I do bank with a local CU. Once my current mortgage term is up I am looking at a HELOC and wondering if anyone has gotten one and how has it been? any idea on the rates?
The amount I want will be slightly more than what is left on the mortgage, 1/5 the value of the house.
the original coax network was installed late 70's early 80's. Sasktel the other ISP installed Fibre a few years ago and tecnically you can get 5gbps (comercial plans) with the fastest from Rogers being 2gbps. There is nothing stopping Sasktel from going 2gbps or faster just does it make sense when even 1gbps is not utilized 99% of the time?
I do wish they would do it, the hastle of sasktel doing it was bad enough even though I understand it. I just wish shaw might have made a deal with sasktel at the time to atleast get some conduit put in. They have to pull 1, how hard would it be to pull 2 for the main connections. To the house is diffrent.
Meta data center water discharges suspended after contaminating the city's reclamation water supply with bacterium — system offline for months for cleaning, closed-loop cooling system purge spread rare metal-resistant bacteria in Cheyenne’s water system
if the bell data centre does this, they need to be heavily fines and not leave it up to the tax payer to deal with.
Costco is the closest grocery store to me that is decent, there is one closer but has a 50% markup on everything.
I am looking at getting chicken, get various frozen vegetables and possible other items like beans and legumes and living on this for the next few months. I will add a sauce now and then but a the base will be the same.
How will this be long term? How many meals can I get out of 1 chicken? Its just me
I took out a payplan loan when I got an IKEA order. Went to the local RBC branch, got my bank info entered (EQ BANK) called in and got $300 payment taken as I do plan on paying it off fast and to make sure the information is correct. $250 is the min payment and the $300 went through no problem from what I can see.
I was understanding since my bank info is entered it will come out automatically, is this true? while I did put $300 down early nothing has come out yet with a due date of July 1st for the regular payments. I want to make sure that I am good to keep the 0% interest and make sure everything is covered. I am looking at paying it off in 6 months or less.
I decided once I am up for my final renewal term for the mortgage I am going to get a HELOC for funds if I ever need them. Between the mortgage and HELOC amount its less than half what the house is worth so I figure it should be ok? its still 3 years away. I just want the funds to be there when/if I ever need them.
I do not know if I should go through my bank I use now, look at other options and who to look at. There is a chance I may not use any of the HELOC funds till after the house is paid off as the last term could be 2-4 years depending on things. rate are key, I am not loyal to anyone as long as the process to obtain the funds and pay back are fairly easy.
so far the charger pro meets all my wants. While I am looking for something else this is on my list to get.
I do know outside the charger has issues due to the design. I wonder since both the USA and CANADA store are out of stock they pulled everything to fix the issues?
Thinking more about my future solar setup. I am getting solar that is 100% a for sure thing, just a matter of when. I also am doing a grid tie and batteries be it during first install or down the road.
With batteries and some inverters. Is it possible to use the batteries as a buffer if demand exceeds production? Power if fairly stable in my area but night time when solar generation isn’t an option it would be nice to use to battery bank to provide power.
another question is I found this, what do you think? I like its part of the roof and gives a cleaner look overall.
https://www.facebook.com/BronwynEyreSSD
Update on the over-budget $150M Saskatoon public library with 650 CKOM’s Brent Loucks this week.
SPL says there will be “no tax increases for the project or debt repayment after 2026.” It also says it’s “saved” $32M through increases to the library levy (paid for by taxpayers), which will “cover operating costs.”
The big ‘but’:
The City has already borrowed $45M (of $67.5M) on behalf of the library, and interest will inflate the total $150M cost by at least another $40M.
How is that debt-free?
She also complained about the solar farm in saskatoon, she got voted out of politics.
I know cost is high, wondering if anyone switched from a natural gas water heater to a heat pump version? are you saving money or spending more to make the hot water?
this intersection here. added lane sign, turning right off circle onto clancy. I stay in the right lane but people insist on turning left directly into that right lane. One person confronted me after I reached my destination pissed I did not yield to him. Told him I have my own added lane as the sign indicated. Figured it does not matter what the sign says people should always yield to those turning left.
I also wonder, you have an intersection like this. since the circle clancy does not have cross traffic no yield sign is there. boychuck and Nemeiben does have cross traffic yet people turning left onto boychuck think that yield sign is for them.
from the farmer to us, who is gouging the public the most? Is there intentional too many hand offs each adding to the final bill?
as part of my electical service upgrade. I want to install a small meter/panel combo unit. It has the 200A meter socket, 200A breaker, 8 breaker slots and then lugs for an additional panel. In my case a 200A main panel in the house.
It is CSA certified by the manufacture leviton. LS820-BRC
Standards & Certifications
UL 50 : Yes
UL 50E : Yes
UL 67 : Yes
UL 869A : Yes
CSA C22.2 No. 29 : Yes
CSA C22.2 No. 94.2 : Yes
CSA C22.2 No. 0.19 : Yes
CSA C22.2 No. 115 : Yes
While it has all the certifications, it is also not a common install in Saskatchewan and I recently found out I should ask someone before getting one or digging into the product. I am trying to figure out who to talk to.
I have a truck, of I order stuff from ikea for local delivery to a depot. Do the staff help load up the truck?
I am thinking of getting a HELOC to use the funds towards the house upgrades. This will happen once the house is paid off and should allow me no restrictions on the payback as long as min amount.
This will only be used for the house to upgrade it adding value to it, some gets a better value over others but upgraded to the end.
Type 2 diabetes runs on my fathers side of the family. Despite being in the middle when it comes to cousins age I have not been diagnosed with it but also not seen a doctor in years. I also do not have a lot of the symptoms that the others had that made them go see a doctor. I found out today the youngest male cousin on my fathers side was just diagnosed with it. Luckily majority of those that have it can manage it with diet and keep it under control.
This has me wondering if I do have it just not thinking I do because of lack of symptoms other have. Since I have no family doctor who should I go see to get tested out?
At some time I need to make a trip down to the south to grab a few items I want not available in Canada or overprices and much cheaper to just go and get. 100%+ markup even calculating currency conversion.
Provided it works, the plan is order it online with pickup at the local store, its a major retailer in the end that does operate in Canada but Canada does not carry that brand. The issues I will face are. 1. Will the retailer take the payment via Canadian card at the high amount? 2. It will be 21K CAD in the end with current currency rate will EQ allow this amount on the card and will eq allow the transaction to be processed?. Figuring out import process and fees and any loopholes to minimize that, like spending an extra day in the states vs just a quick in and out.
The items are 2 generators, I will not be going down as long as trump is in power and any tariffs from both sides are in play that were introduced from both CANADA and the USA when trump took office.
Comparing EQ card vs my regular CIBC mastercard. It seems eq has the better rate overall.
Because of upcoming upgrades to my house, there are 2 walls in my kitchen I need to open up to accommodate the upgrades. Right now its drywall and I am not against drywall I am searching alternatives that might be easier, faster and better suited for the kitchen in the long run. It is a high traffic area, gets a beating from the table/chairs and all the left over items of cooking like grease. All walls are interior walls.
The only stipulation is keeping it 1/2 or smaller to match the thickness of existing drywall. Has anyone installed anything they like for this area?