First-time freelancer/VA — need help with BIR taxes
Hi! I started working as a freelance/remote VA in February 2026, and this is my first time handling my own taxes.
I initially thought I could compute and file everything at the end of the year, but I recently learned that there are quarterly filing requirements as well. I’m trying to understand what I should do at this point and how to properly handle everything moving forward.
Quick background, my expected gross income for 2026 is below ₱500k, including an additional year-end payment equivalent to around one month of my usual pay.
A few questions:
- Since I started earning in February and haven’t filed yet, what should I do first?
- How should I handle the quarterly filings I may have missed?
- Are there penalties, and how are they usually calculated?
- What filings and deadlines should I be aware of as a freelance VA?
- How do I know whether the 8% option or graduated rates would apply to me?
- Where can I find reliable and beginner-friendly references that explain the whole BIR process for freelancers?
- Is this manageable to sort out myself through BIR’s online systems, or would it be better to consult an accountant for the first year?
Would really appreciate advice from PH freelancers/VAs who have gone through the process, especially those who started freelancing before fully understanding the filing requirements, as well as accountants or anyone familiar with BIR requirements for freelancers.
Thank you!