u/lmcjipo

I'm thinking about opening EQ Bank's Notice Savings Account and during my quick look, I can't see the two questions that I have answered on their website so I thought that I would ask here.

1. With EQ Bank's USD Savings account, it specifically says that this isn't available for Quebec residents so I'm assuming that because the Notice Savings Account doesn't mention anything specifically about Quebec residents, that Quebec residents can open this type of account. Is this the case?

2. Is it possible to open both the 10 day Notice Savings Account AND the 30 day Notice Savings Account (i.e. have 2 different accounts with 2 different notice periods)?

I don't know when this was implemented since I generally log into my TD accounts (TD Direct Investing and TD EasyWeb) via the TD Canada app but I tried logging into TD EasyWeb this morning and instead of being prompted with my phone numbers, it sent a notification to the TD Canada app on my trusted smartphone.

During my "testing", if one doesn't have the TD Canada app on their smartphone (for their login), they can't log into TD EasyWeb as there is no way to default to the phone numbers in the system for them (at least with TD EasyWeb). If clicking on the various links on the pop-up screen on the computer browser, one takes the client to the download link for the TD Canada app and the other link (can't use TD Canada app) brings you to a page in order to contact TD Canada Trust.

The TD Authenticator app is still no longer an option for 2FA and hasn't been an option for maybe ~3+ months now.

Are the arms for new Ray-Ban MetaAI Smartglasses supposed to be tight/rigid?

I bought my prescription Ray-Ban MetaAI Wayfarer Gen 2 a few weeks ago from a physical Ray-Ban store where I gave them my prescription, picked the type of frame that I wanted and the options for the lenses (Transition XTRactive), paid a deposit for them and then in about a week's time, they called me to pick it up and pay the remainder.

When I went to pick it up, I peeled open the cardboard lid seal top and removed the glasses case and while in the store, I took the glasses out of the case to try it and the prescription was fine (meaning that it was the proper prescription or close enough to it that my vision was better while wearing it than when not wearing my prescription glasses). I did find that opening and closing the arms was very rigid/tight.

I've worn regular glasses for about 20+ years and even 3D glasses that I've gotten in movie theatres which were sealed in a plastic bag where they hand them out when entering the 3D movie room and my Ray-Ban MetaAI Wayfarer Gen 2 frame arms are a lot tighter/stiffer than all of those. Is this normal? Will it just loosen due to use?

Should I go back to the Ray-Ban store and ask them about it and seeing if they can "fix" it?

I purchased/ordered my Ray-Ban Meta Wayfarer Gen 2 prescription glasses last week at a local Ray-Ban store and I picked up my Ray-Ban Meta Wayfarer Gen 2 prescription glasses today and I'm not sure if there is an issue with my case but is it normal that the front LED for the case turns off?

There is no indication that the case is charging unless I refer to the Meta AI app within the Glasses menu. I'll see the lightning charging icon next to the case and the percentage. However, isn't the LED supposed to flash while it is charging and then perhaps change to solid green when it is fully charged?

When I open the case, the LED will turn on for a few seconds and then will turn off.

Is anyone using Rogers for internet able to access any EQBank websites?

I can't seem to access EQBank's homepage nor any other EQBank page. I get an Access Denied error message. When I am not using Rogers (since I have access to two WiFi networks), the same device/laptop works fine and loads EQBank's website without any issues so it isn't an issue with the device/laptop but seems to be an issue with me being on the Rogers network.

EDIT: After testing it, it seems to work with my Rogers 5G connection but not with my Fido 4G/LTE connection.

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So I received a call from 1-855-210-8310 and like most people, I generally don't answer calls from toll-free numbers that I don't recognize except when I'm expecting a call from some corporation so it went to my voice mail (and person didn't leave a message).

Curious as to what the number was, I called it from where I work which has a switchboard and the outgoing call display will always show up at the main switchboard number so they wouldn't get me back directly if they called any outgoing call display number and would just be routed to the automated attendant at the main switchboard number. When I called the number, the number indicates that it is a TD Bank (Canada) number and prompts to leave name, phone number, account number and the best time to call back regardless of what time you call and I'm not gullible enough to leave that information on some random phone number claiming to be TD Bank (and based on it using English & French in their outgoing voice message, it is TD Canada Trust and not TD Bank NA since if it was TD Bank NA, it would be in English only and if there was another language which isn't likely in the US, it would be Spanish and not French).

