▲ 1 r/NCL

NCL Unpaid Casino Charges

I’m not planning to do this, and this is purely a curiosity question after noticing how NCL handles casino charges.
From what I understand, you can charge casino funds to your onboard account throughout the cruise, and the final balance is ultimately settled against the payment method on file. That made me wonder what happens in an extreme situation.

For example, imagine someone boards with a credit card that has plenty of available credit at the beginning of the trip. Over the course of the cruise, they repeatedly take casino advances through their room account and lose them. By the final night, they’ve accumulated something like $10,000–$20,000 in casino charges, but their card declines when NCL tries to settle the account and they have no cash, no other credit card, and no realistic way of paying the balance immediately.

What actually happens at that point?
Do they prevent the passenger from disembarking until something is arranged? Does security get involved?
Do they have the person sign some kind of repayment agreement or promissory note? Does it immediately get sent to collections? Could law enforcement become involved, or is it treated strictly as a civil debt?

I’m especially curious if anyone here has actually seen this happen, worked for NCL/casino operations, or knows someone who has dealt with an unpaid onboard balance. I’m less interested in guesses and more interested in what NCL actually does behind the scenes.

Again, not looking for a loophole or planning to try it. I’m genuinely curious how a cruise line handles a passenger who owes a large amount at the end of the sailing and simply does not have the ability to pay.

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u/Terry_1497 — 1 day ago
▲ 224 r/eagles

Eagles Fans Are Really Everywhere 🦅

I was on a 7-day cruise last week from New York to Bermuda, and every time I wore Eagles gear around the ship I got a ton of “GO BIRDS!” from random people.

Now I’m on an Alaskan cruise out of Seattle, literally on the other side of the country, and somehow I’m getting even MORE Go Birds 😂

I’ve worn gear from my other favorite sports teams before, none of them are Philly teams, and nobody ever gives a damn. But apparently if you wear Eagles gear anywhere, Eagles fans just appear out of nowhere. It’s honestly so cool. Feels like there are Eagles fans everywhere.

Is this a normal experience for you guys when you wear Eagles gear while traveling?
GO BIRDS 🦅

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u/Terry_1497 — 3 days ago
▲ 2 r/NCL

NCL Alaska Excursions?

My fiancée and I are doing an NCL Alaska cruise next week and have never been to Alaska before. She’s really into wildlife and animals, while I’m all about insane scenery, glaciers, mountains, and hopefully seeing the Northern Lights.

For anyone who’s done an Alaska cruise, what excursion absolutely blew you away? We’re open to whale watching, helicopters, glacier landings, wildlife tours, trains, etc.
Money isn’t really a factor — just looking for the most unforgettable experience.

If you could pick a few options, what would they be?

u/Terry_1497 — 12 days ago
▲ 22 r/eagles

Eagles Club Seats?

Question, what is the “lounge” like at the Eagles club level seats? Which is all the sections that start with C on them? Want to know before purchasing, thanks!

u/Terry_1497 — 1 month ago
▲ 93 r/eagles

2026 Season Predictions?

Week 1 - W
Week 2 - W
Week 3 - L
Week 4 - W
Week 5 - W
Week 6 - W (If we lose to Carolina, we’re in trouble!)
Week 7 - W
Week 8 - L (We always have that strange loss)
Week 9 - W
Week 11 - W
Week 12 - L (Hope I’m wrong here)
Week 13 - W
Week 14 - W
Week 15 - L (Seattle a little better than us)
Week 16 - W
Week 17 - W
Week 18 - L (Probably resting starters here)

That’s a 12-5 Record. What about you?

u/Terry_1497 — 1 month ago
▲ 0 r/eagles

First season being an Eagles fan, any advice for me?

This is officially my first year as an Eagles fan, so I figured I’d introduce myself before the season starts.

I grew up as a Jets fan. My dad had season tickets, and from 2006-2014 we went to every home game. We watched them get absolutely slaughtered year after year. What finally broke me wasn’t just the losing—it was the complete lack of accountability. I still remember one season where we were 3-9, had just gotten blown out by 21+ points, and the head coach looked into the camera and said he was happy with where the team was. I was stunned.

