big risk? Would it be reasonable safe to use it for another year or so?

Is anyone still getting a loyalty discount by doing the number transfer pin on the My Verizon app? My loyalty discount ended about a month ago, and I want to know if it's still worth trying or Verizon doesn't acknowledge that anymore for a loyalty discount.