u/TheInternExperience

Got into a big argument with my parents over not keeping my grow-up plan after looking into other life insurance options with my employer. Without getting too into it, I wanted to know if it would be theoretically possible to reinstate my lapsed account. I never officially ended the account; I just stopped paying it, and it lapsed. I was paying about $14 a month and stopped paying almost 13 months ago, at the end of August 2025. I assume I would be paying about $200 to reinstate the account, if possible

I turned 25 last month here’s a bit of background on my budget. I’m a school teacher 10 months of the year and work part time the other 2. This is going to be my 3rd year of teaching. I make about 63K a year, which after taxes is around 45k. I gained an annuity at 23 of 54k. Before this I had about 4k to my name. In 3 years I

Paid off my student loans (7500)

Bought a newish used car (20k)

Went on 4 vacations (roughly 5k for all 4 combined)

Have been to several concerts and sporting events (1-2k)

I currently have

500 in my checking

29k in a high yield savings account

8k in a ROTH IRA

4K in a personal investment account

18k in my work retirement account (403b)

I might be over exaggerating but feel I’ve been too reckless living at home and should have more to show for 3 years or so, and plan on living cheaper this year.

Any advice on how to work towards eventually saving for a wedding and buying a house with my girlfriend other than the obvious spend less money on things I don’t need?

I’m an in store shopper. I work seasonally. This is my second summer. I have several supervisors and only one of them do back checks on me. I had a 9 bag order of 65 items assigned to me 20 minutes before the end of my shift. I won’t lie, the bags were closed a little sloppy but everything was as it should be. The mistakes I made were not bagging a pre packaged meat item and placing a sticker backwards. The main issue was I mistakingly put a frozen package of ground beef with chilled items. I was in alittle bit of a rush to get out so I could watch the World Cup. This supervisor proceeded to take all of my bags apart and did not speak to me as an adult but spoke to me like I was a child about the mistakes I made. This was in front of everybody and I felt humiliated. I understand I made a mistake but I have been working for a month with no issues up into this point. I was then told I would be audited for every order my next shift by this manager. Is this normal?

Hello all,

I made my first trip to Scotland last year. I went to a few different cities, Edinburgh, Glasgow, Inverness, and Aberdeen. I really liked Edinburgh and I thought the Hearts had a cool field and kit and decided that I wanted to follow them as my club. Some Scottish clubs are easier to find kit for here in the US but I can't find anywhere that sells Hearts kit. Aside from the team website, is there anywhere else I can find them, preferably here in the US so I can avoid paying an import fee.

I have been teaching for 2 years social studies ICR special ed at 3 different schools. First year I covered a few long term leaves, last year had a full year position but was RIFed. My girlfriend is elementary ed and hasn’t been able to find anything in the past 2 years. We have collectively applied to almost every job it seems but still can’t find permanent employment. Is there anywhere on the east coast that needs teachers we could get jobs relatively quickly. We have enough saved to move

I was unaware until this tax season that I had not properly filed my 2024 taxes. I filed back taxes via certified mail early April . My state return came about 2 weeks ago but I am still waiting on my federal return. State return was about $350 and my federal return is expected to be about $1000. Is this normal? The IRS website still states it has not been received.

Returning seasonal employee. School teacher the rest of the year. this is my second season. Had a training shift on the 19th of June then haven’t worked because I took a road trip with my friends for about a week. Came back yesterday night to discover my entire neighborhood and part of town is without power, and there are downed trees everywhere. I am scheduled to work tomorrow but took unpaid protected time. I feel like I am being alittle unreasonable but it’s 100 degrees and my house doesn’t have electricity or running water rn (well water). I know this looks bad calling out like this but do you think management will punish or be overly upset about me calling out? I will happily make the time up once my power comes back.

EDIT: I live about 30 minutes from my store, they do still have power at the store

Grilled some uncooked sausages from Costco this morning for breakfast. Bit into one and noticed it was still fairly pink. I had already swallowed that bite by this point. Put the sausages in the microwave for a minute to make sure they were good. Will I be ok? I hate a flight on Friday and I’m worried I’m going to have food poisoning

I saw a post on here today about baseball hats and wanted to hear input. I have 11 sports hats

1 NY Jets

1 NY Knicks

2 NY Rangers

7 NY Mets (they are different colors not all of them are blue and orange)

These were acquired over the course of a few years and some were gifts from friends and family.

I typically only wear the teams that are in season so rn baseball and until recently basketball.

I rotate them out pretty frequently and wear them all about 1-2 times a week.

Is this overkill, should I downsize?

I’m from NJ, in a divided Giants Jets household. My dad likes the Jets, and I picked them as a kid because I thought the jersey was cooler. I’m 25 this year and can honestly say I haven’t followed a Jets season since the Obama administration. I’m a big Mets, Rangers and now Knicks fan (bandwagoning I know). I want to like the Jets, but they have just been so disappointing. Is there anything to be hopeful for this season?

Both my GF and I have been out of college for a few years now, and neither of us can find a steady job here in NJ. I am a Social Studies teacher with a Special Education license, and my girlfriend teaches Elementary and is looking to be a speech pathologist. For the past 3 years or so I have been covering long term leave of absences. This year I got my first tenure track job, and was laid off due to a budget crisis. My girlfriend has been in a similar position. I have about 30K saved up, she has about 50K.

I personally don't care about being landlocked, but my GF loves the ocean, so the two of us would like to be within atleast a 1 hour 30 minute radius of the ocean. here are some other less important things that are factors

I am a big Baseball fan, and both my GF and I are hockey fans. I would still like to be able to see my Mets and Rangers play away games wherever we end up.

I use NJ Transit somewhat frequently to get into NYC for concerts and sports, would still like a similar option for commuting infrequently to a city for entertainment.

I like biking, and would like to live somewhere with bike trails.

If this potential state/city has Wawa thatas a big plus, but not a requirement.

2nd year teaching. Social studies and special ed certified. Last year covered two long terms leaves in a regional school district. This year had a full year position as a ICR social studies but was RIFed. I have maybe 10 applications out across multiple schools. I have emailed my cover letter to the respective HR departments and applied to the positions on frontline. I have heard back in the sense I’ve been emailed “we’ve received your application” but have yet to get a call of an interview. When can I start hearing back? My first year teaching I had a job by June but last year it took till August.