After the 2014 season, my dad finally gave up the season tickets after nearly a decade. Those two AFC Championship runs with Mark Sanchez were honestly the happiest memories I have as a Jets fan. I still own my Sanchez jersey in honor of those playoff runs. 😂
The next several years just felt like more of the same. Woody Johnson kept signing aging veterans, ticket prices kept going up, they changed the iconic Jets logo, and it never felt like ownership cared about building a winner.

Around that time, my buddy Joseph—who’s been an Eagles fan his whole life—started inviting me over to watch Eagles games. Some years the Eagles weren’t great, and he’d be frustrated. But there was one thing I kept noticing: the organization always seemed to have a plan. If something wasn’t working, they made changes. They drafted well, spent money wisely, fired coaches when necessary, and always seemed committed to competing.

That was the biggest difference to me. The Eagles actually give a damn about winning.

Before anyone calls me a bandwagon fan, I’ll say this: I’m also a Mets fan. They’ve put me through over 40 years of disappointment, and I’m still here. I’m not someone who jumps ship because a team has a bad season. But after over 20 years of watching the Jets’ ownership show little urgency to improve, I finally decided I was done.

So here I am.
I’m already going to two games at the Linc this season, and I want to fully embrace Eagles football. What should every new Eagles fan know?
Best sections to sit in at the Linc?
Best tailgating spots?
Traditions I need to experience?
Chants, songs, or game-day rituals?
Any unwritten rules for first-timers?
Looking forward to becoming part of Eagles Nation.
Go Birds! 🦅

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u/Terry_1497 — 1 month ago
▲ 0 r/poker

1/3 Live Hand — Flopped Open-Ender, Turned the Straight, Got a Crazy Call

Played some 1/3 tonight at a full 9-handed table and had a pretty interesting hand.

I get dealt 9-7 in late position and I’m facing a $25 preflop raise. I decide to raise it up to $50 and three other players come along.
Flop comes:
A-8-6 rainbow

Someone leads out for $50 and everyone calls, including me. My thinking is that I’m open-ended to the straight with a 5 or 10, there’s no flush possibility yet, and if I hit I’m probably well disguised.
Turn:
5♦

Board is now A-8-6-5 with two diamonds.
I hit the straight.

Player A bets $40, I raise to $90, and then Player B bumps it up to $200. At this point I shove for around $400 total.
Player A thinks forever. I’m sitting there thinking there’s no way he’s putting his entire ~$350 stack in here, unless he’s got a set or a flush draw, but to my surprise he eventually makes the call.
Player B thinks for a bit and folds, saying:
“Well, clearly my AK ain’t good enough here.”
Player C, who only had about $30 left, also calls all-in.

At this point I’m trying to figure out what Player A has. A diamond draw? Set? Two pair? Something huge? He just risked his entire stack.
I ask him:
“You got two diamonds?”
Because in my mind the flush draw is really the only thing I’m worried about.
He says:
“No, I don’t have diamonds. I have a draw.”
He turns over 7-5.
Player C had A-K, so he was basically done.
River comes:
8
Final board:
A-8-6-5-8

My straight holds and I scoop a pot for over $1,000.
I was honestly stunned by the call from 7-5. I’m not mad obviously because I profited huge from it, but I’m curious what everyone thinks?

Was his call just terrible, or am I missing something about the spot?

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u/Terry_1497 — 1 month ago
▲ 0 r/poker

Brutal Beat at WSOP 2026

Would you be able to fold that?

For context, Q4 bet heavy on the flop and turn in late position and somehow A5 called a big bet on the turn with Ace high and got a break. Then, bet the Q4 All-In and got paid. Ouch.

u/Terry_1497 — 1 month ago
▲ 1 r/poker

Been playing poker for 16 years — struggling at live 1/3 lately and looking for honest feedback on my style I’ve been playing poker for about 16 years and recently I’ve been struggling at live $1/$3 NL.

