▲ 8 r/loseit

When will the sleep deprivation stop?

I have been on a 250 deficit since roughly 2 months, with a few cheat meal, I have been losing weight consistently. My question is when willl my sleep improve ? Earlier i used to sleep 8 hours straight , now its 6.5 hours , but i dont feel refreshed when i wake up ( also cant go back to sleep ) . I wake very hungry , i tried eating some chicken+ nuts + some carbs very close to my bed time but that didnt help much

height - 5' 8"

Starting weight - 94 Current - 90.5

Mornning workouts ,2 cups coffee before 1pm , sleep time is 10-10:30pm

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u/asusroglens — 24 hours ago

Pluxee vs 10 % off cards like hsbc

I recently joined a new company that offers Pluxee benefits. For years, I had been using my HSBC credit card for Blinkit and Zomato because it gave me 10% cashback.

However, Pluxee has been a game changer. With the higher limit provided by my employer, I'm effectively saving around 30% on my eligible food orders, compared to the 10% I used to get with my HSBC card.

For context, I fall in the 30% income tax bracket.

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u/asusroglens — 1 day ago

Foreign stocks ITR2 filing question

I filed my ITR-2 last year, including foreign stock capital gains (Schedule FA and the related schedules), by following YouTube videos from MyOnlineCA.

For those who have already filed their ITR this year: are the process, forms, and fields essentially the same as last year? Can I simply follow last year's YouTube tutorials to file this year's return, or have there been any significant changes?

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u/asusroglens — 5 days ago

Section 54 query on prepayment of home loan

I am planning to buy a resale flat, most likely in January or February 2027. I will finance the purchase using a combination of my own funds and a home loan.

My question is: considering the current stock market conditions, I don't want to redeem my mutual fund investments to finance the purchase right now. Instead, I'm thinking of taking a home loan first, waiting for the market to recover, and then, once my mutual funds are at a reasonable profit, redeeming them to make a partial or full prepayment of the home loan.

Is this a sensible strategy, or are there any drawbacks that I should be aware of?

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u/asusroglens — 17 days ago

Mid nap crying wakeup

LO is almost 3 year old boy , takes a 90min nap in day.

However from past few days wakes up crying (needing his mom) with eyes closed at the 40-45 min mark , and only needs his mom to soothe him back to sleep.

Somedays when his mom is not around cries for 15-20.mins asking for mama and then wakes up as I am unable to console him.

When mama is there he goes back to sleep in 5 mins .

What might be going on here ? What to do in this situation?

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u/asusroglens — 21 days ago
▲ 5 r/kanpur

Need help with kesco recharge/ bill pay

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I have an old home in Kanpur, but I now live in delhi. The electricity meter is linked to a mobile number that is no longer mine because I stopped recharging it, and Airtel has since reassigned the number to someone else.

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How can I pay or recharge the electricity meter now? The app shows "Bill on Hold – Contact SDO Office." Since I'm not in Kanpur, is there any way to resolve this remotely?

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u/asusroglens — 22 days ago

have a 3 year old boy who thinks its playing to hit

My 3 year old boy thinks he is playing when he hits with hands/legs. I have tried to stop his hand/leg and telling the usual " i wont let you hit me , hit the pillow/object instead" OR " this is bad manners , we dont hit anyone"

But his habit is not changing , also sometime his relexes are so fast i am unable to stop him and get beaten up .

This hitting also happens when we switch off the tv, take a box of chocloates away etc.

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u/asusroglens — 2 months ago

I had this panasonic split (1.5ton) ac installed a month back.

Should I concerned with this valve changing colour and the water droplets I see on it

u/asusroglens — 2 months ago

Panasonic they are charging 6.8k for 4 years comprehensive ,this is what I know of

What about other brands ,need free service /gas charging (due to leakage corrored air ) ,cooling coil replacement etc

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u/asusroglens — 2 months ago