u/loveronrent

i am shedding around 60-70 strands everyday.. and i am in a big confusion because i cannot understand its normal or isnt. help!!!!!!!!!!!!!!

People often claim they want answers, but in practice they tolerate enormous uncertainty in everyday life. What they struggle with is not not knowing, but being unable to decide what to do because of not knowing.

I believe much of anxiety, indecision, and existential distress comes not from uncertainty itself, but from the paralysis it creates. If uncertainty alone were the problem, humans would be unable to function at all, since almost every meaningful decision is made with incomplete information.

I'm open to having this view changed.

same as title

I'm 20 years old and about to start my second year of college.

I come from a middle-class family and usually get around ₹2,500 a month for my expenses. My grandfather was one of the most important people in my life. He wasn't just my grandfather, he was more like a father to me.

Before he passed away, he left me ₹16,000 and told me something I'll never forget:

"Don't waste this money. Use it when it truly matters."

I've kept it untouched ever since.

The problem is that I don't know much about investing. I don't understand stocks, mutual funds, SIPs, or finance in general. Part of me wants to grow this money into something meaningful. Another part of me is scared of making a mistake because this isn't just money to me. It's one of the last things he left behind.

If you were 20, had ₹16,000 that carried this much emotional value, and wanted to honor the person who gave it to you, what would you do?

Would you invest it? Save it? Put it into an index fund and forget about it for years?

I'm not looking for shortcuts or get-rich-quick schemes. I just want to make a decision that my grandfather would have been proud of.

I'm 20 years old and about to start my second year of college.

I come from a middle-class family and usually get around ₹2,500 a month for my expenses. My grandfather was one of the most important people in my life. He wasn't just my grandfather, he was more like a father to me.

Before he passed away, he left me ₹16,000 and told me something I'll never forget:

"Don't waste this money. Use it when it truly matters."

I've kept it untouched ever since.

The problem is that I don't know much about investing. I don't understand stocks, mutual funds, SIPs, or finance in general. Part of me wants to grow this money into something meaningful. Another part of me is scared of making a mistake because this isn't just money to me. It's one of the last things he left behind.

If you were 20, had ₹16,000 that carried this much emotional value, and wanted to honor the person who gave it to you, what would you do?

Would you invest it? Save it? Put it into an index fund and forget about it for years?

I'm not looking for shortcuts or get-rich-quick schemes. I just want to make a decision that my grandfather would have been proud of.

Hello everyone,

I'm a 20-year-old college student entering my second year next month. I come from a middle-class family and usually get around ₹2,500 per month for expenses.

Before he passed away, my grandfather left me ₹16,000 and specifically told me not to waste it and to use it wisely when needed. He was more like a father to me, so this money means a lot emotionally as well.

I don't have much knowledge about investing, stocks, mutual funds, or personal finance in general. I don't want to gamble it away chasing quick returns, but I also don't want it sitting idle if there are better options.

If you were 20 years old, had ₹16,000, a long investment horizon, and very little investing experience, what would you do with it?

Would you put it in an index fund, mutual fund, FD, gold, or something else entirely?

Looking for practical advice from people who've been through this. Thanks.

Could be personal experiences, historical events, bad decisions, relationship stories, career mistakes, or moments where someone ignored common sense because they were thinking with the wrong head.

What's the best example you've seen?