I know I understand the game, but lately I’ve been leaving sessions frustrated and I’m trying to figure out if my style has a major leak.

My normal buy-in is around $400.

My style is aggressive. I would say I fold around 70% of hands, but when I enter a pot I’m usually raising. I rarely flat preflop — my mentality has always been if I’m going to play, I want to be the aggressor.

I’ll open around $15–$25 preflop. I play premiums obviously, but I also like mixing in unexpected hands from late position. For example, I’ll sometimes raise a hand like 9-5 offsuit because I want opponents putting me on AK, AQ, big pairs, etc.

My thought process has always been:
If the flop comes A/K/high cards, my preflop story is believable and I can continue representing strength.
If I hit a weird disguised hand, nobody puts me on it and I can get paid. If I completely miss, I can get away.

Recently though, my biggest losing spots seem to be:
getting called down when I’m bluffing making big calls and being wrong and firing multiple barrels because I feel like checking gives up the hand.

One thing I’ve noticed about my game is that I tend to play my monster hands more conservatively. When I flop huge, I’ll often check or act weak because I’m trying to trap and let opponents catch up or pay me off. The frustrating part is that a lot of times when I actually have the monster, I don’t end up getting the action I was hoping for.

An example: I raised 9-5 offsuit from late position. Flop came A-9-5. I flopped bottom two pair and got into a big pot, but villain had A-5 for a better two pair.

I also have a very social table style. I’m usually talking, telling stories, getting to know people, and keeping the table relaxed. Other times I’ve tried the quiet approach, but being social feels more natural.

Looking for honest analysis from winning live players:
Is my aggressive/deceptive style good but needs adjustments, or am I creating unnecessary difficult spots for myself? What changes would you make for someone who has played a long time but is struggling at 1/3?

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u/Terry_1497 — 1 month ago
▲ 4 r/LCSW

Help with studying for the LSW Exam?

Good evening everyone. I’m taking the LSW/ASWB exam in about two weeks, and I’m starting to worry about how much material there is to know.

I’ve completed several practice exams, and it seems like every question can be about a completely different topic—things like the id, ego, and superego, defense mechanisms, types of discrimination, interviewing/questioning techniques, delusions vs. hallucinations, and hundreds of other concepts.

It feels impossible to memorize everything, and I’m worried I’ll forget important information on test day.

For those of you who passed the exam, what study methods actually helped? Did you focus on memorization, practice questions, understanding concepts, or something else? Any advice would be greatly appreciated.

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u/Terry_1497 — 2 months ago

Dark roast beans?

I’m struggling to find super dark roast or Italian dark roast beans for my Phillip’s 8000 machine without having them be oily and destroying my machine. I don’t want medium, I want purely dark and if it’s Italian, even better. I don’t care about the price, just give me your best suggestions.

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u/Terry_1497 — 2 months ago
▲ 43 r/rant

Has anyone else become more amazed by women’s beauty as they’ve gotten older?

30-year-old guy living in a college town, and I have to ask if anyone else feels this way.

For years, I questioned whether there was really a God. Then I started paying more attention to just how beautiful women are, and I honestly found myself thinking, “There’s no way this happened by accident.”

I’m saying that half-jokingly and half-seriously.

Before anyone says it, no, I’m not talking about being creepy. I’m talking about genuine appreciation for how incredibly attractive women can be. Sometimes I’ll literally catch myself doing a double take while driving. At the grocery store, I’ll notice a woman’s face, eyes, skin complexion, hair, hands, smile, or even her feet if she’s wearing sandals. I find myself paying attention to details I never noticed when I was younger.

And summer makes it even worse. Everywhere you look, women are wearing athletic shorts, sundresses, tank tops, or gym clothes, and I honestly wonder how they’re this beautiful. It’s almost distracting because my brain is trying to process how one gender ended up winning the attractiveness lottery by such a wide margin.

The thing that gets me is that it’s not one specific feature. It’s everything. Beautiful eyes. Soft skin. Pretty smiles. Nice hair. Attractive figures. The way some women can look effortlessly gorgeous without even trying. It genuinely blows my mind.

