u/TellBackground9239

Hey r/Advice,

I saw a post on FB marketplace for a room to rent that's only $700/month, 10 minutes from my job, utilities and internet included, month-to-month contract, and I basically get the full upstairs to myself.

It sounds like a dream, but it comes with a caveat: I'm not allowed to use the kitchen.

Has anyone had an arrangement like this before? If so, what did you do to get by?

I just got a new job recently and I made myself look like a moron today.

I work with Excel sheets and I generated a formula with Copilot that solved an issue that someone had. I verified that it worked.

I told them that I had a solution to it and they followed me to my desk. I forgot to copy the script, so they watched me open Copilot and copy it and paste it into the formula bar.

It made me look like I was just copy and pasting shit without doing much else.

Fuck, I'm dumb.

With how cut throat the private sector is, I wouldn't be surprised if this puts a target on my back for termination.

Hey r/urbancarliving,

I want to move in to my car ASAP.

Problem is, I'm having trouble finding a minimal checklist of stuff to get so that I can move in without missing any essentials.

Anyone have any good resources?

I inherited a few PBI reports that have Excel files on a SharePoint library as a backend, and I have to refresh Power Query to keep them up to date.

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I'm using a Power Automate Desktop bot to refresh them in the morning, but even that requires a few clicks.

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I'm wondering if there is a better way to do this.

Hey r/Bogleheads,

I'm planning on opening my first taxable brokerage.

If I'm investing any cash ASAP in the stock market, is there really any monetary advantage of choosing an FMMF over a cash deposit?

I'm opening it with Vanguard, and it's asking me to choose between the cash deposit with FDIC insurance + 1.75% APY, or a FMMF with SPIC insurance and 3.58% 7 day SEC yield.

It seems like the latter would have a higher yield, but I couldn't imagine letting cash sit for more than a day or two anyway, which makes me think that the FDIC insurance would be better since there would be such a short window to accumulate interest anyway in the FMMF.

Hey r/novarent,

I just landed a new job in Fairfax, and the commute sucks. I'm looking to get back into the area.

Is anyone renting out a bedroom in a shared house? Ideally, I'd want rent below $1k.

Edit: I'd prefer it if it's already has a bed and dresser.

I was very fortunate to inherit a lot of money from my dad after he passed, but not a lot of brains.

I decided to blow a lot of it on finishing my degree while taking care of my grandparents in their last days without working. This went on from 2021-2023. I spent $127k total those years.

When I finished, my grandparents passed on, and I moved out, I blew every penny that I earned at my job + $32k by living in an expensive apartment and buying stupid stuff in 2025. Lifestyle creep basically.

I did save a little over $60k the year prior to moving out by living with my mom, though.

I got PIP'd in December and I've been unemployed for 5 months. I spent about $10k this year being stuck in my lease with no job except 1099 work. I'm now living at home to prevent any further damage to my safety net.

I'm privledged enough to say that I still have a lot in savings, plenty in investments, and I got another windfall from my grandparents that dwarfs the one that I got from my dad, though.

I haven't blown everything from that first windfall, but I'm deeply ashamed of how I handled it. I feel like I should've dropped out of school, joined a trade, and invested all of it. Instead, I blew through a lot of it on a degree that's not getting me far, expensive housing, and frivolous spending.

I especially feel sad because it isn't just money. It's my dad's legacy, and I feel like he'd be so disappointed in what I did with so much of his money.

Since I've been unemployed for so long, I'm thinking of throwing in the towel and enlisting in the military. That'll give me good benefits, and a better chance at Federal employment to expedite getting a job when I come home.

I heard that the Fall is a good time to enlist, so I'll continue my job search until then, but I have no hope of finding another job in this market. I'm putting in the applications and attending the interviews just to say that I did it atp.

I had an interview today.

I was asked something along the lines of "How do you approach doing something new?"

I answered that I like doing research and seeing how it has already been done by others instead of reinvinting the wheel. I've never been asked that before, and that was the best answer I could give.

The interviewer critiqued that statement later on in the interview, as if he had thinking about it and a red flag popped up in his head about my response.

They were subtle about it, but I've learned to be sensitive to subtlety in the workforce.

As an interviewer, have you done that before? If so, does that usually mean that they're not getting the job?