Since this phone number isn't in the back of my TD cards and I've dealt with TD in the past/present for a wide variety of issues (TD Wealth, TDDI, TDET, TD Estates, TD Security, TD Insurance, TD Canada Trust, TD Asset Management, TD Private Banking, TD Cross Border Services, etc.), I have no idea what or who they are at this number since I contacted both my branch and the TD Easyline number and there was nothing on my account/profile which would indicate a call from TD except for some GICs which were maturing in a few months so I did a search on the internet for this number and came up with a 4+ year old tweet from TD Canada Trust's authenticated X account posting it

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Seeing this number in a tweet from TD Canada Trust's actual/confirmed X/Twitter account, I called this number again and left a vague message by just providing my phone number and not my name or account number and mentioned the best time for them to call me back and if they worked for TD, they should be able to get my name and account number(s) from my phone number.

They called me back after a few days (not at the time that I specified in my voice mail) with the same outgoing call display number and at the start of the call, she correctly addressed me by my legal name which outside of government or official institutions like banks, hospitals, etc., no one would use when calling me or speaking to me, the lady asked if she could authenticate me. I told her that I had no idea whether she worked for TD or not so I would not be providing anything confidential/personal to some "random" number that calls me... even if the number showed up as TD's Easyline number in my call display, I wouldn't provide any information since phone numbers can be spoofed so an outgoing call can appear as any phone number and the only way one knows that they are speaking to someone at that specific number is if they called that number themselves.

We were at a stalemate so she told me to visit a TD branch. I then told her that I did and they have no idea what this number is and why I would be called from it. The lady then said that she was just returning my call and I told her that I only called that number because they called me first a few days/weeks ago according to my incoming call display and I just wanted to know what it was about since I have had many different types of dealings with TD and their various departments or organizations in the past/present so I wanted more information on why they called me.

She then mentioned that she/they wouldn't call numbers unless they called first. I then told her that I didn't just call a random number out of the blue and that this number did call me which was why I called them and left them my vague message requesting a call back.

In any event, I just wanted to warn people of this possible scam since when I called TD Easyline again, there was nothing on my file which would indicate them wanting to reach me (security wise) and they had the same note on my GIC coming due in a few months but mentioned that the "home" branch would normally call directly for those. They also couldn't find that phone number in their system.

I escalated this to TD security so that if they had owned that number ~4 years ago and "released it", someone is claiming to be TD with that same number.

There are some buses that follow the same route as a metro for certain stops (example bus 17 and the orange line or bus 24 and the green line).

I know that transfers work for 2 hours and I was wondering if it is possible let's say that you're going south on the orange line (start at Cote Vertu) and you decide to exit the metro at De La Savane to go to the Royalmount Mall and buy something to eat or just buy something in a store there and then take the bus 17 heading south before the 2 hour transfer limit expires and continue to get to your actual final stop of Snowdon.

Similarly with let's say you get into the metro at Berri-UQAM and you're heading west on the green line and you decide to exit at McGill to buy something at Eaton Centre or Place Montreal Trust and then take the 24 heading west on Sherbrooke to continue to your final destination of Atwater. All of this under 2 hours. Is it possible to use the transfer feature for this?

I know that you can't return via a transfer and I believe that once you exit a metro station, you can't re-enter any metro station using the transfer feature so in my first example, it would not be allowed to start at Cote Vertu and take orange line to De La Savane, get off and go to the Royalmount Mall and spend less than 2 hours there then take the 17 heading north to get back to Cote Vertu or in my second example to get in the metro at McGill on green line and get out of the metro at Atwater and then after doing things around Atwater (like shopping in Place Alexis Nihon) prior to the expiration of the 2 hour transfer limit to take the 24 heading east and go back to McGill.

