u/SourCandy88

Sorry if its been answered before..

Lets just say I imported a lovely car to Ireland from the UK for example, I have open driving policy insurance on my current car.. how long would I get away with driving on foreign plates in ROI?

I've a neighbour driving a swanky BMW on Romanian plates about 4 years and another who has an absolute guzzler of a jeep from Australia about 6-7 years.. realistically..?

If so, please use it.

No one wants to see the first half of your commute for a clip that could be 5 seconds.

all the best 👍🏻

*I've used chat gpt just to get to the important bits and be concise* 🏠

Hi all, looking for some practical advice on a situation I'm trying to plan ahead for.

I live in Dublin. My mam is in a nursing home (2 years now) with late-stage dementia and has no cognitive capacity. There is no will in place and it's too late for that now. I have EPOA.

The house:

Family home valued around €360k

Approx €30k left on the mortgage

Fair Deal scheme loan will also need to be repaid (possibly up to ~22.5% of value)

I've lived in the house my whole adult life, paid bills, contributed to the mortgage, and maintained it. I was also my mam's primary carer before she went into care.

Family situation:

• I have 2 siblings

Both moved out over 10 years ago.

Neither contributed financially to home or much of her care.

Both are currently in council housing / on social welfare

They've no issue with me living here currently but do have kids.

My situation:

I want to stay living in the house long-term.

My partner and I are planning to move in together soon and hopefully IVF in the next 2 years.

Selling the house is something I really want to avoid as I'd struggle to ever buy again

My understanding so far:

If my mam passes with no will, the estate will be split equally between the 3 of us.

That could mean my siblings could push for a sale.

I may need to buy them out and clear mortgage + Fair Deal

Questions:

1. In reality, how likely is it that siblings can force a sale in Ireland in this situation?

2. Would my financial contributions and role as carer carry any real weight legally in getting a larger share?

3.What’s the most realistic way to structure a buyout if I can’t afford a large mortgage? (e.g. staggered payments, agreements, etc.)

Has anyone dealt with Fair Deal repayment + inheritance + buying out siblings?

If my partner moves in and something happens to me (we’re not married), does she have any right to remain in the home?

I’m trying to plan ahead and avoid a worst-case scenario where I lose the house after everything put into it.

Any advice or similar experiences would be really appreciated.

⭐Not looking for moral opinions on family dynamics, I'm just trying to understand the legal/ financial reality.