my early 30s struggle, insights pls?
Problem/Goal:
Got married at 30, no kids yet pero I want to feel fulfiled in my career and have at least 7 digit savings and di pa ako ready mag baby pero feeling ko its getting too late.
Context
I am currently at 1.1m debt due to bad spending habits. Kaya naman bayaran in the next 9-12 months since I am getting paid naman 250k monthly pero kasi andami ko iniisip
1 year from today, I am debt free pero wala pa savings, wala baby and 33 na ako nun.
And plan ko din ipagawa bahay ng Lola ko, di talaga magbabago isip ko dito since she is my everything. I want to give her the best.
So next year, 33 na ako, goal ko naman mag ipon for myself while nag iipon sa bahay ng lola ko
34 na ako sa 2028, mejo late na mag baby :( husband is asking for one na.
Previous Attempts
Working on paying debts na din naman.
I just need to read some stories and advices same sa situation ko. I'm scared na din mag baby ng late kasi high risk na and i have extreme anxiety sa healthy.
Hays.