I was going over my "Returns & Orders" page on the regular Amazon website (upper right corner) to see what the status is for some of the items that I requested from Amazon Vine (ordered, arriving.., delivered..., etc.) and I noticed a status that said "Return received - We will process your refund in 2-3 days. Once your refund is processed, it can take 2-3 business days for the refund appear in your bank account or credit card statement."

I never returned the item since I never received it nor do I believe that they ever shipped it.

I have had items which were shipped and then after the expected delivery date when I didn't receive it, the status would say something like "if you don't receive the item within 5 days, please contact Amazon" and then later change to "returning to sender" but this item apparently never shipped to me, was not delayed in transit, and they labelled it as a return... which I would never do with an Amazon Vine product even if defective. For a defective product, I would just write a negative review on it and that's it.

Has anyone had this happen to them where they didn't submit an Amazon (Vine) return but Amazon claims that the item was returned?

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Sorry if this is a double post, I clicked on "Post" but could not find it on Reddit after posting it.

I went to my optometrist and after my usual eye exam, she mentioned that my eyes have changed and my current glasses should be changed (I agreed).

Like most optometrists, I'm sure a large percentage of their income comes from requesting/ordering the prescription glasses themselves.

I mentioned that I would get the glasses from them BUT I also wanted a prescription so that I could get a second pair elsewhere. I went through the standard questions about the frame/options and they put something over my eyes and told me to look forward (I'm assuming to measure the distance between my pupils). Everything was entered for what I requested from them so they put my frame, my requested options (like anti-scratch, anti-reflect, and transition) into a box/container and then the optometrist returned to me and give me my "prescription" for the glasses and told me that my glasses would them would be ready in under 2 weeks and they would call me. I paid for my eye exam and put a deposit for my glasses.

The prescription that they gave me seems like it is lacking a lot of information (since only 2 fields are actually filled in). Is this normal? Would I be able to actually get prescription glasses with only this information (I removed personal identifying information for myself and the optometrist but the optometrist is legitimate/licensed).

I feel that they purposely omitted information so that I wouldn't be able to get my glasses elsewhere.

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Anyone who passed their evaluation recently and found that when posting reviews and reviews are more/less similar to how they did it in the past where they would get "excellent" for insightfulness, it is now "poor". My reviews are written in the same manner as prior to my re-evaluation date where they were all "excellent" so none of my reviews even for things as "simple" as a USB charging cables were 1 or 2 sentences like "It works and charges my device".

I reviewed 5 products after my re-revaluation and they are classified as "poor" even though when I click on the "Reviews" and then "Reviewed", it shows "pending".

Also, on a separate note, I'm not sure why my "Review-to-order" ratio is 71% since it should be 100% because I've reviewed all items that I've received but have orders that have either shipped (but not delivered yet) or in the ordered status so the "review-to-order" ratio is not as described by the informational button which is that it should only take into account those items were are delivered.

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I discovered a mistake on one of my tax receipts which was generated/submitted to CRA (and RQ) by the financial institution. I can see the receipt on MyAccount on CRA's website (as well as MyAccount on RQ website). It was an RRSP receipt for a contribution that I didn't make.

This RRSP amount in no way causes me to have overcontributed and I tracked it to it being incorrectly logged as a contribution was actually a transfer from one RRSP account in the institution to a different RRSP account within the same institution.

While I did include the contribution on my tax return since CRA/RQ would have caught it as me omitting a tax receipt that they received from the institution, I did not claim the deduction for it. I contacted the institution and informed them of the mistake and the CSR over the phone checked my RRSP accounts with them and as I pointed out to them, there was no new money which went into my RRSP accounts which wasn't a result of a transfer from my other RRSP account.

Other than following up with the institution occasionally, what else can/should I do?

As mentioned, the tax receipt doesn't cause an "overcontribution" nor am I even using the $2k safety net/buffer provided by RRSP contribution overcontribution limit.

The way I see it, since I've early retired, even if the institution doesn't correct this mistake, it doesn't affect me since being retired, I'm not making any additional RRSP contributions so me "losing" the contribution room doesn't affect me and I'm melting down my registered retirement accounts while I have the chance before I start collecting CPP/QPP and OAS.