When people owe me money but they replace it with a good gesture.
“Here i bought you some coffee on the way”
“But why though”
“Oh its nothing, i owe you anyway!”
No. You owe me money. Not a coffee. Do i drink coffee? Yes. But not often enough that you can reliably bet that id want coffee on the daily to spend money on it. You owe me money. Give me money. Dont spend my money on something else and saying its how you return it.