u/dantonthegreat_jr

MoneySplit is a private, offline expense tracker built for real daily life with support for almost all currencies in the world.

Play Store Link: MoneySplit on Google Play

Why MoneySplit stands out

Privacy-first by default: your financial records stay on your device unless you choose backup options.

Offline-first design: core tracking, review, and planning features work even without internet.

No forced sign-up wall for basic use.

Built for practical speed, not clutter.

Key Features:

• Privacy by Default: No forced sign-ups. Your data stays on your phone.
• Smart Import: Reads bank SMS alerts (verified for all Indian Banks) and PDF statements (with password support) (coming soon) to automate expense logging.
• Bill & Subscriptions: Tracks your EMIs and recurring payments so you don't miss due dates.
• Clean UI: Built with Material 3 principles for a fluid, clutter-free experience.
• Customised Insights: Get spending insights, recurring payment alerts
• UI Customisation: supports controls as per user preferred hand (left/right), accessibility controls, Android 12 Dynamic theme support

Play Store Link: MoneySplit on Google Play

Note: iOS app is almost done and I am waiting for apple to approve my developer account

Why MoneySplit stands out

Privacy-first by default: your financial records stay on your device unless you choose backup options. Offline-first design: core tracking, review, and planning features work even without internet. No forced sign-up wall for basic use. Built for practical speed, not clutter.

Zero Ads, no subscriptions, no behaviour tracking, no data is sent to server.

Key Features:

• Privacy by Default: No forced sign-ups. Your data stays on your phone.
• Smart Import: Reads bank SMS alerts (verified for all Indian Banks) and PDF statements (with password support) (coming soon) to automate expense logging.
• Bill & Subscriptions: Tracks your EMIs and recurring payments so you don't miss due dates.
• Clean UI: Built with Material 3 principles for a fluid, clutter-free experience.
• Customised Insights: Get spending insights, recurring payment alerts
• UI Customisation: supports controls as per user preferred hand (left/right), accessibility controls, Android 12 Dynamic theme support
• Many more upcoming features like receipt scanning, CSV/statement import, voice support in the app,

Play Store Link: Google playstore link

Read more at : MoneySplit

Dev Effort

Yes this is 75% vibecoded, especially the UI part and the algorithms to derive insights out of spending.
Being a backend engineer, I wanted to save time and money and hence vibecoding. It took me 5 months for first presentable version.

Since I used AI heavily, I had to optimise my prompoting, use Gemini research mode to identify user pain points today, enfore material 3 guidelines. Now the work is more streamlined and I get results I want from the prompt.

App has gotten about 300 installs in 20 days with 160+ monthly active users. And I am getting encouraging feedback with 15 paid users already. Plans for one time payments and no subscriptions.

MoneySplit is a private, offline expense tracker built for real daily life with support for almost all currencies in the world.

Why MoneySplit stands out

Privacy-first by default: your financial records stay on your device unless you choose backup options.

Offline-first design: core tracking, review, and planning features work even without internet.

Key Features:

• Privacy by Default: No forced sign-ups. Your data stays on your phone.
• Smart Import: Reads bank SMS alerts (verified for all Indian Banks) and PDF statements (with password support) (coming soon) to automate expense logging.
• Bill & Subscriptions: Tracks your EMIs and recurring payments so you don't miss due dates.
• Clean UI: Built with Material 3 principles for a fluid, clutter-free experience.
• Customised Insights: Get spending insights, recurring payment alerts
• UI Customisation: supports controls as per user preferred hand (left/right), accessibility controls, Android 12 Dynamic theme support

To get the offer, please upvote the post and comment "MoneySplit" and optionally why you want the app. I will share "Pro mode" coupon code in the DM.

Play Store Link: MoneySplit on Google Play
Website: MoneySplit
Product Hunt: MoneySplit on ProductHunt

Edit : if app hangs in Upgrade to pro screen, please force close and start the app. I am patching this issue. Apologies

MoneySplit is a private, offline expense tracker built for real daily life with support for almost all currencies in the world.

Edit 1: 60% off in title is typo it should be upto 75% based on different currency pricing. Apologies for this oversight.

Edit 2: if app hangs in Upgrade to pro screen, please force close and start the app. I am patching this issue. Apologies

Why MoneySplit stands out

Privacy-first by default: your financial records stay on your device unless you choose backup options.

Offline-first design: core tracking, review, and planning features work even without internet.

No forced sign-up wall for basic use.

Built for practical speed, not clutter.

Key Features:

• Privacy by Default: No forced sign-ups. Your data stays on your phone.
• Smart Import: Reads bank SMS alerts (verified for all Indian Banks) and PDF statements (with password support) (coming soon) to automate expense logging.
• Bill & Subscriptions: Tracks your EMIs and recurring payments so you don't miss due dates.
• Clean UI: Built with Material 3 principles for a fluid, clutter-free experience.
• Customised Insights: Get spending insights, recurring payment alerts
• UI Customisation: supports controls as per user preferred hand (left/right), accessibility controls, Android 12 Dynamic theme support

The Promo: I despise the "renting software" trend, so the app has a strict one-time purchase model. Right now, I'm running upto 75**% OFF (varies by country as taxes are different in different countries) sale on both the Pro and Pro Plus lifetime plans**. To avail discount, check the upgrade page.

