Does anyone know any insurance company for house/commercial property?
For context: half portion of our house is being used as commercial property (dti/bir registered small business) and naisip ko lang na magcheck ng insurance for it kase nakikita ko from my work (VA) na usual ang kumuha ng house insurance sa abroad for their security. Does anyone have experience like this po? Thank you!
Which one is better to buy? My budget is 1.1M max hehe. Please suggest if you know any better options. Thank you!
For context, their prices are
Honda City S ₱998k
Suzuki Fronx GL AT ₱1,059k
Mitsubishi Xforce ₱1,119k
Edit: I added mitsu xforce kase pasok pa naman po sa banga hehe please help me, I really want to have my own car 🥹
For context I have been using my 4yr old apple watch se and sometimes nakakafrustrate lang na need siya icharge everyday. I was thinking of gifting my self a new watch that could push me to jog more hehe not just on the weekends. Been eyeing for Garmin fr 165 kaso lagi ako nauubusan ng voucher and aroung ₱9-10k lagi price so as a tipid hindi ko binibili kase nalaman ko from here na sometimes it could go lower as ₱6k.
Please let me know if worth it ba na bumili ng fr 165 sa case ko or do you have any watch suggestions? Ung matagal po sana malowbatt and matibay hehe and mura kung pwede haha. Thank youuu po!
Need insights po, our choices are Byd seal 5 dmi, atto 2 dmi and honda city. I want budget friendly car lang po sana, ung monthly is less than 20k lang po kase yan lang po ung sure ako na kaya kong bayaran ng 5 yesrs hehe. Please share your advice po or any other car suggestions. I am also thinking about the fuel price hike pero still not sure if matibay ba ung mga Chinese cars lalo na we don’t plan to sell it in the future. Thank you po
Hi! Has anyone tried buying from tiktok seller of Japan Surplus Suzuki Minivan or Jimny? Just wanted to know if those seller are legitimate or scammers. Thank you!
I have a Sunlife Life insurance for me then VUL-designated for my younger brother and it is just now that I knew that the benefits won’t be guaranteed kase depende pala sa stock prices. Due to this, I am thinking of withdrawing all of this. Would this be good? If yes, should I just invest it in BDO Insular/Endowment or just invest in IETF/direct stocks po? Please help po I want to start investing again. Context: when I was in college, I used to buy Ph stocks thru colfinancial but now that I am working I stopped investing kase mas inuna ko mga bills and luho. I know and accept na nagkamali ako ng paghawak sa sahod ko and now I am ready to start investing again for my future. Please give me insights po. Thank you! 🥹
Hi! Anyone who had the same experience. We’ve been ldr ni partner for few years. We’re now planning our wedding here in the Philippines and we’re also looking for different paths on how I can move to NZ.
Context: We don’t have proof of living together as both our parents are strict but we have proofs/photos of taking vacations together with both our families.
Please let me know how you did it po, been ldr for so long that we just want to start our own family now. Thank you!
Honda HRV S (₱1.450m) vs Toyota Corolla Cross G HEV (₱1.514m)
Naka apply na po kami sa honda pero sobrang tagal so nagcheck pa po ako ng iba then nakita namin na halos same lang price ng corolla cross hybrid huhu ano po mas maganda?
Atin kayu pung balung rental property na mamyeng resibo kareng magrent? Mantun ku kaseng tuknangan na atin official receipt.
Around Angeles City Pampanga, seller is willing to sell via (bank financing/pagibig financing).
Hi Cabalen! Mantun ku pu hehe. Baka may alam po kayo na wedding reception na malapit or nasa loob ng Clark or kahit sa Angeles. Kahit private villa or garden or grand hall pwede po. Good for 50guest and ung sanang pwede magpasok ng food kase may caterer na po kami.
For context: sa loob po kase ng clark ung church for the wedding.
Please recommend po. Dacal pung salamat!
Probably inside Clark or Angeles Pampanga
Guests are just 50pax po and we already have caterer. Kahit private villa or garden basta malapit po sa Clark hehe
Sa mga wedding planner po dito, do you know if pwede magpasok ng food sa mga hotel venues po?
Around Angeles City or Clark Pampanga lang po and with open garden sana. The wedding will be celebrated in a small church po then we want the reception venue sana somewhere na garden vibes kung meron na good for 50-60pax.
Any suggestions po and insights are welcome!
Hello po, my sister recently applied for an auto loan sa Honda (sila magaasikaso sa bank) it’s been a few days na po pero wala pa din update. Wala pa din pong tumatawag/CI sa sister ko. Dapat na po ba sya kabahan na baka denied ung application niya?
Kutang kumu pu nanung palage yu ot nilipat de lugar ing prisintu unu?
Para kaku, makatakut tuloy lalakad manibat Holy Angel papunta Sandra. Ana pamong karakal mitatagalan ken pag ganingaldo.
