RCBC keeps on decreasing my CL

I have a JCB platinum that I forgot to pay a few months ago. RCBC then reduced my CL. After that, I made sure to use it always and pay it on time. Since then, always pang may overpayment yung card ko. I received a text last night na may CL was reduced again. What do I even do after this?

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u/West-Swing11 — 8 days ago

Permanent markers that won’t bleed

I bought this t shirt planning to write something on the print at the back. What marker should I use that will dry fast, be permanent on top of the print and that won’t bleed after a lot wash.

u/West-Swing11 — 1 month ago

Opening a coffee shop

Hey! We have a vacant spot sa commercial building namin and I was planning to open a cafe. I own a convenience store but I never owned a f&b business so I don’t know if there is a big difference. I did some barista training twice na and now I am planning to attend a seminar for those who wants to open a coffee shop. It is not cheap. Nasa 12k. Money is not a problem though but for those who already opened one, how easy was it? Yung seminar kase parang may additional barista training, coffee shop management, supplier management, costing and menu planning na rin. I just want to make sure na worth it yung pag attend ko. Baka kase mahal lang siya coz of the products and ingredients we will use but the theories and management part, makikita mo lang sa internet.

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u/West-Swing11 — 1 month ago

Milk brands for Coconut Latte

I had two coconut lattes in China last Feb. One was from Luckin and one was from a coffee shop na nadaanan ko lang. I keep on trying coconut lattes here in Davao. I also tried one in Boracay and in Metro Manila. Nothing comes close in terms of taste compared to the ones I had in China. I bought Dehusk sa tiktok and the taste is still different. Where can I find one in Metro Manila na same sa China? If you have a recipe please share it to me

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u/West-Swing11 — 2 months ago

Cafe Business Guides, Trainings, Seminars

Any place in Metro Manila that offers both barista training + business management. I want to know everything on how to manage and operate a coffee shop. From ordering beans, storing, menu planning and costing, lahat! Want to build connections din sana.

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u/West-Swing11 — 3 months ago

Gigil ako sa mga coffee shop na may service charge kahit t/o

Bakit usong-uso na sa mga coffee shop yung may service charge. Went to Deuces in OneAyala and may service charge kahit take out. Dapat nga kahit dine-in walang service charge kasi kami naman kumukuha ng order sa counter. Kapal pa ng mukha kase ang ibang coffee shop nag iimpose pa ng claygo. Kulang na lang gawin na rin nilang mandatory ang tip tulad sa US. Malugi sana kayong lahat.

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u/West-Swing11 — 3 months ago
▲ 2 r/davao

PowerMac Davao turnaround time

Any experience with battery replacement sa powermac? How long did it take? Parang may nagsabi sa akin way way back na it will take them 2-3 weeks.

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u/West-Swing11 — 3 months ago

Four cards displayed on my RCBC Pulz App

I have two cards sa RCBC that has been compromised before so they sent me replacement cards. After that, dumoble na yung cards na naka display sa app. The other two still have their old card number. One is still showing transactions while the other one isn’t. How can I remove this? Looking at the app, ang daming functions and transactions na pwede mong gawing pero lahat unavailable. I can’t even hide the two cards.

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u/West-Swing11 — 3 months ago

2 iPhones now unavailable and apple can't really do anything about it

I got locked out of my iPhone 14 pro. I was sure I remember my passcode but all possible pass codes I had in the past doesn't work. I then used my iPhone 17 pro to search for a solution. I accidentally entered a wrong passcode once and it automatically locked me out for 1 minute. Now it sees my correct passcode as invalid. I went to an authorized service center and they told me that it is possible that apple locked me out since the two iPhones were under the same AppleID and it detected that I was attempting to unlock my 14 multiple times. So once I entered a wrong passcode in my 17, it viewed it as an "additional" attempt. What a load of crap. Now I need to restore both of my iPhones because of this security feature. I already accepted that I need to restore my Ip14 but for the ip17??? Crazy feature. They automatically locked you out just because your phones are under the same appleID????

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u/West-Swing11 — 4 months ago

PAL cancelled my flight

So I have a flight next month. Domestic then International under one ticket. PAL cancelled my domestic flight then moved me to the next flight which made my layover 1hr 30mins instead of 5 hours. The thing is, there are only 2 flights from our city to Manila everyday. So I requested, to rebook my domestic the day before since may mga kasama ako from cebu and davao sa international flight ko the next day. Is there a chance that PAL will shoulder my accommodation? Hindi ko na naitanong sa cs agent kase natrigger ako ng sobra. Sabihan ba naman ako ng "as an act of goodwill" na para bang ako ang rason baket cancelled ang flight and kelangan kong magrebook.

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u/West-Swing11 — 5 months ago
▲ 2 r/taxPH

Undeclared Purchases and other LOA issues

Napababaan ko na yung defeciency ko from 6M to 800K. Ngayon meron akong bagong purchase receipts na maipepresent pero karamihan doon undeclared. Meron kase kaming pinagkukunan sa ibang lugar pa so minsan namimisplace ang ibang resibo especially kapag nakikisuyo lang kami. Currently, may dissallowed kami na purchases worth 550k pero ang resibo na hawak ko ngayon, almost 1M. Kumpleto siya with tin and all. Tatanggapin pa kayo nila ito?

Another problem pa. Yung 800k na yan, dinaan ko na kay RDO para tawaran. Kaso hindi pumayag. Tinanong ko til when pa kami pwede magsubmit ng documents. Til end of June pa daw sabi ng examiner. Kaso tumawag last week yung examiner sa akin and pinapamadali ako kase magreretire na daw supervisor niya. Sa kanila kase ako humingi ng tulong nung una. 600k hingi sa akin nung 6m pa defeciency ko pero hindi pa rin nila binabaan kahit nung 800k na lang. Ngayon they are giving me 10 days. Pwede ba to?

Honestly, kapag mapababa ko ng 400k ang defeciency ko, babayaran ko na. Basta may resibo lang. Kaya nagwowonder ako kung tatanggapin pa nila tong resibo na nahanap ko.

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u/West-Swing11 — 5 months ago