Recently, I was with a woman I found incredibly attractive, and there was a moment where she looked up at me with these big googly eyes and bit her lip. It completely froze me for a second. Not because it was my first sexual experience—it wasn’t—but because she looked so unbelievably beautiful in that moment that it caught me off guard.

What’s funny is that this appreciation has gotten stronger as I’ve gotten older. When I was younger, attraction was more straightforward. Now I notice every little detail. A woman’s eyes. Her face. Her skin. Her smile. Her figure. The way she carries herself. I find myself appreciating beauty in a way I never did in my early 20s.

And yes, there are handsome men out there. I’m not denying that. But from my perspective, women are on an entirely different level aesthetically. It’s not even close.

Maybe living in a college town has amplified this feeling, but some days I genuinely find myself thinking: “How are women this beautiful?”

Am I the only one who feels this way, or has anyone else become more appreciative of women’s beauty as they’ve gotten older?

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u/Terry_1497 — 2 months ago
▲ 0 r/Nevada

Best Nevada Brothels?

Visiting next month and I need to know which brothels have the best in quality of women, price, and overall experience. I would like to not spend more than $1,000 for 30 minutes of FS and have the women be at least an 8 of 10. If I need to pay more, please indicate that. I don’t want to fly out there and visit the wrong brothel. Please tell me your experience, thank you!

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u/Terry_1497 — 3 months ago

Traveling to Miami Beach in a few weeks, need some advice?

Looking for some strip clubs in the Miami area that have white dancers and have good private rooms. I’m open to Hispanic women, but I’ve never touched a white woman before and this adventure to Miami, I plan to crack the code, lol. Which clubs would you recommend for Full Service and that have majority white woman or at least fifty percent? I’m specifically looking for clubs that have a good amount of white dancers (or at least a solid mix where white girls make up around 50% of the roster). Hispanic dancers are definitely welcome too, but I grew up around mostly Hispanic women and I’ve never actually been with a white woman before. Miami is kind of my “crack the code” trip, lol.

A few things I’m looking for:

Good private/VIP rooms

Attractive dancers who are actually willing to hang out and vibe and clubs that aren't total tourist traps. Clubs where the private room experience is worth the money.

I keep hearing names like Tootsie’s, Scarlett’s, Gold Rush, Booby Trap, E11EVEN, etc., but I’m curious which spots are best specifically for what I’m looking for. Reddit seems split on which clubs have the best dancer selection and private room setup.

Also, realistically, what should I expect to spend for private rooms and VIP experiences in Miami these days? What’s the going rate for 30 minutes or an hour? Looking for honest answers from people who have actually been recently.

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u/Terry_1497 — 3 months ago
▲ 0 r/tampa

Is Penthouse a good strip club?

How much is the cover charge? How pretty are the girls? Are extras available? How much do private rooms cost?

Will be there next month.

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u/Terry_1497 — 3 months ago

Best strip clubs in the area?

Taking a trip to Clearwater next month and wanted to know which strip clubs are the best down here and which offer extras… I heard great things about Oz and Reign. Can anyone recommend which ones to go to? Also please provide the costs too. Thank you.

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u/Terry_1497 — 3 months ago

Best Tampa Bay Clubs?

What your pick? Why and how much does it cost for VIP? Tell me your favorite experiences at them. I will be visiting Tampa Bay next month, thank you.

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u/Terry_1497 — 3 months ago

Dayton, Ohio Clubs?

I’m heading that Cheeks is very friendly, mainly white dancers, which is a positive for me. Any other recommendations or stick to Cheeks? Give me the full breakdown of Cheeks if you can?

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u/Terry_1497 — 3 months ago

Best Strip Clubs that have white dancers?

I’m located in Florida, but I’m willing to travel for the best strip clubs that have beautiful white women. Reasonably priced, that are sweet and not trying to nickel and dime you, and offer private dances in the VIP rooms? Thank you.

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u/Terry_1497 — 3 months ago