Sana ibalik de karin kase apin yan ing peka sentru, atin skwela, mall, pisamban ampo dakal tau lagi.
Hayyyy… pasensya nakayu pu, tatakut kumu para keng safety dareng tau lalu na reng anak magaral a lalalakad ken gang bengi.
My sister applied for in-house financing but we are still waiting for the approval because we just spoke to a bank manager and he could give us better deals because it will be direct from the bank and a lower than usual downpayment will be given (we just need to wait until Monday for the exact quotation) My question is, if the deal with the bank manager we spoke to is really better, is it okay to cancel the in-house financing? And if the in-house financing is approved immediately, can we still not continue? Huhuhu not sure because the dealership might say it's not allowed to back out.
I am currently planning our family trip for this coming January 2027. For context we are a big family (10 adults & 4 kids)
We looking for a place na family friendly and not that expensive. Plus points ung may mga places na for kids (ex.disney, universal)
Our choices are:
Need your insights and suggestions if meron pa kayo ibang alam na places po.
Also, I did not include (Hk, Sg, Boracay, Cebu, Thailand) kase we’ve been in these places na po.
Thank you so much po and this post is not to brag, we are very grateful to be blessed with every opportunity we had po and just really need your advice.
Honda HRV S versus Ford Territory Hybrid
Price of Honda is 1.450M
Price of Ford is 1.4M
Number one choice namin is Honda kaso we saw the Ford kanina sa mall and it looks good din naman kaso not sure if okay ba after sales and parts?
Let me know you experiences with this po! Salamat!
I guess, the best airline for basic economy so far?
(This is not sponsored, oh, how I wish it is)
Comfortable seats ✅
Wide screen ✅
Legroom ✅
Free Wifi✅
FA’s are not bitchy ✅
For context:
I’ve tried flying with PAL, Cebpac, Delta Air, Alaska Air, Singapore Airlines, Scoot, Cathay Pacific, HK Express, and others but Starlux has been the best. From the seats to the services of the flight attendants are superb!
Plus, we got our flight tickets on sale using credit card promos. Round trip airfare from PH-USA around ₱40k or 650USD
Cons: pricey ung rebooking, cancellation and refund nila. We were actually hesitant to book with Starlux again kase last 2025 we booked our should be Taiwan trip (bought tickets two days before the trip) kaso the next day the big earthquake happened in Taiwan and we decided to not push through and so we paid for cancellation fee and only got less than 50% (45k) of total price we paid (90k). Customer service support is not great too.
Overall, Starlux is really good, just make sure of the dates and check available promos.
Happy travels everyone!
Wala na si mama, died few years ago. She was a really dedicated mom saamin, gave everything for us to have a nice life but when she died, it felt like we lost not just her but also my papa. Papa is very kind with others but not with us, his kids. I grew up hearing my mom say na intindihin lang namin si papa kase he’s acting like that kase alam daw nya na hindi kami pababayaan ni mama. So when my mom died, we thought na magiging close na and mas maintindihin na saamin si papa, pero we were wrong. He had multiple gf after that and now, baliw na baliw sya sa gf nya. For context, ung gf nya ngayon used to have another bf na afam kaso nascam sya so ending pinili nya tatay ko. We all know na pinili lang nya tatay ko kase akala niya makakakuha na ng petition si papa from my ate, pero my ate decided not to push with this instead kumuha nalang kami ng visitor visa kase nalaman nya din ung about sa gf.
I’ve been working hard para mabigay ung buhay na hindi nila dinanas kase I wanted to give back, I’ve always been supportive and caring. Ako din nagiging referee kapag nagaaway sila ng mga kapatid ko. I always try my best na intindihin sya, but I am so so tired. Alam lang niya lagi ako ung kontrabida sa buhay nya, I’ve been having mental breakdowns these past months na sobrang lala na I wanted to go with my mama na. One time I told him, and ang sabi niya lang ang hina ko daw, hindi daw bagay sa ugali ko na masama. I let it slide lang para wala nalang gulo, I also decided na wag na magsabi ng kahit anong nararamdaman ko.
Recently, may sinuggest lang ako sa business ng family namin, he got so mad saakin. Napaka sama daw talaga ng ugali ko, when I was just telling him na intindihin ung ibang workers namin.
Ang gulo, I just want to leave. I just want to be somewhere where no one knows me. Gusto ko nalang maglaho.
Gusto ko na umalis sa bahay namin, pero pinipigalan ako ng mga ate ko kase baka pag alis ko, dalhin ni papa gf niya dito. Lahat ng meron kami ngayon was because of my mom’s hard work while my papa was doing shit with others.
Pagod na pagod nako, wala na din ako gana magwork, napapagod na din ako kakahintay na umayos ung buhay ko, yes I have money, nice things pero wala lahat kwenta kapag walang peace sa bahay.