Play Store Link: MoneySplit on Google Play
Website: MoneySplit
Product Hunt: MoneySplit on ProductHunt

Hey r/GenAiApps 👋

I’m the maker of MoneySplit (only android for now)

It’s for personal money tracking:

• Auto-adds spends from bank SMS alerts
• Lets you import PDF statements (work in progress)
• Tracks bills, subscriptions, and EMIs in one place
• Shows upcoming due items so you don’t miss payments
• Simple budget view to see where money is going
• No forced signup, data stays on your phone
• Tonnes of customisation options including usage for left or right hand usability

I built this because I wanted something practical for all users without the usual clutter.

Play Store Link: Google playstore link

Read more at : MoneySplit

Product Hunt: Money Split

I’m giving away FREE Pro coupon codes for the next 7 days.

Offer window:

May 5, 2026 → May 11, 2026 (ends 11:59 PM IST)

To get a code, comment:

1. "MoneySplit - Sms Expense tracker"
2. Upvote this post
3. upvote on product hunt

I’ll reply with a Pro coupon code (first come, first served).

Hey folks, I’m built MoneySplit (name is confusing, I know 😅) but it’s not a group expense app.

It’s for personal money tracking:

• Auto-adds spends from bank SMS alerts
• Lets you import PDF statements (work in progress)
• Tracks bills, subscriptions, and EMIs in one place
• Shows upcoming due items so you don’t miss payments
• Simple budget view to see where money is going
• No forced signup, data stays on your phone
• Tonnes of customisation options including usage for left or right hand usability

I built this because I wanted something practical for all users without the usual clutter.

Play Store Link: Google playstore link

Read more at : MoneySplit

Would love honest feedback.

• What feels useful?
• What’s missing for your daily use?
• What would make you switch to this?

Yes this is 75% vibecoded, especially the UI part and the algorithms to derive insights out of spending.Being a backend engineer, I wanted to save time and money and hence vibecoding. It took me 5 months for first presentable version.

<posting keeping mod rules in mind>

Hey folks, I’m built MoneySplit (name is confusing, I know 😅) but it’s not a group expense app.

It’s for personal money tracking:

• Auto-adds spends from bank SMS alerts (Tested for Indian banks and would like to connect for other countries)
• Lets you import PDF statements (work in progress)
• Tracks bills, subscriptions, and EMIs in one place
• Shows upcoming due items so you don’t miss payments
• Simple budget view to see where money is going including options to track paycheck budgets
• No forced signup, data stays on your phone
• Tonnes of customisation options including usage for left or right hand usability.
• Google drive backup support.

I built this because I wanted something practical for all users without the usual clutter. App is free to use for now. I will add 30 day free trail and lock few feature behind a couple of one time fee payment

Play Store Link: Google playstore link

Read more at : MoneySplit

Hey folks, I’m built MoneySplit (name is confusing, I know 😅) but it’s not a group expense app.

It’s for personal money tracking:

• Auto-adds spends from bank SMS alerts
• Lets you import PDF statements (work in progress)
• Tracks bills, subscriptions, and EMIs in one place
• Shows upcoming due items so you don’t miss payments
• Simple budget view to see where money is going
• No forced signup, data stays on your phone
• Tonnes of customisation options including usage for left or right hand usability

I built this because I wanted something practical for all users without the usual clutter.

Play Store Link:Google playstore link

Read more at : MoneySplit

Would love honest feedback.

• What feels useful?
• What’s missing for your daily use?
• What would make you switch to this?

Yes this is 75% vibecoded, especially the UI part and the algorithms to derive insights out of spending.Being a backend engineer, I wanted to save time and money and hence vibecoding. It took me 5 months for first presentable version.

<posting keeping mod rules in mind>

Hey folks, I built MoneySplit (name is confusing, I know 😅) but it’s not a group expense app.

It’s for personal money tracking:

• Auto-adds spends from bank SMS alerts
• Lets you import PDF statements
• Tracks bills, subscriptions, and EMIs in one place
• Shows upcoming due items so you don’t miss payments
• Simple budget view to see where money is going
• No forced signup, data stays on your phone
• Ton of customisation options.

I built this because I wanted something practical for Indian users without the usual clutter. I have been using the app for over a month as my personal expense tracker

Would love honest feedback:

• What feels useful?
• What’s missing for your daily use?
• What would make you switch to this?

Yes this is 75% vibecoded, especially the UI part and the algorithms to derive insights out of spending.Being a backend engineer, I wanted to save time and money and hence vibecoding. It took me 5 months for first presentable version.

App tracks transactions via SMS if users opt in. Works for a lot of Indian banks. I am working on statement and receipt scan as well.

Hey folks, I’m built MoneySplit (name is confusing, I know 😅) but it’s not a group expense app.

It’s for personal money tracking:

• Auto-adds spends from bank SMS alerts
• Lets you import PDF statements
• Tracks bills, subscriptions, and EMIs in one place
• Shows upcoming due items so you don’t miss payments
• Simple budget view to see where money is going
• No forced signup, data stays on your phone
• Tonnes of customization options.

I built this because I wanted something practical for Indian users without the usual clutter.

Would love honest feedback and if you are interested, I can share the link (alternatively, please search for MoneySplit on google play store to download the app)

• What feels useful?
• What’s missing for your daily use?
• What would make you switch to this?

Yes this is 75% vibecoded, especially the UI part and the algorithms to derive insights out of spending.Being a backend engineer, I wanted to save time and money and hence vibecoding. It took me 5 months for first presentable version.

<posting keeping mod rules>