I got pushed out of my job for bullshit reasons, and I've been unemployed for 5 months now.

The rest of the company liked me and my work, but middle and upper management had it out for me.

All they had to do was come up with a paper trail with petty offenses, and I got a two week PIP with no severance offered.

I've even talked to other people about what they documented, and they agreed that it was petty shit meant to push someone out the company.

I wish I lived in a proper country, or could get into a union or the Federal government. It's damn near fucking impossible already to get a job in private that's ran by dirt bag psychopaths.

Hey r/Money,

Last year, I got ambushed at work with a PIP. I didn't see it coming, was given only 2 weeks to "improve", manager was off for half of it, and no severance was offered.

I resigned since unemployment doesn't pay that much, getting other income reduces it, and I'd have to say that I was fired if applying for a job where I would have to answer that question honestly.

I had 5 months left on my lease, and I was only able to earn 1 month worth of expenses from side hustles while I was applying for jobs.

Overall, I had about a $10k hit to my savings before my lease ended and I moved back in with family. That's what I get for living in an HCOL area in an apartment all to myself without preparing for this.

I want to come up with a plan so that I can generate enough income to at least live paycheck to paycheck after losing my job next time. That way, I'm not just blowing through my savings while looking for other work.

If you can make enough money from side work even after losing your job, what is your plan for layoffs and getting fired so that you're not draining your savings?

Hey r/urbancarliving,

I have an idea, and I want to know if anyone else has done this before.

Obviously, you're not allowed to live in a storage unit, but are you allowed to at least use it as a living room during the morning + afternoon, and sleep in your car?

That way, you're technically not living in it 24/7. Idk.

Hey r/usajobs,

I got an email saying that I have to take an assessment and it's due by the 21st at 11:59 PM.

I saw that there are some practice assessments online. Has anyone tried them out? If so, are they any good?

Does anyone have screenshots of folk downplaying the 2025 election on this sub and elsewhere?

I think it's safe to say that the "She just wants common sense gun reform", "Just call your senators and everything will be okay", and the "Spanberger is a moderate" people were wrong.

I'm looking for some comedic relief before the Democrat hurricane guts our 2A rights in July.

I'm able to search for jobs and click the apply button, but after I do that, I get an error like

"We are not able to display the page requested at this time.

Please try refreshing the page. If you continue to receive the error, please provide your
Agency's USA Staffing Office Administrator with the steps taken before the message was
received as well as the Reference # identified below."

Edit: It's working now. I just had to switch browsers. I switched from Chrome to Edge.

I want to start a HYSA, but I'm just overwhelmed with options because it seems like what the "best" one is changes every month, and there doesn't seem to be a tried and true option.

It's also anxiety inducing to see the highest APYs coming from companies that I've never heard of before, and can't find people talking about them online.

I see that we have a megathread, but it looks like everyone is saying different things there, which is not helpful.

How do you pick an HYSA without being gyped on APY, while also not sending your savings to a scammer?

If a less expensive lifestyle and an expensive lifestyle activate the same basic reward chemicals in your brain, then the expensive lifestyle is not giving you a different kind of happiness.

A less expensive lifestyle and an expensive lifestyle activate the same basic reward chemicals like dopamine. A free jog around your neighborhood and an expensive international vacation are obviously different experiences, but the same happiness still comes from the same brain. The expensive version is not creating some new biological category of pleasure. It is still dopamine or whatever other "happy" chemical reaction your brain is giving you.

So an expensive lifestyle does not provide a different kind of happiness. It just gives you a more expensive way to trigger the same basic thing.

A less expensive lifestyle also creates less financial anxiety and regret than an expensive lifestyle. A cheaper car, cheaper food, cheaper hobbies, a smaller place, or a simpler routine usually means fewer payments, less debt, and fewer moments where you wonder whether something was actually worth the money.

So a less expensive lifestyle gives you the same basic biological happiness while creating less financial anxiety and regret.

And if one lifestyle gives you the same basic biological happiness while creating less financial anxiety and regret, then that lifestyle makes you happier overall.

That's why I think that a less expensive lifestyle makes you happier than an expensive lifestyle. Most people are not buying more happiness when they chase expensive living. They are paying extra for the same brain chemicals, plus more stress.